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TopicSweet baby Jesus, Eddie's still a freaking legend.
WastelandCowboy
04/20/17 1:09:45 AM
#1
TopicYou guys ever get anxious before going on a vacation?
WastelandCowboy
04/19/17 7:05:26 PM
#5
Yup.

And then depressed when it ends and I'm driving/flying home and know I have to go back to work the next day.
TopicFallout NV Dead Money is so insanely frustrating
WastelandCowboy
04/19/17 2:49:45 PM
#7
OmegaTomHank posted...
Why would my weapon break?

I have max repair and Jury Rigging to keep my weapons and armor in top condition.

I also keep a Laser RCW on me as a backup in case my followers get knocked unconscious and Im too close to use the YCS.

Im very well equipped to deal with any situation where the game doesnt artificially increase difficulty by stripping me of all my resources.

Thats like... the WHOLE POINT OF AN RPG.

You missed the point I made where I said that you shouldn't have focused your build into just energy weapons.

You placed all of your bets and lost when the cards weren't dealt in your favor.

OmegaTomHank posted...
What they did was they tried way too hard to go for the survival horror feel for the DLC and completely ruined the spirit of the game

Define for me what you feel the spirit of the Fallout series is, or more specifically what Fallout New Vegas, or even Dead Money is.
TopicFallout NV Dead Money is so insanely frustrating
WastelandCowboy
04/19/17 2:37:13 PM
#5
Cruddy_horse posted...
Dead Money isn't super great and you need certain builds or know what you're doing to get through it.
Not even that. Just environmental awareness. Goddamn tripwires, mines, and beartraps man. Watch your step or lose it.


Cruddy_horse posted...
But the other DLCs for NV are great what are you on about?
Eh. They all have their weaknesses.

Dead Money punished you if you had a certain build and were lacking in certain skills.

Honest Hearts was a little slow and not too exciting. Also enforced a black/white policy of what to do about the White Legs and Sorrows. Leave or fight. No grey area.

Old World Blues was over the top with silliness and jokes. Sometimes hard to take it seriously when they're joking about little penises on their hands and feet.

Lonesome Road was a little awkward in the sense that it dumps crapload of ammo, weapons, armor, medical supplies, etc on you and should occur AFTER the second battle of Hoover Dam - not before.


OmegaTomHank posted...
Dead Money is just stupid because the game basically decides to shit on all of your progression youve made with your build and say

"Hey, you've been building towards energy weapons and sniping from long distance this whole time? Enjoy fighting 2, 3 mobs at a time that cripple you with every strike with a fucking 34 dps Tire Iron trolololololol"

Well, one of the rules of most games is to not place all of your eggs in one basket. If you specialize in energy weapons, you should at least have a backup in the event your energy weapon breaks. That's your fault, imo.
TopicFallout NV Dead Money is so insanely frustrating
WastelandCowboy
04/19/17 2:26:06 PM
#2
I loved Dead Money, simply because it removes you from your OP-level armor and weapons and brings you back to square one.

I also did it on Hardcore. It wasn't really that hard, although the cloud killing my health every second while out in the open was a bummer, but hey, that's supposed to happen as DUH, the cloud is deadly.

How much exploration did you do prior to the event and/or prep-work? Even if you didn't do any, you should still be disabling bear traps when you can and no, I remember the most direct path from there and the hotel. There weren't bear traps "every 15 feet".

Fuck you Fallout and your shitty DLCs. I couldnt wait to leave the desert one with the Indians either but this one is even more tedious and toxic...

Don't blame the game. It's working as it should.
TopicJimmy...
WastelandCowboy
04/17/17 11:30:23 PM
#4
CountessRolab posted...
I assume you are referring to Jimmy from Downton Abbey

I have no idea what you're talking about.
TopicJimmy...
WastelandCowboy
04/17/17 11:22:06 PM
#1
No...
TopicDo you ever feel like you own too much stuff?
WastelandCowboy
04/17/17 9:23:11 PM
#27
Yup. Been downsizing for the past year.
TopicI think McDonald's has ruined other burgers for me
WastelandCowboy
04/17/17 2:40:05 PM
#10
Smarkil posted...
Five Guys and In N Out are pretty standard for these kinds of discussions. At least as far as 'fast food' burgers go.

I also like Smashburger.

Also Habit and Krush Burger.
TopicDon't you just hate voice cracks?
WastelandCowboy
04/17/17 12:56:35 PM
#4
HellHole_ posted...
no, because puberty has been over for me for a long time

I'm 27 and it's happened to me a few times in the past year.

Just like acne, stuff doesn't just magically "stop" when you progress past puberty.
TopicHold on, adult males are STILL watching MLP?
WastelandCowboy
04/17/17 11:07:36 AM
#4
TopicShare some traditional food from your country
WastelandCowboy
04/17/17 10:59:51 AM
#22
TopicAre You White & Nerdy?
WastelandCowboy
04/17/17 1:57:06 AM
#5
Mario_VS_DK posted...
Maybe more white and geeky.
TopicI got over 200 dollars worth of gifts for easter.
WastelandCowboy
04/16/17 8:13:46 PM
#6
I live with my mom and didn't get anything.

Spent the morning doing yard work and am now relaxing with Netflix.
TopicAhh yes, Sunday
WastelandCowboy
04/16/17 5:29:40 PM
#2
Work. Get paid. Go on date. Clean. Laundry.
TopicHell to the mother-fucking yes.
WastelandCowboy
04/16/17 11:32:57 AM
#7
Mead posted...
If you like it that much, I can't imagine the movie costs more than 10-15 dollars

Oh, I already have it on blu-ray. It's just boxed away with my other blu-rays as I'm keeping things tidy.
TopicHell to the mother-fucking yes.
WastelandCowboy
04/16/17 1:12:40 AM
#1
The Iron Giant is on Netflix.

Oh god yes. What did I do to deserve this?
TopicThe last person born in the 1800's has died
WastelandCowboy
04/15/17 9:56:52 PM
#2
*That we know of.

There could easily be people born in the 1800's still alive in other parts of the world.
TopicXbox One. $150. Is it worth
WastelandCowboy
04/15/17 9:55:52 PM
#4
Depending on if it's in good shape, you can make $50 profit or more from selling it on Craigslist
TopicTrump starts WWIII and starts the military draft.
WastelandCowboy
04/14/17 8:49:18 PM
#3
Obviously become drafted into service, but hopefully into a technical position as I'm more experienced with computers and technology than guns and shooting.
TopicWhat are you listening to?
WastelandCowboy
04/14/17 8:24:41 PM
#1
Van Halen - Intruder/(Oh) Pretty Women
Van Halen - Eruption/You Really Got Me
Topicthis place is better than reddit.
WastelandCowboy
04/14/17 5:24:37 PM
#3
Meh. Like we established in the other topic...

https://www.gamefaqs.com/boards/3-poll-of-the-day/75224934

WastelandCowboy posted...
I like the variety and subreddits, but hate the design.

Also, the upvote/downvote system is annoying, which led to circlejerking and constant reposts just to farm karma.

Honestly, I really only come to GameFAQs just to post on PotD. I hardly ever use the walkthroughs or guides.
TopicNashville was cancelled in 2007.
WastelandCowboy
04/14/17 2:55:33 PM
#10
TopicNashville was cancelled in 2007.
WastelandCowboy
04/14/17 2:41:20 PM
#6
Cotton_Eye_Joe posted...
WastelandCowboy posted...
Jen0125 posted...
totally different show

This.

https://en.wikipedia.org/wiki/Nashville_(2012_TV_series)

Link doesn't work. I told you the Mandela Effect is a thing that exists.

http://www.imdb.com/title/tt2281375/
TopicNashville was cancelled in 2007.
WastelandCowboy
04/14/17 2:37:57 PM
#4
Jen0125 posted...
totally different show

This.

https://en.wikipedia.org/wiki/Nashville_(2012_TV_series)
TopicSo, a coworker (and good friend) is setting me up on a date with her sister.
WastelandCowboy
04/14/17 2:23:53 PM
#6
Jen0125 posted...
Zeus posted...
WastelandCowboy posted...
since our work has a "No Dating Coworkers" policy,


Overlooking that most companies aren't big enough to have a good dating pool, what kind of a business has a silly rule like that in place? (And I'm curious if it's even enforceable under law, since government almost always sides against business in any matter.)


yeah most businesses have a "please disclose coworker dating" policy. seems weird to ban it.

Apparently ours does. I think. I'm pretty sure I saw that in the manual when I read it two and a half years ago.

If it doesn't, cool. Still won't change my friendship with her. We've both established that we see each other as just good friends.
TopicSo, a coworker (and good friend) is setting me up on a date with her sister.
WastelandCowboy
04/14/17 2:18:42 PM
#4
promero14 posted...
And the question Is...Why did he left her.?

Dunno. I don't know the guy and have only heard one side of the story so I don't know for sure.

But honestly, any guy that leaves his fiancee at the alter sounds like a douchebag.

Zeus posted...
WastelandCowboy posted...
since our work has a "No Dating Coworkers" policy,


Overlooking that most companies aren't big enough to have a good dating pool, what kind of a business has a silly rule like that in place? (And I'm curious if it's even enforceable under law, since government almost always sides against business in any matter.)

Apparently ours does. I think. I'm pretty sure I saw that in the manual when I read it two and a half years ago.

If it doesn't, cool. Still won't change my friendship with her. We've both established that we see each other as just good friends.
TopicSo, a coworker (and good friend) is setting me up on a date with her sister.
WastelandCowboy
04/14/17 2:14:10 PM
#1
We've been casual friends for a little over a year now and a couple months ago, her sister's fiance left her at the alter.

Friend knows I haven't been actively-dating and since our work has a "No Dating Coworkers" policy, she wants to set me up on a date with her sister.

I have no idea what the date will entail so it's a mystery for both parties. Cool.
TopicI had Taco Bell twice yesterday. AMA
WastelandCowboy
04/14/17 2:07:32 PM
#2
How's the ol' Muffinz0rz Digestion System going? Still operational or did it crash?
TopicEver wonder where your moneys been ?
WastelandCowboy
04/14/17 2:00:01 PM
#7
TheSlinja posted...
im sure someone somewhere gets off to rubbing money on their genitals before they spend it

Good thing I always disinfect my money with lysol spray at the end of the day.

No dollars laced with peach body oil, cocaine dust, or ass flakes for me.
TopicCars are such a waste of money.
WastelandCowboy
04/14/17 1:48:37 PM
#7
Smarkil posted...
This coming from the guy who spent years talking about his expensive clothes and food.

This.

Hell, I remember him having made topics about designer bags, designer clothes, expensive hotels, etc.

Talk about pot kettle black.
TopicDamn it. Now I need to binge-watch Rick and Morty.
WastelandCowboy
04/13/17 10:03:16 PM
#1
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 8:36:56 PM
#52
Jen0125 posted...
WastelandCowboy posted...
mistakenly overbooked


they don't mistakenly overbook. they do it on purpose.

Out of context, but yeah. Purposely-overbooked for passengers. Not so for employees.
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 5:48:04 PM
#47
darkknight109 posted...
WastelandCowboy posted...
The problem is that one passenger couldn't sacrifice his seat to get everyone else going.

The problem is that United Airlines wrongly chose to assault David Dao instead of delay the plane until someone cooperated. Granted, United Airlines fucked up by assuming there'd be "no-show" passengers, but there was a simple solution and it's ridiculously simple. "Delay the flight until someone budges." They cannot leave until all staff is accounted for and seated.

No, the problem is that United oversold their flight. Full stop. If you fuck up and I refuse to inconvenience myself to help cover for you, that's not me causing a problem, it's still YOUR problem that YOU created.

Sure, United could have refused to leave until four people disembarked. That might have worked. Or they could have increased the compensation until someone bit. Or they could have arranged accommodation for their staff on a different airline. Or they could have left without the staff which, yes, might have caused a different United flight to get delayed or cancelled.

And yes, all of these - to varying extents - would have cost United money and prestige. But I have zero pity for them. They caused the incident by overselling the flight; by all rights it is they - not their customers - who should eat the consequences. If they don't like it, maybe they'll learn not to oversell flights in the future.

Yes, you are correct on this point. They fucked up by overselling their flight.

No, it would've worked, because no airline can fly without attendants.

https://www.law.cornell.edu/cfr/text/14/121.391

(a) Except as specified in § 121.393 and § 121.394, each certificate holder must provide at least the following flight attendants on board each passenger-carrying airplane when passengers are on board:

(1) For airplanes having a maximum payload capacity of more than 7,500 pounds and having a seating capacity of more than 9 but less than 51 passengers - one flight attendant.

(2) For airplanes having a maximum payload capacity of 7,500 pounds or less and having a seating capacity of more than 19 but less than 51 passengers - one flight attendant.

(3) For airplanes having a seating capacity of more than 50 but less than 101 passengers - two flight attendants.

(4) For airplanes having a seating capacity of more than 100 passengers - two flight attendants plus one additional flight attendant for each unit (or part of a unit) of 50 passenger seats above a seating capacity of 100 passengers.


https://www.united.com/web/en-US/content/travel/inflight/aircraft/emb170/default.aspx
https://en.wikipedia.org/wiki/United_Express_Flight_3411_incident

Since this plane was carrying 71 passengers and had 70 seats, it had to at least have room for a minimum of one attendant.
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 4:42:11 PM
#39
Kana posted...
WastelandCowboy posted...
However, what I did say is that there is a procedure for events like this where the airline has mistakenly overbooked and not allowed space for their employees.

lmao dude what? overbooking is a matter of course for airlines, that's the fuckin' problem

The problem is that one passenger couldn't sacrifice his seat to get everyone else going.

The problem is that United Airlines wrongly chose to assault David Dao instead of delay the plane until someone cooperated. Granted, United Airlines fucked up by assuming there'd be "no-show" passengers, but there was a simple solution and it's ridiculously simple. "Delay the flight until someone budges." They cannot leave until all staff is accounted for and seated.

Muffinz0rz posted...
I think the fact that the seats were needed for employees may have messed with their heads. See, if the employees can't get on their flight, then they will likely miss the next flight, thus creating an entire plane's worth of delayed passengers, as opposed to just four people. Maybe it caused them to act irrationally because they thought it was a bigger deal than it actually was.

They still fucked up.

This. Exactly this. A sacrifice for the greater good.


darkknight109 posted...
WastelandCowboy posted...
In this situation and many others, had David Dao cooperated, he would be like the others who volunteer their seats and are often compensated with a flight to their destination, mileage points, etc. In this situation, yes, David Dao is at fault for not cooperating with the airline employees and law enforcement. Yes, it would've sucked to miss this flight, but instead of cooperating, he caused a scenario that was built on by United Airlines' failure for improper training.

Dao was under no obligation to cooperate.

He had already boarded and been assigned a seat. While United has the right to deny you boarding under very specific circumstances laid out in their Contract of Carriage (note: this situation doesn't meet the requirements based on what we know), they do not have the right to forcibly remove you after you have already boarded unless you have a medical emergency or are causing a disturbance that threatens the security of the aircraft.

Also, particularly for a doctor, the compensation offered ($800) was potentially less than what he would have lost by missing a day of work. My father is a doctor (albeit not in the same market or field) and every day he's out of the office costs him ~$5000 in overhead, staff wages and lost profits.

True. Yet, no passengers were willing to cooperate.

And like Muffin said,

Muffinz0rz posted...
darkknight109 posted...
Also, particularly for a doctor, the compensation offered ($800) was potentially less than what he would have lost by missing a day of work. My father is a doctor (albeit not in the same market or field) and every day he's out of the office costs him ~$5000 in overhead, staff wages and lost profits.

Additionally, given Dao's past record and his revoked medical license, he's only allowed to practice once a week. So missing out on one day of work for him is like missing an entire week for a typical 5 day work week (since that one day is his whole week).


Sounds like David Dao was already treading lightly. What caused him to get his license revoked?
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 3:36:31 PM
#34
MICHALECOLE posted...
WastelandCowboy posted...
MICHALECOLE posted...
This was like.. twenty years ago.

Not sure how things work now. You used to sit there and wait and wait and wait until they hopefully called your name over the intercom. If they didn't call it in time you had to go to another terminal and wait and wait and wait and wait.

I remember crying to my mom and asking if we were ever going to leave the airport

I remember seeing people waiting for open seats.

I also remember being able to hug, kiss, and/or wave goodbye to my family from the ticket gate; walk up/down the aisle to help serve food (used to get a crapton of unused peanuts after the flight ended, and being able to go into the cockpit.

Yeah I went into the cockpit as a kid and got the wings. Got to fly the plane. Youngest pilot ever, pretty sure.

I'm not quite old enough to remember smoking on planes. That's my cutoff of "damn you're old"

Nice! I think I got a pair of wings, too, once. Maybe. [Shrug]

Yeah, I don't remember people smoking on the plane either. All that recycled air.

Which reminds me...

https://www.ispot.tv/ad/AEvt/mcdonalds-mcpick-2-airplane-seat

Lol. Even though it's just a joke, I'd be annoyed-as-fuck if someone brought McDonalds onto a plane to eat. I get nauseous from just the smell driving by or by a coworker eating it for breakfast. But on a plane, that I have to sit on for who-knows-how-long and breath recycled air with the scent of McDonalds? Yuck.
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 3:28:06 PM
#31
MICHALECOLE posted...
This was like.. twenty years ago.

Not sure how things work now. You used to sit there and wait and wait and wait until they hopefully called your name over the intercom. If they didn't call it in time you had to go to another terminal and wait and wait and wait and wait.

I remember crying to my mom and asking if we were ever going to leave the airport

I remember seeing people waiting for open seats.

I also remember being able to hug, kiss, and/or wave goodbye to my family from the ticket gate; walk up/down the aisle to help serve food (used to get a crapton of unused peanuts after the flight ended, and being able to go into the cockpit.
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 3:25:02 PM
#27
Muffinz0rz posted...
Sure, but don't you want to call to cancel and at least try to get some kind of partial refund? I mean I've never missed a flight, but I imagine cancelling two minutes before a flight as opposed to two months before a flight might get you less (if anything), but isn't it worth calling about?

I dunno. I just didn't think people were so ill-prepared to make their flights that it led to a near-fraudulent industry-wide practice.

I haven't been in this situation to confirm as I've always been early for my flights, but I'm sure some people do call and cancel. Others just waive it off like a parking ticket.

Mead posted...
That was his decision to make as a ticket holder though. He was not legally bound to comply with their "offer".

You are absolutely correct in this, and in this scenario, United Airlines is at fault for assaulting the man.

What should have happened was after David refused to give up his seat, which, like you said, he wasn't legally-required to do, the plane is delayed until someone gives up their seat. Unfortunately, this didn't happen because neither party was willing to play ball.

There was a peaceful, non-violent solution for both parties.
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 3:16:55 PM
#20
Mead posted...
WastelandCowboy posted...
Mead posted...
WastelandCowboy posted...
In this situation, yes, David Dao is at fault for not cooperating with the airline employees and law enforcement.


Law enforcement never should have been involved over a nonviolent civil dispute. He had a ticket so he was not trespassing, and airline regulations are not laws.

I never said he was trespassing, nor did I saw that airline regulations are law.

However, what I did say is that there is a procedure for events like this where the airline has mistakenly overbooked and not allowed space for their employees. This man chose to not comply with employees. If a Federal Air Marshall tells you to exit the plane, you better damn do so. If the pilot or another airline employee has a valid reason for you to exit the plane, you better damn do so.

You do have a point with law enforcement not being involved, but when the officer tells you to exit the plane and you do not comply, that's where you messed up.


Air Marshalls and Pilot authority are there to ensure the safety of everyone on board. Not to help the airline bottom line.

It wasn't a matter of the "airline bottom line". It was a matter of assuming that enough passengers would not show up (as such happens often) in order to allow seats. It was a mistake of planning.

I'm confident that if David Dao had cooperated and exited the plane, that United Airlines would have comped his flight and gotten him set up with a matching flight to his destination. Probably not on time like he hoped, but in one piece and not banged up.
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 3:13:13 PM
#19
Muffinz0rz posted...
MICHALECOLE posted...
Empty seats = loss of profit


How much money do you think they're gonna lose now?

Bet they wish they hadn't overbooked at this point..

Yeah I actually would be curious - I would like to see a statistic on the total amount of money saved from overbooking (throughout all the years where overbooking has been a thing), versus the amount of money lost in this scenario.

Also, the question that always eludes me and doesn't get asked enough - Who the fuck is paying hundreds of dollars for a flight and then not showing up??

Shit happens. You oversleep and miss your flight. You get into an accident on your way to the airport and miss your flight. You eat a bad burrito for breakfast and miss your flight as you're wrecking hell on the toilet.
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 3:09:21 PM
#16
Mead posted...
WastelandCowboy posted...
In this situation, yes, David Dao is at fault for not cooperating with the airline employees and law enforcement.


Law enforcement never should have been involved over a nonviolent civil dispute. He had a ticket so he was not trespassing, and airline regulations are not laws.

I never said he was trespassing, nor did I saw that airline regulations are law.

However, what I did say is that there is a procedure for events like this where the airline has mistakenly overbooked and not allowed space for their employees. This man chose to not comply with employees. If a Federal Air Marshall tells you to exit the plane, you better damn do so. If the pilot or another airline employee has a valid reason for you to exit the plane, you better damn do so.

You do have a point with law enforcement not being involved, but when the officer tells you to exit the plane and you do not comply, that's where you messed up.
TopicYo PotD do any of you read history books? Have any recommendations?
WastelandCowboy
04/13/17 3:02:23 PM
#5
Been slowly-working through these.

The Things They Carried by Tim O'Brien
The Right Stuff by Tom Wolfe
Guns, Germs, and Steel by Jared Diamond
Night by Elie Wiesel
Bury My Heart at Wounded Knee: An Indian History of the American West by Dee Brown
The Monuments Men: Allied Heroes, Nazi Thieves, and the Greatest Treasure Hunt in History by Robert M. Edsel
Thunderstruck by Erik Larson
The Family Romanov: Murder, Rebellion, and the Fall of Imperial Russia by Candace Fleming
The Worst Hard Time: The Untold Story of Those Who Survived the Great American Dust Bowl by Timothy Egan
Schindler's List by Thomas Keneally
Flags of Our Fathers by James D. Bradley
Dead Wake: The Last Crossing of the Lusitania by Erik Larson
Nothing Like It In the World: The Men Who Built the Transcontinental Railroad 1863-1869 Paperback – November 6, 2001
by Stephen E. Ambrose
Undaunted Courage: Meriwether Lewis, Thomas Jefferson, and the Opening of the American West Paperback by Stephen Ambrose
Crazy Horse and Custer: The Parallel Lives of Two American Warriors Paperback by Stephen E. Ambrose
TopicEntitled, manchild to sue United
WastelandCowboy
04/13/17 2:52:25 PM
#13
IMO, both parties are at fault.

While it's not fair, most airlines overbook flights so they aren't flying with empty seats. While I do not know the statistic, it's a commonly-known fact that many seats are left empty due to no-shows. Empty seats = loss of profit and it's possibly cheaper to provide a passenger with a seat on another flight than leave the seat empty.

http://www.businessinsider.com/why-airlines-overbook-flights-2017-4


Overbooking prevents empty seats, so long as they've already allowed space for their employees.

In this situation and many others, had David Dao cooperated, he would be like the others who volunteer their seats and are often compensated with a flight to their destination, mileage points, etc. In this situation, yes, David Dao is at fault for not cooperating with the airline employees and law enforcement. Yes, it would've sucked to miss this flight, but instead of cooperating, he caused a scenario that was built on by United Airlines' failure for improper training.

In this, United Airlines is at fault for improper training of their employees and not creating procedures for these types of events. While they don't happen often, passengers refusing to give up their seat should be a scenario practiced and planned for.
Topic$20,000 but absolutely no video gaming for 1 year
WastelandCowboy
04/13/17 1:40:57 AM
#7
DynamicD posted...
WarGreymon77 posted...
Deal. I need the money.
TopicIf a drunk teen hit your car and you dragged them out to beat their ass...
WastelandCowboy
04/13/17 12:28:45 AM
#2
>Implying I would assault a minor for hitting my car.

They'd already be fucked for driving while intoxicated and underage drinking. I don't need to get assault and battery into the ring.
TopicPlanning to replay Fallout 3, please suggest builds here!! :D
WastelandCowboy
04/12/17 11:18:33 PM
#4
So either a goody-two-shoes or asshole build?

Sensual_T_Rex posted...
Because no one ever plays the lone sniper build in fallout games.

Hardly. I typically play that in Fallout NV, since aiming is 100000x better.
TopicDo you ever just listen to video game music?
WastelandCowboy
04/12/17 11:17:41 PM
#32
Yup.

Morrowind, Oblivion, and Skyrim soundtrack / ambient music
Fallout 3, NV, and 4 soundtrack / ambient music
Horizon Zero Dawn soundtrack / ambient music
Uncharted 1, 2, 3, and 4 soundtrack / ambient music
Last of Us soundtrack / ambient music
Rollercoaster Tycoon soundtrack
Life is Strange soundtrack
Firewatch soundtrack / ambient music
Neverwinter Nights 1/2 soundtrack / ambient music

etc
TopicBetsy Devos rolls-back Obama memorandums on student loan protections.
WastelandCowboy
04/12/17 2:34:20 PM
#4
Bump for the day crowd.
TopicBetsy Devos rolls-back Obama memorandums on student loan protections.
WastelandCowboy
04/11/17 11:47:51 PM
#2
During Obama’s eight years in office, some 8.7 million Americans defaulted on their student loans, for a rate of one default roughly every 29 seconds.

Former Deputy Treasury Secretary Sarah Bloom Raskin worked on student loan policy during the latter years of the Obama administration, in part over concern that borrowers’ struggles were affecting the management of U.S. debt. DeVos’s decision to reverse some of her work “with no coherent explanation or substitute” effectively means that the Trump administration is placing the welfare of loan contractors above those of student debtors, she said.

In a statement Tuesday, Illinois Attorney General Lisa Madigan, who is suing Navient, agreed: “The Department of Education has decided it does not need to protect student loan borrowers.”
TopicBetsy Devos rolls-back Obama memorandums on student loan protections.
WastelandCowboy
04/11/17 11:46:41 PM
#1
https://www.bloomberg.com/news/articles/2017-04-11/devos-undoes-obama-student-loan-protections

Education Secretary Betsy DeVos on Tuesday rolled back an Obama administration attempt to reform how student loan servicers collect debt.

Obama issued a pair (PDF) of memorandums (PDF) last year requiring that the government’s Federal Student Aid office, which services $1.1 trillion in government-owned student loans, do more to help borrowers manage, or even discharge, their debt. But in a memorandum (PDF) to the department’s student aid office, DeVos formally withdrew the Obama memos.

The previous administration’s approach, DeVos said, was inconsistent and full of shortcomings. She didn’t detail how the moves fell short, and her spokesmen, Jim Bradshaw and Matthew Frendewey, didn’t respond to requests for comment.

DeVos’s move comes a week after one of the student loan industry’s main lobbies asked for Congress’s help in delaying or substantially changing the Education Department’s loan servicing plans. In a pair of April 4 letters to leaders of the House and Senate appropriations committees, the National Council of Higher Education Resources said there were too many unanswered questions, including whether the Obama administration’s approach would be unnecessarily expensive.

A recent epidemic of student loan defaults and what authorities describe as systematic mistreatment of borrowers prompted the Obama administration, in its waning days, to force the FSA office to emphasize how debtors are treated, rather than maximize the amount of cash they can stump up to meet their obligations.

Obama’s team also sought to reduce the possibility that new contracts would be given to companies that mislead or otherwise harm debtors. The current round of contracts will terminate in 2019, and among three finalists for a new contract is Navient Corp. In January, state attorneys general in Illinois and Washington, along with the U.S. Consumer Financial Protection Bureau, or CFPB, sued Navient over allegations the company abused borrowers by taking shortcuts to boost its own bottom line. Navient has denied the allegations.

The withdrawal of the Obama administration guidelines could make Navient a more likely contender for that contract, government officials said. Navient shares moved higher after the government released DeVos’s decision around 11:30 a.m. New York time. Navient stock ended up almost 2 percent.

The Obama administration vision for how federal loans would be serviced almost certainly meant the feds would have to increase how much they pay loan contractors to collect monthly payments from borrowers and counsel them on repayment options. Already, the government annually spends around $800 million to collect on almost $1.1 trillion of debt. DeVos, however, made clear that her department would focus on curbing costs.

“We must create a student loan servicing environment that provides the highest quality customer service and increases accountability and transparency for all borrowers, while also limiting the cost to taxpayers,” DeVos said.

With her memo, DeVos has taken control of the complex and widely derided system in which the federal government collects monthly payments from tens of millions of Americans with government-owned student loans. The CFPB said in 2015 that the manner in which student loans are collected has been marred by “widespread failures.”

DeVos’s move “will certainly increase the likelihood of default,” said David Bergeron, a senior fellow at the Center for American Progress, a Washington think tank with close ties to Democrats. Bergeron worked under Democratic and Republican administrations over more than 30 years at the Education Department. He retired as the head of postsecondary education.
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