I was able to kill my first elite group in act 1 solo.
Even if I was unable I would be more than capable of loading act 1, clearing all the zombie until the cathedral, rinse and repeat until I had an upgrade of some kind.
That's assuming i didn't want to just run hell again and buy upgrades that will allow me to more than handle act 1 inferno for 100k each.
I... don't recall this being true, FD <_<.
I remember your dying screams. Or maybe that was red and you were taking advantage of wizards being crazy OP.
Word of note: Wizards have absolutely no perspective on this game's difficulty.
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http://firsthour.net/screenshots/suikoden-2/suikoden-2-luca-blight.JPG
The Cult of Personality.