Solid Snake07 posted... It's a pointless vehicle to do something I can just do myself. I have a roth that i max out cause the taxation is extremely favorable. The rest I just invest myself into stocks and some real estate here and there.
Now if you're employer is matching you you get an immediate 100% return on your money, so that's a no brainer.
you are ignoring the tax benefits of investing pretax vs post tax. you are voluntarily investing ~30% less money by not using a 401k.
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Minnesota is like having sex in The Boundary Waters.
****ing close to Canada.