The way I see it, anything like picture #3 is bad. And it's equally bad whether the data happens to be located on or off the disc. Incomplete games are the problem, and they're no less of a problem if you have to go through the procedure of downloading the extra characters (or whatever).
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You put your RESOLVE HAT back on, which conveniently is the same hat as your NORMAL HAT.
{Drakeryn}