Lurker > Dan_Haren-

Fuck Jefferson honestly.

RevivedPacifist posted...

You are a doctor, how garbage are you spending habits that you can't even afford a down payment?

I literally just started working. I've gotten like 1 paycheck so far.

Still saving for down payment.

It'll be at least a year.

littlebro07 posted...

https://finance.yahoo.com/news/therapeutic-solutions-international-develops-post-130000474.html

An actual ongoing phase 3 trial seems promising to me, but still looking into it. Can't buy til later this week anyway since I'm still waiting for my god damn M1 liquidation to be deposited

Good post. I haven't looked into the actual drug or target very much. Reason being people are always coming up with different targets that don't come to fruition. This sounds like a good target. The drug is G-CSF + their proprietary drug. G-CSF is a well known drug that has been around for decades. I'm just curious if that alone would work for COPD without their own drug combined with it. Its the kind of drug you wouldnt willy-nilly try without clear cut demonstrated benefit in animal models.

If the human studies look good, this would be an absolute game changer, cuz right now we don't have any good treatments for COPD, just inhalers and symptomatic management, so the quotes from the article are accurate.

Source: I'm a pulmonologist

The deferred compensation plan has everything invested in BlackRock LifePath Index 2050 L...so I'm comfortable with that. I'm not honestly sure how these target date funds work...like what makes it different that it targets a date?

But anyways, another key difference is mandatory withdrawals. Any 401k, IRA, Roth etc all have mandatory withdrawals at age 72. Assuming my other retirement investments all are sufficient to retire on, if theres no mandatory withdrawal on this, its advantageous to just keep it there and have it keep growing to pass onto my kids. Its not gonna be massive amounts of money, but it should be somewhat of a cushion incase they are desperate for cash or have some life emergency or whatever. For example 14k now, with no further contributions and just investments should go up to

Probably alot more drugs

What's the best keyboard app for Android?

I've been going to these 3 outlet/factory stores for like 15 years. RL factory has not changed a single bit. J crew and BR have some variation.

But I know tall will be like, that's too expensive.. but if you combine coupons and find the right deals, go on sales weekends....you can find nice clothes for very cheap. There was a time when I was getting BR V neck tee shirts for like 5 bucks each, and dress shirts for like 20 bucks. Even for the time, 10 years ago, those were amazing deals.

ToasterStrudeI posted...

literally buying banana republic clothes, can you BE any more wannabe preppy

Yes, yes I can. I also buy j crew and RL.

Ima just buy a sewing machine and learn how to tailor my own clothes then buy cheap shit and just tailor it up.

Not too long ago I would get dress pants and dress shirts from banana republic factory store for about $30-40 each. Now each item is close to $80-100...after coupons and discounts.

Wtf.

The 401k idea is good if possible.

Again it's a deferred compensation plan aka 457 plan with no withdrawl penalty, just income tax. Only requirement to withdraw without penalty is that I change jobs which I have already.

My signatures have been Jack Daniel's and Lagavulin 16. I might go back to those. Even JD is sweet.

I actually fell in love with this stuff like 2 years ago....eagle rare, bakers 7, wellers, ...but I'm starting to find it too sweet.

Honestly anyone can make a good wage just depends on how much you want to to sacrifice and how hard u wanna work.

MrResetti posted...

Can it be transferred into your current 401k

I think it can...I guess I could do that.

Current 401k is fidelity with also gives me more investment opportunities than the state deferred comp plan

Alucard188 posted...

Keep it for retirement. Those plans usually have procedures in place for early withdrawal that smacks the shit out of you with taxes.

With deferred comps there's no penalty, it's just tax. The only stipulation is that I don't work for that old company anymore.

I have a deferred comp retirement plan from old job. 14k total in it, pre tax.

I am no longer contributing to it.

Wondering if I should just liquidate it and pay tax now or just keep it for retirement.

Right now I am trying to save up cash for a down payment on a house in the next 1-2 years even if I keep 7-9k of that after tax it's still a substantial amount.

It makes sense considering it's Iowa and the victim is black. These are all joke states.

Just bought a bunch of VDE..lets see how it goes, boyz

Damn that's crazy.

doomcrusader posted...

Which should make sqqq a great play, correct?

I agree I'm big on it. I have 6k in my Roth so far...it's all going to sqqq cuz fuck it.

R1masher posted...

What did you read?

Reading Grant by Ron Chernow. Man I love his books. I read Washington: A Life and Hamilton.

After this I'll probably read his financial history books...house of Morgan, death of the banker, Titan - life of John d Rockefeller.

doomcrusader posted...

I'm thinking of going big on sqqq for a while.

I'll sell everything else, and buy it with a 20% trailing stop. When the fed announces they are done with rate hikes or that stop triggers, I'll return to my typical holdings.

They aren't gonna be done for another year..

I don't feel bad when I read about confederate soldiers dying.

Yall can shit on cali all you want for being expensive but our heat wave really only lasted a weak. Weather was beautiful yday even in hot regions like the one I'm in.

Todays high is now 83 and evening will be mid 70s with low humidity.

No worry about pests, humidity, constant thunderstorms, tornadoes, etc. We had dinner outside with no worry about getting destroyed by mosquitos or insects.

Happens alot when ur sitting for long periods of time at a public place like library or cafe. Person usually needs to take a piss.

Hopefully the fed stops fucking around and actually increases by 100 bp. Then another 100 bp next time.

It would be the equivalent of Russia glorifying Stalin.

Fuck em, its their choice to glorify a racist colonizer. We shit on china for all of their human rights violations, the Queens legacy is filled with human rights violations. We absolutely should not be glorifying this person.

I think buying oil is a good idea right now. What do you guys think would be the best oil stock/etfs to go for right now?

Cali had almost 100 billion dear surplus last year.

Inflation doesn't just go down on its own the way people are expecting. Everyone is so optimistic and it creates an inflationary environment. I'm telling you guys, the fed will not stop until everyones spirit is crushed.

CPI worse than expected.

Don't listen to the market...just watch the CPI numbers, thats all you need to know.

All portions of CPI were up expect gas....and even gas might start going up in the upcoming months as OPEC might cut production. Right now we're using up reserves which isn't a great long-term plan.

Winter is coming, I'm telling you guys.

Tips?

Whiskey bourbon and scotch

Bash them with a baseball bat

Looking for new dress shoes. Everything I Google tell me these srethe greatest shoes of all time.

https://www.reddit.com/r/atheism/comments/xcf08m/til_the_writers_of_the_bible_never_met_jesus_when/

USA cops would simply open fire into the crowd.

Time to go fuck him up

It was, but since Hipsters started rocking beards that connotation went away.

This is a monthly topic I feel

Better than thousands a day

Uber might be the worst.

Fucking auto enrolled in Uber 1 back when it started.

Child predator

They smell like bread?

Seems to be the title of every tik tok these days

I need recs for dress shoes...a mix of different loafers and lace ups. Recs for belts. Recs for slim fit or athletic fit dress pants, shirts.