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Topichere's something someone told me about credit
neonreaper
04/13/17 3:48:01 PM
#18:


Your score will increase if you don't get yourself into a bad situation. To counter your friend's point, 'the banks' would raise the score of someone who always pays the minimum to encourage them to borrow more because they have a better rate. The person who carries a balance is less likely to need such enticement.
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Donny: Are they gonna hurt us, Walter?
Walter: No, Donny. These men are cowards.
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