Current Events > ACA health insurance likely will cost the average person 75% more next year

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https://www.npr.org/sections/shots-health-news/2025/07/18/nx-s1-5471281/aca-health-insurance-premiums-obamacare-bbb-kff

Enhanced ACA subsidies that began during the pandemic are set to expire. Republicans do not appear to willing to extend them. That will mean health insurance costs will go up for millions of people.

Health insurance premiums are going way up next year for people who buy their insurance on Healthcare.gov or the state-based marketplaces, according to an analysis out Friday.

The average person who buys Affordable Care Act insurance will be paying 75% more for their premium, according to the analysis from KFF, a nonpartisan health policy research group.

The enhanced subsidies started during the COVID-19 pandemic under the Biden administration and helped dramatically decrease the cost of premiums for these plans.

It turns out, people liked those lower premiums. "The number of people signing up for coverage has more than doubled," says Cox, who directs the Program on the Affordable Care Act at KFF. In January, enrollment hit a record 24 million. That high enrollment helped drive the uninsured rate to its lowest level ever.

Now that those subsidies are going away for next year, premiums are going to spike. For example, if someone paid $60 a month for their health insurance this year, they might be looking at $105 a month next year.

Of course, Congress could extend the enhanced subsidies, but that would mean President Trump and Republican lawmakers supporting the Affordable Care Act, which is unlikely. The Republican Study Committee's 2025 fiscal budget said the enhanced subsidies "only perpetuate a never-ending cycle of rising premiums and federal bailouts with taxpayers forced to foot the bill." The chair of the Senate's HELP committee, Sen. Bill Cassidy, R-La., last year urged Congress to reject an extension, saying the subsidies "hide the unsustainable skyrocketing cost of Obamacare."

Cox of KFF points out that a big portion of the new people who got covered in the last few years live in Republican strongholds. "A lot of southern states like Texas and Florida and Georgia have seen a tremendous amount of growth in their ACA marketplaces," she says. That growth could be reversed if higher premiums price people out of coverage.

Butterlaugh

No worries. I'm sure Republicans will implement Trump's concepts of a plan any day now :/

Look at all that winning us Americans are doing!

SockoressKnight posted...

No worries. I'm sure Republicans will implement Trump's concepts of a plan any day now :/

Give Trump some time. He's only had about 10 years to come up with a plan for healthcare. Surely he just needs a little more time.

i have things to do to finish for this upcoming year (busy time ahead)

renewing my health insurance is one of em and i cant slack on that one.

Are we great yet?

bump

I'll just have to tell my health to be better.

smith and wesson health insurance plan wont be going up though!

Haha good thing I dont have health insurance hahahahahahahahahaha

There goes all the savings on eggs ...like 100x over.