Topic List |
Page List:
1, 2 |
---|---|
No_U_L7 06/28/21 7:53:11 PM #1: |
currently at 10%
but im thinking about cutting back to 5% after i buy my condo, just to have a bit more spending money for clothes/vacation --- ... Copied to Clipboard!
|
QueenCarly 06/28/21 7:53:48 PM #2: |
... Copied to Clipboard!
|
CE_gonna_CE 06/28/21 7:54:03 PM #3: |
... Copied to Clipboard!
|
TheGoldenEel 06/28/21 7:54:42 PM #4: |
Whatever I have to to max out what my company matches
i think 6% --- BLACK LIVES MATTER Games: http://backloggery.com/wrldindstries302 \\ Music: http://www.last.fm/user/DrMorberg/ ... Copied to Clipboard!
|
Wii_Shaker 06/28/21 7:54:51 PM #5: |
Zero because tomorrow isn't promised.
--- "He busted in, blessed be the Lord Who believe any mess they read up on a message board" -MF DOOM 1970-2020 (G.O.A.T.) ... Copied to Clipboard!
|
#6 | Post #6 was unavailable or deleted. |
BignutzisBack 06/28/21 7:55:34 PM #7: |
... Copied to Clipboard!
|
R1masher 06/28/21 7:58:48 PM #8: |
0%, but I put 10% of my salary to tithings which will pay out better in the long run
--- R1R1R1R1R1R1 ... Copied to Clipboard!
|
Cleo_II 06/28/21 8:00:14 PM #9: |
8% but I plan on maxing once I start a new job
... Copied to Clipboard!
|
Paragon21XX 06/28/21 8:00:44 PM #10: |
12%
--- Hmm... ... Copied to Clipboard!
|
Unsugarized_Foo 06/28/21 8:00:53 PM #11: |
0%
Too poor --- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana ... Copied to Clipboard!
|
Chicken 06/28/21 8:01:46 PM #12: |
... Copied to Clipboard!
|
Forever_Black 06/28/21 8:05:35 PM #13: |
15% because I know ima be a millionaire by the time Im 50
--- Ooouuu ... Copied to Clipboard!
|
#14 | Post #14 was unavailable or deleted. |
Blue_Thunder 06/28/21 8:16:01 PM #15: |
My company matches 5%, so that.
--- ... Copied to Clipboard!
|
kyujo 06/28/21 8:17:59 PM #16: |
8% for now gets the max 10% added
--- Now Playing: Witcher III, Ys IX, FF7R Last Watched: Invincible, Loki ... Copied to Clipboard!
|
TheMikh 06/28/21 8:20:17 PM #17: |
... Copied to Clipboard!
|
Solid Snake07 06/28/21 8:23:44 PM #18: |
Don't have a 401k, pretty pointless unless your employer matches your contribution and I work for myself soooooo
--- "People incapable of guilt usually do have a good time" -Detective Rust Cohle ... Copied to Clipboard!
|
TrollTrace 06/28/21 8:26:59 PM #19: |
No u what do you do for a living bro?
... Copied to Clipboard!
|
No_U_L7 06/28/21 8:28:39 PM #20: |
Solid Snake07 posted...
Don't have a 401k, pretty pointless unless your employer matches your contribution and I work for myself soooooo how is it pointless if employer doesnt match? mine doesnt match, but we also have a separate pension fund. i do both TrollTrace posted... No u what do you do for a living bro? im an engineer --- ... Copied to Clipboard!
|
Unsugarized_Foo 06/28/21 8:35:06 PM #21: |
cuh posted...
10%, my job matched 4%. I kinda want to pull my money out to buy a house (apparently you wont get hit by a fee if you use it for a home, but I forget what thats called) but I know that thats not recommended Check with your employer first. Sometimes they wont allow that --- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana ... Copied to Clipboard!
|
PatrickMahomes 06/28/21 8:36:13 PM #22: |
10, 6% company match
i went like three months without checking it a little while ago and man it really does start to climb. just set and forget --- NFLB 2021 Summersim mk.2 Roster (0-2): https://imgur.com/o8IeFJS https://imgur.com/cEQy3f4 / https://imgur.com/gWKaLHC ... Copied to Clipboard!
|
FuriousFox 06/28/21 8:38:56 PM #23: |
25%, also $3000 annual company match. This should be enough to max out the yearly contribution limit.
--- What the hell, when did GameFAQs clear my signature and quote? ... Copied to Clipboard!
|
metralo 06/28/21 8:39:22 PM #24: |
5, just what they match me with
--- https://pbs.twimg.com/profile_images/1298321979/image.jpg bustin makes me feel good ... Copied to Clipboard!
|
LArcEnCieIX 06/28/21 8:40:46 PM #25: |
4% per week
--- >D The Arc in the Sky ... Copied to Clipboard!
|
fan357 06/28/21 8:41:19 PM #26: |
30
--- Never forget where you came from. ... Copied to Clipboard!
|
PC-Builder_Pony 06/28/21 8:41:22 PM #27: |
15%
--- Mac Book Pro 16 - 6-Core i7-9750H @ 2.60GHz - 32gb DDR4 2667 MHz - Radeon Pro 5500M 8gb - 2TB Apple SSD ... Copied to Clipboard!
|
Solid Snake07 06/28/21 8:43:20 PM #28: |
No_U_L7 posted...
how is it pointless if employer doesnt match? It's a pointless vehicle to do something I can just do myself. I have a roth that i max out cause the taxation is extremely favorable. The rest I just invest myself into stocks and some real estate here and there. Now if you're employer is matching you you get an immediate 100% return on your money, so that's a no brainer. --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle ... Copied to Clipboard!
|
NeonOctopus 06/28/21 8:44:15 PM #29: |
10%
I really should be putting more in >_> --- ... Copied to Clipboard!
|
No_U_L7 06/28/21 8:45:17 PM #30: |
Solid Snake07 posted...
It's safer than standars stocks --- ... Copied to Clipboard!
|
Life Sympathy 06/28/21 8:45:40 PM #31: |
17%
--- We're surrounding you. We see you, but you probably don't see us. And if you see us, we're not letting on that we see you. ... Copied to Clipboard!
|
Sariana21 06/28/21 8:48:10 PM #32: |
I maxed out my 403(b). My employer/provider did it by dollar amount, not percentage.
--- ___ Sari, Mom to DS (07/04) and DD (01/08); Pronouns: she/her/hers ... Copied to Clipboard!
|
Solid Snake07 06/28/21 8:49:29 PM #33: |
No_U_L7 posted...
It's safer than standars stocks You can just buy index ETFs if you want to play it safe and not pick individual stocks. Most(basically all) 401ks are just going to give you a standard market return anyway. --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle ... Copied to Clipboard!
|
Rohccoo 06/28/21 8:55:51 PM #34: |
15% pre-tax
35% for mega backdoor roth ... Copied to Clipboard!
|
CableZL 06/28/21 8:56:54 PM #35: |
2.5%
My job matches 2.5%, but I put the the vast majority of my disposable income in the stock market myself. --- ... Copied to Clipboard!
|
uwa ej 06/28/21 8:56:55 PM #36: |
Solid Snake07 posted...
You can just buy index ETFs if you want to play it safe and not pick individual stocks. Most(basically all) 401ks are just going to give you a standard market return anyway.401ks and IRAs grow tax free ... Copied to Clipboard!
|
littlebro07 06/28/21 8:59:27 PM #37: |
TheGoldenEel posted...
Whatever I have to to max out what my company matches this but its 4% for me --- ... Copied to Clipboard!
|
voldothegr8 06/28/21 9:10:15 PM #38: |
No 401k, but 15% or so goes to a pension fund
--- Oda break tracker 2021- 4 (3) | THE Ohio State: 7-1 | Las Vegas Raiders: 8-8 ... Copied to Clipboard!
|
bigblu89 06/28/21 9:11:58 PM #39: |
7%
The maximum amount that my job matches. --- It takes zero effort to be a good person. ... Copied to Clipboard!
|
No_U_L7 06/28/21 9:12:04 PM #40: |
voldothegr8 posted...
No 401k, but 15% or so goes to a pension fund i have both which is why i dont mind cutting the 401k back a bit to free up some cash --- ... Copied to Clipboard!
|
emblem boy 06/28/21 9:13:06 PM #41: |
20%
--- Pitter-patter, let's get at 'er ... Copied to Clipboard!
|
ROOTFayth 06/28/21 9:17:48 PM #42: |
I do not have a monthly salary
... Copied to Clipboard!
|
No_U_L7 06/28/21 9:19:54 PM #43: |
... Copied to Clipboard!
|
#44 | Post #44 was unavailable or deleted. |
Solid Snake07 06/28/21 9:44:00 PM #45: |
uwa ej posted...
401ks and IRAs grow tax free Index ETFs grows tax free unless you sell them. Roth IRAs don't tax withdrawls of your returns when you reach retirement, so I highly recommend them. But a 401k would be pretty useless(for me) --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle ... Copied to Clipboard!
|
No_U_L7 06/28/21 9:45:01 PM #46: |
Solid Snake07 posted...
I actually have both 401k and Roth ira. Was combining them into 1 for the purpose of topic. I have 5% in each --- ... Copied to Clipboard!
|
Solid Snake07 06/28/21 9:45:03 PM #47: |
JustMyOpinion posted...
Roth has a much lower limit than a 401k. Not really relevant --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle ... Copied to Clipboard!
|
Solid Snake07 06/28/21 9:49:53 PM #48: |
No_U_L7 posted...
I actually have both 401k and Roth ira. Was combining them into 1 for the purpose of topic. I have 5% in each The minimum rule of thumb recommendation is 15%. I would recommend 25% if it's doable personally, especially when you're young. --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle ... Copied to Clipboard!
|
bkkorps 06/28/21 9:51:03 PM #49: |
Solid Snake07 posted...
It's a pointless vehicle to do something I can just do myself. I have a roth that i max out cause the taxation is extremely favorable. The rest I just invest myself into stocks and some real estate here and there. you are ignoring the tax benefits of investing pretax vs post tax. you are voluntarily investing ~30% less money by not using a 401k. --- Minnesota is like having sex in The Boundary Waters. ****ing close to Canada. ... Copied to Clipboard!
|
No_U_L7 06/28/21 9:51:45 PM #50: |
Solid Snake07 posted...
Def can't do that, im about to buy a condo that's 3.5k a month. And I already spend a lot monthly on clothes and vacation. I'll probably try to leave it at 10% to see if I can manage but I may end up reducing it --- ... Copied to Clipboard!
|
Topic List |
Page List:
1, 2 |