Lurker > OnWingsOfMisery

DevsBro posted...

The garbagest thing about it all is that it's 100% insurance companies that are responsible for this, and the Obamacare solution is literally to make it illegal to not do business with them.

*sigh*

The hospital is the one that billed $18,000 though.

Bullet_Wing posted...

I will never understand why people shill for America's completely broken healthcare system.

If this is what you consider to be a completely broken healthcare system, then your standards are quite low.

$1,500 for something you'll do two or three times in your entire life is quite low when your income isn't being stunted by the taxation rates we see in countries where you pay $0 at point of service. It's significantly less than the cumulative taxation in all likelihood, even with how unfair hospital billing is.

bobbaaay posted...

Regardless of the rates it's still in the top 5 most common forms of cancer.

Some event can be in the top five most frequent events of its class and still be very very rare. You understand this, correct? Colon cancer being in the top five most common forms of cancer doesn't make colon cancer common.

Scody posted...

For some reason you seem to be assuming that everyone is in perfect health, best case scenario. Interesting perspective. I'll take some of whatever you're having lol

I don't see where I made any such assumption. Please point it out.

Scody posted...

One can only hope that one day you get to be part of that group.

The fact that you would wish someone to get sick just because they disagree with your worldview is pathetic. Esp seeing as you have all done a shit job of defending your view.

bobbaaay posted...

I guess everything I learned in school is wrong, then, right?

I'm certainly not making up those fucking cancer rates coming right out of the American Cancer Society. You can see them for yourself.

It is actually not likely at all to find myself in the nightmare scenario that other poster mentioned earlier. It was a pathetic argument. Just accept it.

OnWingsOfMisery posted...

I am okay with adults who on average spend $12,000 a year eating out and on entertainment being responsible for $125 of their own monthly healthcare spending, yes.

Not my problem to take care of the inflated hospital billing for someone else.

Make no mistake about it, @Scody

It is actually more likely that your contributions for healthcare total more of your income over your lifetime, in that you think it is free but it really is paid for by a lifetime of high taxes. Paying $1,500 out of pocket for something that is very infrequently needed (once every ten years starting at age 50 until 80) is not bad...

We are also assuming that TC won't call and get his $1,500 portion reduced to half or even to $0.

TheGoldenEel posted...

Well for one you called a colonoscopy, a procedure that 80% of people will have at least once in their lifetime, with many having multiple, not routine

https://www.health.harvard.edu/staying-healthy/by_the_way_doctor_how_often_should_i_have_a_colonoscopy

They are recommended once by 50 and then once every 10 years until you are in your 80s. So let's say you get three of them.

Out of pocket costs being $1,500 a piece (despite Medicare later on in life) still is significantly cheaper than much higher taxes your entire working career.

The average person will probably get 2 or 3 in their lifetime. That is well within an attainable budget for any diligent and responsible working adult.

Scody posted...

And this is why your country has such horrific health care costs. You're literally ok with it. Thats pathetic of you lol

I am okay with adults who on average spend $12,000 a year eating out and on entertainment being responsible for $125 of their own monthly healthcare spending, yes.

Not my problem to take care of the inflated hospital billing for someone else.

TheGoldenEel posted...

Terrible gimmick bro

Either dispute the actual points I'm making or don't post kthxbai

bobbaaay posted...

Colon cancer is one of the more common forms of cancer. I love how that poster tried to play it off as rare.

https://seer.cancer.gov/csr/1975_2014/results_merged/topic_lifetime_risk.pdf

Scroll down to page 21. You have less than a 1% chance of getting colon cancer in the next ten years, every ten years until you get to 70. Then the probability increases slightly but still remains very improbable.

An extra $125 a month really isn't that much to budget for out of pocket health expenses when you consider the median household income and the average amount spent on dining out and entertainment.

https://money.howstuffworks.com/personal-finance/personal-income-taxes/discretionary-income1.htm

$12,000 a year on that to be precise. Surely $1,500 of that can be saved each year to account for any extra healthcare needs like what TC had? Or do we absolutely need to reduce people's take-home pay by more than the $125 it would cost to get there.

I like how people throw out insults like alt right and shitposter even though no one can give a rebuttal for my position

mattnd2007 posted...

Ok nothing to see here people. Stop taking the bait

According to your link it isn't until 60 years of age that a man will have 10% chance of developing cancer sometime in the next 10 years.

With proper nutrition and exercises I'm sure that number is much better for individuals.

So yes, I'm not worried about cancer since I'm young. I don't intend to support much higher taxes on individuals due to cancer since that isn't a good argument. Giving up a huge chunk of my earnings for something that may happen when I'm old enough to face death from a ton of other things doesn't seem like a smart trade.

hockeybub89 posted...

Insurance companies are famous for being easy to communicate with.

oh.

Yeah you can call them or get in touch via their app nowadays. Do you have your own insurance or are you still on your dad or mom's?

mattnd2007 posted...

Even though you're probably trolling.
https://www.cancer.org/cancer/cancer-basics/lifetime-probability-of-developing-or-dying-from-cancer.html

0.01% right....

Eventually old age causes us to die of cancer or basically anything else, but for the healthy person the odds are quite low of getting it at a young age.

We can definitely improve how we treat those people though. But that doesn't change anything I said to the TC about his post.

Chicken posted...

With that kind of cost they should make it so your farts smell like cinnamon rolls

Note that the individual did not pay $18,000. They paid $1,500. Which is much closer to what the cost of the colonoscopy is.

The insurance saved him from the hospital that billed nearly 15 times more than what the service costs. And they'll negotiate on his behalf for the rest of the bill, with the $1,500 he owes even being negotiable if he calls them.

People here are so misinformed about how this all works. Probably because the average age is so small that the average poster is on their parent's insurance and has no real world experience.

hockeybub89 posted...

Colonoscopies are routine. The exorbitant amounts we pay for healthcare are unacceptable. And some people don't mind paying taxes. Helping everyone includes helping yourself.

$1,500 out of pocket for a colonoscopy is certainly a lot cheaper than the enormous tax increases we would need after Warren becomes president.

And also a much less frequent bill than having even more of your income seized by the state each and every month. Maybe adults should be budgeting better so they already have some money saved when they need a colonoscopy or some other thing that is infrequent and not covered 100%

Gakk86 posted...

You have no idea what you're talking, just shut up. Colonoscopies are a routine thing. Just because you're talking out your ass doesn't mean you won't have a camera shoved up it many times in your life as you get older. Unless of course you don't have great insurance or we somehow keep our busted ass medical system, then you'll probably die of some kind of bowel disease.

Gonna need some citations for how common colonoscopies are. $125 a month for a year is not a bad outcome which is the point of the topic.

It's not some huge amount. The insurance did its job. He could probably when make a phone call or two and talk his portion down to $0.

mattnd2007 posted...

Wait until you get cancer or something. Even with healthcare the costs are outrageous.

Like oh good you survived. Here is a good chunk of financial ruin in your life

There's like a .01% chance of getting cancer. If it happened that would suck and I would hope we could have better strategies for it, but this topic isn't about cancer. It's about something that is actually a very reasonable out of pocket cost.

Blackstar110 posted...

Shut the fuck up

What a great rebuttal. Im convinced

mattnd2007 posted...

American healthcare is a fucking nightmare

$1,500 out of pocket for a rare thing is a nightmare? It is certainly better than taking home 20% less each year forever

MrNintendo1213 posted...

"Hey I had a little blood in my stool and it isn't going away."

"Okay, try using baby wipes instead of tp and if it doesnt stop take this camera up your ass and then give me 1,500 dollars."

Yeah that sounds great give everyone more of that.

And either way, you still do have to pay for poor people, because healthcare is so expensive poor and homeless people will not go for a long time until they are dying.
Then they go to the emergency room and have several thousand dollars owed, and since they are poor and or homeless they won't pay it. Now they need to charge everyone else more because of all the people who aren't going to pay them.

Weird, my emergency room costs are pretty low with a decent insurance plan and urgent care centers are good for almost everything despite being much cheaper for me than an emergency room.

Don't go to emergency room if it isn't emergency. Use urgent Care center and be diligent about maintaining your health. It doesn't have to cost much

Sir Will posted...

Everything about this post is wrong.

How do you figure

Esrac posted...

$1500 is still pretty bad.

Put it on a payment plan and it's just $125 a month for a year. Not bad at all and certainly something that can be budgeted for.

What is routine about a colonoscopy? $1,500 out of pocket for an abnormal thing like that isn't bad. Certainly beats paying 20% more in taxes each and every year even when you don't need it.

Whoever made Duncanwii clearly won't have a promising future in AI. It has to be the worst bot on Gamefaqs.

My current apartment didn't even require a deposit.

*vomits*

Sackgurl posted...

they absolutely are: they have arbitrary exceptions to forms of ID that poor people without vehicles would be able to access easily.

Making sure that the people voting are who they say they are is not an arbitrary excuse. Solving the problem of accessibility is the right call, not opposing voter ID laws.

CyricZ posted...

It's always nice to hear projection from conservatives about what they'd really do to their opponents if they had their druthers.

All I want is reasonable voter ID laws and a higher voting age, say 25 or 26 since that is when people tend to have matured more by.

Celestial_Red posted...

If they're old enough to serve in the military, then they're old enough to vote.

I don't believe anyone should be transcripted into the military so try again.

Sackgurl posted...

presumably they don't for funding reasons (likely the students have no use for them on some of those days)

You just know everyone here would complain about voter disenfranchisement if those polling places were "open only half the number of days!!!!!"

Sackgurl posted...

if funding is secured to stay open throughout, the legislature passes a new law that outlaws them based on some other arbitrary excuse that thinly veils the actual reason "we dont want these people to vote"

Voter ID laws are not arbitrary excuses.

Shablagoo posted...

The problem is the far left never gets its way whereas conservatives do constantly even when its against the law, even when its morally abhorrent, and they are hardly ever held accountable for it.

There's still an absurd amount of hypocrisy from the far leftists who believe in voter/speaker suppression complaining about voter/speaker suppression.

Voter disenfranchisement at all is bad. Let's all agree on that, rather than just insinuating voter ID laws are disenfranchisement (which they're not) but ignoring far left speech/vote suppression whims.

spudger posted...

another shitty take

with no reason behind it

Most climate change deniers are old people who believe Jesus won't allow the Earth to rot before he himself destroys it.

Questionmarktarius posted...

So... stay open the full twelve days.

Yeah. And you just know the same people in this topic would be complaining about the polls closing early meaning students are being disenfranchised hahahaha. Just can't win with some people who are really only looking for any opportunity to bash conservatives.

Never mind that if the far left had its way you wouldn't be able to even speak if you were conservative, let alone get people to vote for you.

CyricZ posted...

Would you be interested in setting a maximum age, as well?

Definitely. Old people need to stop voting. Probably 75?

CyricZ posted...

It's the only way y'all can win.

Nothing wrong with common sense voter identification laws. And nothing wrong with wanting people to be more mature and experienced before they can influence the course of the nation.

antfair posted...

William OBrien, promised to clamp down on unrestricted voting by students, calling them kids voting liberal, voting their feelings, with no life experience.

Sounds great, but that is because I believe voting age should be increased. And voter ID laws need to be much tighter.

konokonohamaru posted...

how does that translate to we have to abolish all immigration enforcement and give free healthcare and education to everyone who comes here illegally?

This is because the Democrat party has been seized by people who are regressive left.

Of course not. They only want the journalism that peddles their agenda.

Just give up, everything and everyone dies after a little while.

So basically, lump in any words that are anti-left with words that are alt right? Yikes.

Seems reasonable

NDP supporters be flocking together harder on CE than irl

Women need to stand up and fight back against this stuff. It's their battle to have. Their achievements and spaces are being dominated now and the aura of fear and misery is forcing them to just accept it.

Shut it all down, everything needs to stop functioning.