Lurker > Hexenherz

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TopicBack when you were in school did you fail any classes?
Hexenherz
03/24/20 2:56:20 PM
#45
I failed classes all the fucking time lol. Don't know how I graduated on time.

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TopicGot my first CoD Warzone win
Hexenherz
03/24/20 2:47:59 PM
#21
Biscotti posted...
Dude, I'm not big into CoD, but doesn't the series dominate sales?

The skill-ceiling seems pretty high to me.
On the PC the game is a top seller and then the online community is a ghost town by Christmas.

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Topic6 of the top 7 of Trump's revenue generators are completely closed
Hexenherz
03/24/20 2:16:49 PM
#27
must suck that trump is only down to 2 sources of income right now

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TopicIf our economy stayed like this with all the closures...
Hexenherz
03/24/20 1:44:01 PM
#22
Romes187 posted...
its definitely the point that is being made everywhere and its a good one

but you're also assuming the economic damage will not be worse. Probably right...but maybe not...let's not act like this is so black and white. These are tough decisions. The way the curve looks now, we definitely should not be going back to work.

Also, there seems to be a false dichotomy between "go back to normal and let people die" vs "ruin the economy and let people live"

We could implement a bunch of stuff in between those two

What does "ruining the economy" ultimately entail, though? What is your ultimate fear there?

And if we had stronger social support nets in place it probably wouldn't even be a big concern. When people start out with a whopping 5 days of paid time off at an employer for the first ten years they're at a company, of course the economy's going to collapse when something like this happens.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicIf our economy stayed like this with all the closures...
Hexenherz
03/24/20 1:33:33 PM
#13
It's the *potential* for worse consequences than the flu that causes this reaction.

We can estimate the annual loss of life from recurring illnesses and stuff like alcoholism, suicide, and traffic accidents.

But we can't do that with something entirely new like this.
And it's not even just the potential final mortality rate that should raise concern, since there are reports that it can cause permanent lung damage, too.

People downplayed the Flu of 1918 and look what happened there. So this should be a great exercise in *not* repeating history and *not* putting a higher priority on artificial numbers on a screen.

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TopicDid you know, in eastern Europe, white chicks have black names?
Hexenherz
03/24/20 1:00:07 PM
#20
And Anastasia would be Nastya.

It's called a diminutive.
And there's like a million and one for every name because you've got the nickname your friends call you then the one your spouse calls you and the one your grandmother calls you when she's pinching you on the cheek and the one your grandmother calls you when she's mad at you

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TopicEPIC BAD. Valve good!!!!
Hexenherz
03/24/20 11:57:36 AM
#8
TheBlueMonk_ posted...
yes imagine posting all that and thinking you still have a working brain.

you voted for trump didn't you.

I've never had any amount of desire to vote for trump, no.


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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicEPIC BAD. Valve good!!!!
Hexenherz
03/24/20 11:53:33 AM
#2
All platforms give out free games.
And the lack of a shopping cart feature resulted in peoples' accounts being suspended when they tried to participate in the first big EGS sale, so yeah that's a pretty serious oversight especially when shopping carts on websites have been standard since like 1998.

And why am I responding to another one of these garbage topics what's wrong with me.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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Topicoh, Half Life: Alyx is a good game?
Hexenherz
03/24/20 11:52:25 AM
#4
this is like the second time you've made this topic this week alone bro are they paying you overtime or something lol

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicSo Tomb Raider (2013) is pretty fun (progressive spoilers)
Hexenherz
03/24/20 11:46:48 AM
#18
Out of curiosity I went to the Steam Store page for Shadow of Tomb Raider and it looks like you can't just buy the base game?? What a rip off.

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TopicMeeting with the notary today to refinance my mortgage
Hexenherz
03/24/20 11:34:48 AM
#7
I mean, it's my own mortgage company, but it was weird because they contacted me first. Not unheard of, just have that slight tinge of paranoia in the back of my head >_>. And like I said the info all checks out... which it would, since it's the company that already has my mortgage lol.

BignutzisBack posted...
Isn't there closing costs and fees when you refinance a mortgage? I heard it was 2% to 3% of your mortgage.

Yes, it turns out to be about $4k but the interest amount is ultimately being reduced by much more and even if we don't plan on living here forever I definitely plan on renting it out.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicMeeting with the notary today to refinance my mortgage
Hexenherz
03/24/20 11:24:43 AM
#3
Romulox28 posted...
what was your original interest rate & how long have you had the mortgage

Original rate was 3.25%, they're knocking it down to 2.75%, have had it for about three years.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicMeeting with the notary today to refinance my mortgage
Hexenherz
03/24/20 11:22:56 AM
#1
Wife is paranoid it's a scam... I feel like if it is a scam, it's a really damned good one because so far all information and credentials of the lender's agent checks out, the paperwork they had us sign already had all personal information on it and all the terms of the original loan, and all that stuff.

But I also kind of have that concern in the back of my mind, what if it's not legit >_>

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicDid you know, in eastern Europe, white chicks have black names?
Hexenherz
03/24/20 11:20:12 AM
#7
Choco posted...
TIL americans think sasha is a black name
I don't.

Please don't think we all think like this.

This topic is stupid on so many levels.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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Topiclol wtf people are emulating the new Animal Crossing game on PC
Hexenherz
03/24/20 11:18:58 AM
#6
I've never done any serious emulation; tried it with some stuff over a decade ago and it was too much of a hassle to figure out. So it's really kind of surprising to me that this exists, already.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicI still live down the street from the elementary school I attended...
Hexenherz
03/24/20 11:09:50 AM
#2
I wonder what I'd be doing if I still lived down the street from that school :\

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TopicStock Market and Crypto General
Hexenherz
03/24/20 11:03:27 AM
#213
1NfamousACE_2 posted...
How long do you guys normally hold on to stocks?

I'm just doing it as a way to try to build some passive income, which I know will take a while but up until now it hasn't been bad. Have only done a few short-term turnarounds (like TVIX last week) but other than that I'm too afraid to risk a ton of money on stuff >_>

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicLol people really retweeting Chinese propaganda?
Hexenherz
03/24/20 10:58:59 AM
#3
I am gagging here.


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TopicStock Market and Crypto General
Hexenherz
03/24/20 10:54:53 AM
#209
Only thing red on my portfolio today thus far is this shitty Capstone Turbine that I bought early on in my investing career :\

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicStock Market and Crypto General
Hexenherz
03/24/20 10:25:03 AM
#207
berlyman101 posted...
looks like I threw away cash on my TVIX share. Ah well, will it still be valid by the next recession?
Well, it's one of those things that this could just be a temporary rally and then everything slumps again. I certainly plan on buying some more of it when the price drops a little more.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicStock Market and Crypto General
Hexenherz
03/24/20 10:14:02 AM
#202
Looks like there's a rally!

Also, my first time being able to use Robinhood during a period of extreme acceleration like this and lol, they said they fixed the underlying engineering issues that caused the previous service outages but I'm on the website right now and nothing's loading.

edit: Seems to be just Firefox, Vivaldi is working fine :(

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicHas the coronavirus pandemic taken a significant toll on your psyche?
Hexenherz
03/24/20 9:54:27 AM
#52
Posted this in another thread, but I am kind of anxious for my career if only because it's going to require a radical lifestyle shift if I want to get competitive evaluations moving forward. And I've never done stuff like I need to so -_-

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicWill you have a job once Coronavirus is over?
Hexenherz
03/24/20 9:20:48 AM
#11
I will have a job but I'm going to have an absolute shit evaluation unless I start doing some hardcore volunteering in the community and maybe find work opportunities outside of my command.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicSo Tomb Raider (2013) is pretty fun (progressive spoilers)
Hexenherz
03/24/20 9:08:09 AM
#16
I loved the 2013 game. They did a good job of writing Lara's character and developing her throughout the story, the story felt like a simple, down-to-earth adventure, and really the only thing I thought was lacking was better developed puzzles.

So I had high hopes for the series... was really disappointed when I got "Rise" and it was just a mash-up of awkward, obviously intentionally vague writing, a lack of character development and a reliance on Michael Bay scenes which were the only things I ever failed because I couldn't tell if the game was going to make me jump or just automatically jump for me half the time.

Haven't gotten the third one yet, don't know if I will.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicLogo rebranding due to COVID-19
Hexenherz
03/24/20 8:40:51 AM
#3
some serious humor about the boomer doomer

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicStock Market and Crypto General
Hexenherz
03/24/20 8:38:58 AM
#201
EndOfDiscOne posted...
Looking at the TVIX chart, can someone explain how it was worth millions back in 2011? Even back in 2015 it went up to like half a million.
As I understand it, it's all adjusted to reflect stock splits / reverse splits, which drastically influences the reported value now.

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TopicHas the coronavirus pandemic taken a significant toll on your psyche?
Hexenherz
03/24/20 1:23:09 AM
#27
Jabodie posted...
Yeah, I just thought I'd make this topic focused more on the emotional side of things for people to vent a bit. Not trying to send a "Panic now!" message lol.

At the very least I'm glad I don't live in some kind of tower/building complex. Being in a closed space would probably be pretty stressful right now.
True, if I still lived in that closed-in apartment complex I'd probably be a lot more stressed out.

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TopicYou wake up and find your front door chained from the inside.
Hexenherz
03/24/20 1:10:48 AM
#11
I wound up really enjoying it but was frustrated at the fact that the young couple didn't just friggin' leave like they were planning on, who would want to stay there??

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicYou wake up and find your front door chained from the inside.
Hexenherz
03/24/20 1:08:57 AM
#9
boxington posted...
^ Await Further Instructions
lol I'm glad you knew it because I was struggling to remember the name.

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TopicHas the coronavirus pandemic taken a significant toll on your psyche?
Hexenherz
03/24/20 1:07:21 AM
#22
It was freaky seeing the sign on the highway read "COVID19: Save a life, stay home". Just kind of surreal... normally that shit has some dorky message on it, this one was just serious.

It is interesting seeing how the different military branches are reacting. Navy cancelled its PT test for this cycle (which runs from January 1 to the end of June) and relaxed hair grooming standards and everything to encourage people to not spend more time outside than they have to. But then you have the Marines which are keeping their barbershops open and not really changing much.

Even then there have been a lot of weird missteps. I read about the USS Boxer, where a crew member tested positive for the virus... and then the CO of the ship had all the officers and senior enlisted come together in a closed compartment to hold a meeting about what they're doing to prevent it. Just kind of an absurd situation.

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TopicYou wake up and find your front door chained from the inside.
Hexenherz
03/24/20 1:02:36 AM
#4
sounds like this horror movie I watched about a family that gets locked inside their house and they are receiving instructions from their TV about a viral infection

shit was freaky

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicHow has your life changed financially during the Coronavirus pandemic?
Hexenherz
03/24/20 12:36:17 AM
#2
Zero difference so far.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicHas the coronavirus pandemic taken a significant toll on your psyche?
Hexenherz
03/24/20 12:35:59 AM
#6
Nah I was going to be at home on leave lazing around anyway :\ Has ruined my work plans though which is really disheartening. Wake up call that I should register for college like I keep talking about.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicTX Lt Gov Dan Patrick with the spiciest hot take on the pandemic yet
Hexenherz
03/24/20 12:24:34 AM
#31
Zikten posted...
Boomers are not the generation of ww2. They are the children of that generation. Barely any ww2 era people are still alive
ww2 era people have truly given us the gift of the greatest generation

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TopicValve shills: ''Epic is EVIL!! They are anti-consumer! Boycott!!!''
Hexenherz
03/23/20 11:43:02 PM
#30
It's weird that someone who hates Epic is suddenly a Valve shill, too. I hate that association.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicTX Lt Gov Dan Patrick with the spiciest hot take on the pandemic yet
Hexenherz
03/23/20 11:19:11 PM
#17
they were willing to die for us 70 years ago at the beaches of normandy.

truly a generation of sacrificers and patriots

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicHow long are you planning on social distancing?
Hexenherz
03/23/20 11:14:27 PM
#2
isn't social distancing just standing further away from people than normal in public?

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TopicBe honest: do you believe Trump is doing a good job with the coronavirus ordeal?
Hexenherz
03/23/20 10:55:47 PM
#2
"Doing a good job" implies he's actually working.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicValve shills: ''Epic is EVIL!! They are anti-consumer! Boycott!!!''
Hexenherz
03/23/20 10:47:43 PM
#27
This is a really embarrassing topic not gonna lie.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicStock Market and Crypto General
Hexenherz
03/23/20 10:40:53 PM
#193
known2FAIL posted...
This might sound crazy but... would it be smart for someone who doesnt have a massive amount of money in the market to... get a loan and put that money into the Market on very safe stocks? This might be a really dumb idea. I dont know

Not a great idea at all - even "safe" stocks can take an unforeseeable amount of time to recover, and in the meantime they can become even worse. So you're putting someone else's money into something that could lose value and you might not be able to pay it back for a while. In the meantime, you're paying interest on the loan... Just safer to stay away from that. Invest what you feel comfortable investing with what cash you have on hand.

Ultimately, you don't need a "massive amount" of money to start investing and reaping the benefits from it. You just need some money that you feel comfortable not having available for a while - in this case it could be several months to upwards of a year. And that's just if you plan on doing the basic "buy low, sell high" scheme - there are plenty of relatively safe ETFs and companies that pay decent dividends at higher rates compared to a traditional bank savings account. Those dividends now might be lower given the current circumstances, but given time if the rates go back up it might not be bad.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicHow is Altered Carbon?
Hexenherz
03/23/20 10:35:09 PM
#10
I only saw the first episode, thought it was really dry, slow and subsequently boring. Maybe it gets better but I thought they failed to really capture the significance of the two different timelines. I'm sure (or hopeful) they explain it in later episodes, but just watching the first episode the whole "present day" backstory felt really superfluous/unnecessary.

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Topicwhy can't you buy alcohol with a picture of your ID?
Hexenherz
03/23/20 9:04:58 PM
#7
It's way too easy to manipulate a photo of an ID, and a person can't inspect it for signs of authenticity.

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TopicYou just touched your face, didnt you?
Hexenherz
03/23/20 8:08:18 PM
#21
CasualGuy posted...
If you're not going outside/around other people, and wash your hands well, how much does it really matter?

that's what people said about aids, but then you start diddling your little fiddle and wind up with hiv man

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicStock Market and Crypto General
Hexenherz
03/23/20 7:50:56 PM
#188
1NfamousACE_2 posted...
What are the top 5 stocks to buy right now?

I'm looking into Carnival with the bailout coming, as well as American Airlines

Go for Royal Caribbean or Norwegian Cruises instead imo. Carnival traditionally has better dividend payouts but they're also a really shitty company overall.

Also no one else thinks the market's just gonna get worse?

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TopicFo real, are you going to run out of toilet paper soon?
Hexenherz
03/23/20 6:46:07 PM
#44
CrazyandLazy posted...
In my defence, I bought it waaaay before all this blew up in Feb 4.


That's an important detail to omit.


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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicMS Governor does exactly what you would imagine the MS Governor would do
Hexenherz
03/23/20 6:44:34 PM
#48
I really wonder if ultimately this is going to disproportionately affect the religious, conservative right.

Obv. I want it to just end, but it's not going to any time soon and I wonder what the population is going to be like afterwards.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
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TopicI'm more bothered by the UK's lockdown than the virus itself.
Hexenherz
03/23/20 6:40:50 PM
#20
I'm curious what England's lockdown is like compared to what we're implementing in different states here.

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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
https://letterboxd.com/BMovieBro/
TopicFo real, are you going to run out of toilet paper soon?
Hexenherz
03/23/20 6:39:41 PM
#42
CrazyandLazy posted...
*shit eating grin* I have 95 tp rolls


Well, it's a true reflection of something that you think that's brag-worthy (or... edgy to troll about if untrue).


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FFXIV: Lucius Hexenseele (Brynhildr) | RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting
https://letterboxd.com/BMovieBro/
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