Lurker > Philoktetes

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TopicI have a great post on r/Advice that's getting a ton of upvotes
Philoktetes
12/28/20 6:16:19 PM
#4
Veggeta X posted...
Please read and share your thoughts.

https://www.reddit.com/r/Advice/comments/klrrwt/i_see_a_lot_of_people_do_this_even_i_do_it/?

utm_medium=android_app&utm_source=share


nice url, phoneposter
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicDo you think less of people who complain about everything being spicy?
Philoktetes
12/28/20 4:17:57 PM
#3
no i dont judge people
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicI watched Blair Witch Project for the first time
Philoktetes
12/28/20 4:11:43 PM
#2
it was the first found footage movie
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicIntroverts: Do you like being an Introvert?
Philoktetes
12/28/20 3:24:20 PM
#3
no it's the reason im miserable

if i was a sexhaver i'd be happy
---
I don't think so, Tim.
~~ Pizza Crew ~~
Topicso I got kicked out of Hooters
Philoktetes
12/28/20 3:16:34 PM
#1
I walked in and when I got greeted I said

"Can you help me? I'm kind of in the eat out mood..."

Then they asked me to leave
---
I don't think so, Tim.
~~ Pizza Crew ~~
Topicno one is actually "good" at fighting games
Philoktetes
12/28/20 3:03:04 PM
#1
they've just learned the order of buttons they should hit for whatever one character they've locked themselves into in the game and hit it over-and-over as fast as possible and claim victory/defeat.
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicI can't even name or recognize a single famous 'streamer'
Philoktetes
12/22/20 7:38:04 PM
#1
Feels good man
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicUS textbook describes Ottoman Empire as 'a Muslim organization based in Turkey'
Philoktetes
12/22/20 7:32:33 PM
#65
Balrog0 posted...


https://en.m.wikipedia.org/wiki/Broken_windows_theory



>mobile link
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicUS textbook describes Ottoman Empire as 'a Muslim organization based in Turkey'
Philoktetes
12/22/20 4:19:36 PM
#45
an empire is an organization
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicUS textbook describes Ottoman Empire as 'a Muslim organization based in Turkey'
Philoktetes
12/22/20 3:17:25 PM
#37
it sounds accurate

are you people just squabbling over the choice of words?
---
I don't think so, Tim.
~~ Pizza Crew ~~
Topicmy fiancee is at the doctors now for her first prenatal check up
Philoktetes
12/21/20 9:04:28 PM
#8
>fiancee

uhh did you have premarital sex?
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicJohn Mulaney in rehab for cocaine and alcohol abuse
Philoktetes
12/21/20 9:00:05 PM
#29
another celebrity turns out to be a degenerate

breaking news details at 11
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicCovid relief bill will make illegal streaming a felony
Philoktetes
12/21/20 8:47:15 PM
#2
ok

why would you have a problem with this unless you plan to illegally stream
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicHow do you feel about the $600 stimulus coming?
Philoktetes
12/21/20 2:38:35 PM
#34
CM_Ponch posted...



yes, you deserve more money for doing a job than you deserve as a handout
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicHow do you feel about the $600 stimulus coming?
Philoktetes
12/21/20 2:06:14 PM
#8
im gonna buy a nintendo
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicSo the vaccines might be useless versus this new strain?
Philoktetes
12/21/20 12:23:57 PM
#3
yes this is how viruses and vaccines work
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicNo. "Vamp" isn't short for vampire.
Philoktetes
12/21/20 11:34:19 AM
#2
spoilers bro
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicMass account deletions after Instagram updates it's ToS
Philoktetes
12/21/20 11:28:47 AM
#8
*its ToS

pronouns don't use apostrophes to show possession
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicName a better anime flashback den Odens from One Piece *spoilers*
Philoktetes
12/21/20 11:16:26 AM
#2
*dan
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicWhat actually happened to Eminem?
Philoktetes
12/21/20 11:14:30 AM
#1
There is no way that the Eminem we have now is the same one from back in the day, it's embarrassing to even listen to any of his music past 2010. Was he killed and just replaced with a looka like?
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicIt's crazy how well the SNES holds up.
Philoktetes
12/21/20 11:02:06 AM
#3
idk i think it's a scam

why do i need to buy another nintendo if i already have a nintendo

https://youtu.be/MTzyz2TgGls
---
I don't think so, Tim.
~~ Pizza Crew ~~
Topicis this family circus blasphemous?
Philoktetes
12/21/20 10:58:40 AM
#5
Turbam posted...
Has there ever been a Family Circus strip that's decent?
Hell scratch that, has there ever been one that's mediocre?


this one is good

https://upload.wikimedia.org/wikipedia/en/6/60/1960s-era_Family_Circus_cartoon.png
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicOver 300,000 Trumpers plan to attend a 'second inauguration' for him on 20th
Philoktetes
12/21/20 10:49:06 AM
#8
hilary supporters had a meltdown when she lost too
---
I don't think so, Tim.
~~ Pizza Crew ~~
Topicis this family circus blasphemous?
Philoktetes
12/21/20 10:39:35 AM
#1
https://www.comicskingdom.com/family-circus/2020-12-21
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicSeriously, now. Is Netflix worth getting?
Philoktetes
12/19/20 8:14:14 AM
#16
it's a necessity if you ever plan on inviting a female to your home
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicMar-a-Lago neighbors say Trump forfeited right to live on estate once presidency
Philoktetes
12/19/20 7:50:05 AM
#3
yahoo dot com
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicMy granddad used to prank my dad
Philoktetes
12/19/20 7:17:02 AM
#1
Whenever my dad was in the car with my grandfather my grandfather would say he had a huge number of friends. As they were driving, passing cars would flash their lights or wave. My grandfather would wave back and make up a story for each one like:

'That's James from work. His son just got married last week. That reminds me, I need to talk to him before our meeting on Monday.'

My dad found out many years later that my grandfather was deliberately leaving the headlights off at night.
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicIt's not just renters. Landlords are struggling, too
Philoktetes
12/17/20 9:56:21 AM
#1
https://www.cnn.com/2020/12/17/success/landlords-struggling-rent-eviction/index.html


Over the past 30 years, Maral Boyadjian has built up a family real estate business consisting of eight homes in Southern California that she and her husband rent out.

"Some people spend their money on a bigger home or better car or travel, but we live modestly," said Boyadjian. "Whatever money we can put together, we spend it on buying another single-family home to rent."

Typically, the rents from the homes enable the couple to cover all their expenses and earn income. But now tenants in three of their properties in the San Fernando Valley, haven't paid their rent for months. The couple can't remove those tenants because of a state eviction moratorium, which was extended until January 31.

Of the three tenants that are behind, one has arranged to pay 25% of rent now and the rest later. Boyadjian said she is happy to work with that tenant, because at least an effort is being made and she's getting something. Others, like those who have not paid any rent since August, leave her feeling like she's being taken advantage of.

So far, she has been able to continue to meet her financial obligations. She makes property tax payments and pays the insurance. She not only pays for utilities like water, but also for gardeners and pool maintenance.

"We've been able to pay our mortgages, but we're really in danger of not being able to on two properties," Boyadjian said. "This is not sustainable."

As the coronavirus pandemic drags on -- with unemployment still high, government support dwindling and the status of future stimulus unknown -- landlords are suffering.

An estimated 9.2 million renters who have lost income during the pandemic are behind on rent, according to an analysis of Census data by the Center on Budget and Policy Priorities. And renter households with a job loss will owe an estimated average of $5,400 in back rent by this month, according to a report from the Federal Reserve Bank of Philadelphia.

Owning a property and collecting rent on it is my way of making a living. There has been no government aid coming my way. Our income has been sliced. We don't get unemployment."

A national ban on evictions, put in place by the Centers for Disease Control and Prevention to stop the spread of the virus, has meant many landlords must continue to pay to maintain and finance their properties with less rent coming in and no recourse to remove non-paying tenants.
"This is becoming a concern for landlords," said David Howard, executive director for the National Rental Home Council, which advocates on behalf of the single-family rental industry. "With the eviction moratorium, you don't know what the next step is. There is no certainty about when you're going to get paid."

If the CDC order is allowed to expire, as many as 5 million renters could face eviction across the country in January, with as many as 14 million renter households at risk of eviction, according to Stout, a global investment bank and advisory firm. But advocates for property owners doubt there will be anywhere near that many people facing homelessness.

"The stories are heartbreaking for everyone -- people with medical problems or who have lost their jobs," said Howard. "But I don't see an eviction tsunami or an apocalypse coming. I think that message is coming from housing advocacy groups as a way to prevent any evictions."

Still, there is an incentive to support property owners and to keep tenants in safe housing, Howard said. But finding the solution is tricky. He advocates for rental assistance in the form of direct payments to landlords or payments to tenants earmarked for rent.

Single-family homes account for half of all rental housing, he said, and the majority of those property owners are mom-and-pop landlords, many of whom may be operating on razor-thin margins, relying on rental income to cover the costs of the property and using what's left as their income.

"The government is putting property owners in a situation where they are supposed to be the back-stop," Howard said. "And many will say, 'I can no longer afford to be in this business.' "

Peter Gray, president of Pyramid Real Estate Group in Stamford, Connecticut, is not only a property owner collecting rent on 30 of his own properties, but also a property manager who handles maintenance and rent collection for other landlords. While only a couple of his own tenants have stopped paying, some of his landlord clients are having trouble paying him.

"Usually we're one of the last ones they stop paying," he said. "We're the ones collecting the rent. If they can't pay their subcontractors, they are hurting."

Peter Gray of Pyramid Real Estate Group says most of his tenants are able to pay rent. But in the property management side of his business, landlords are struggling to pay for repairs, trash removal or heat.

If landlords are struggling, tenants will also be affected as home maintenance slides.

"I'm seeing landlords who can't pay for trash removal," Gray said. "We're getting 'no heat' calls. They aren't paying real estate taxes. They aren't paying their mortgage."

He said one property his company manages had a plumbing problem that cost around $38,000. The owner did not pay the bill.

"We had to get an attorney involved and say we would no longer do maintenance or repairs for them," he said. "We paid $38,000 for repairs and they'd like to owe us one?"
I'm seeing landlords who can't pay for trash removal. We're getting 'no heat' calls. They aren't paying real estate taxes. They aren't paying their mortgage."

For the typical landlord in trouble, which he said is someone who bought their property in the last five years and is leveraged to the hilt, there are no reserves. "Despite tenant protection laws, these landlords don't have the cash reserves, nor the equity in their building to get loans," he said. "With the moratoriums, they're taking hit after hit."

Some landlords, he said, are being paid less and seeing the wear and tear on their property increase as grown children or friends double up after losing their own housing. Routine maintenance that was supposed to take place this year has in some cases been delayed or canceled because landlords just don't have the money, said Gray.

"They can legislate the need to do timely repairs," he said. "But for many landlords, there is no money."
Gray said he has some non-paying tenants he is not able to evict because of the moratorium. But he's found most of his tenants are communicating with him and making their best efforts to pay.

"It isn't my style to take the last penny off the table," he said. "I want my tenants to do well. I thought early in my career it may have been bad business not to be more aggressive. But it turns out it is good business to work with people."

---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicAt what age is it safe to assume you wont be getting laid?
Philoktetes
12/17/20 9:18:49 AM
#1
im 25 and a kissless handholdless virgin

can i just assume ill be forever alone at this point
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicScottish politicians call for regulations against scalpers
Philoktetes
12/16/20 10:41:22 AM
#16
stopping free market enterprise isn't good hth
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicWait, Biden's pick for the Pentagon used to do weapons contracts?
Philoktetes
12/16/20 8:49:52 AM
#3
makes sense that someone who has experience in defense will head up defense

better than someone with no defense background
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicWonderful Dizzy drops Dec 18
Philoktetes
12/16/20 8:09:46 AM
#1
https://www.youtube.com/watch?v=F1dJb6mx8Vk
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicWhy exactly were energy drink vending machines removed from schools?
Philoktetes
12/16/20 6:15:10 AM
#34
Beveren_Rabbit posted...
might as well remove junk food from vending machines too as well as chips/snacks from the concession stands. No pizza either. No on-site restaurant like Little Ceasars or Panda Express.


yeah we would be a much healthier society if all these policies were implemented
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicWhy exactly were energy drink vending machines removed from schools?
Philoktetes
12/16/20 5:51:48 AM
#31
it's still immoral to use stimulants
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicWhy exactly were energy drink vending machines removed from schools?
Philoktetes
12/16/20 5:07:41 AM
#27
maybe millennials should stop staying up late playing videogames
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicThe adult website sucks now since all videos are gone
Philoktetes
12/15/20 6:14:54 PM
#14
then pay for it and stop thinking youre entitled to free content
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicDo people who have "big bucks" sleep in a car in a casino parking lot?
Philoktetes
12/15/20 4:14:45 PM
#20
im such a good gambler i always get my suite comped
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicDo people who have "big bucks" sleep in a car in a casino parking lot?
Philoktetes
12/15/20 12:40:25 PM
#2
this is trespassing yknow
---
I don't think so, Tim.
~~ Pizza Crew ~~
Topicattn: people who wear shoes inside their homes
Philoktetes
12/15/20 11:26:04 AM
#26
feels good man
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicDo NFL players use their real names?
Philoktetes
12/14/20 10:35:10 PM
#7
he hate me
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicWhen atomic bombs start falling, do you have a place to hide?
Philoktetes
12/14/20 9:56:35 PM
#19
trappedunderice posted...
https://m.youtube.com/watch?v=hXi6hrRh0J8


>mobile link
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicDeath Eater Tattoo?
Philoktetes
12/14/20 12:58:44 PM
#1
What is y'all's opinion on getting a Dark Mark tattoo? I am on the fence about my opinion. For one, it's a mark for the bad guys in the series and some people see it as an allusion to the Nazi symbol. However, it is a cool symbol and it is a fictional symbol.
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicDid you parents used to give you money for doing chores?
Philoktetes
12/14/20 11:45:39 AM
#6
millennials are young people

im a man im 40
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicDid you parents used to give you money for doing chores?
Philoktetes
12/14/20 11:37:54 AM
#2
no im not a millennial
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicJust checked my mailbox, no stimulus check inside
Philoktetes
12/14/20 11:37:16 AM
#7
still waiting on my white privilege check too
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicRickrolling is finally dead; audio has been muted by Sony copyright claim
Philoktetes
12/14/20 11:04:10 AM
#9
Vyrulisse posted...
You can't fool people anymore because it shows the thumbnail if a video still exists.


that's why i framed the topic so that the video still exists but the audio was muted

i dont know if youtube even still does that though i havent seen it for a while
---
I don't think so, Tim.
~~ Pizza Crew ~~
TopicRickrolling is finally dead; audio has been muted by Sony copyright claim
Philoktetes
12/14/20 11:01:28 AM
#1
https://www.youtube.com/watch?v=dQw4w9WgXcQ
---
I don't think so, Tim.
~~ Pizza Crew ~~
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