Current Events > wtf housing loan interest rates have skyrocketed since i bought my luxury condo

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No_U_L7 04/30/22 3:05:42 PM #1:	i got a loan for 2.25% interest (no points) my friend is trying to buy the same unit layout as my luxury condo and he's gonna pay 25k more than i did and the interest rate is 4.7% now...that's more than double my interest rate! --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964689108] in wtf housin... [t:80004590]...</cite> <quote>i got a loan for 2.25% interest (no points) my friend is trying to buy the same unit layout as my luxury condo and he's gonna pay 25k more than i did and the interest rate is 4.7% now...that's more than double my interest rate!</quote> ... Copied to Clipboard!
What_ 04/30/22 3:07:01 PM #2:	cracks me up how tc always has to thrown in the status adjective. <cite>What_ posted [p:964689134] in wtf housin... [t:80004590]...</cite> <quote>cracks me up how tc always has to thrown in the status adjective. </quote> ... Copied to Clipboard!
Pepys Monster 04/30/22 3:07:01 PM #3:	My interest rate is 3.5%. Everyone seemed to nab a better deal than me. --- Ryzen 3700X \| Evga GTX 1070 Ti \| 16GB DDR4 3200 \| Crucial MX500 2TB <cite>Pepys Monster posted [p:964689135] in wtf housin... [t:80004590]...</cite> <quote>My interest rate is 3.5%. Everyone seemed to nab a better deal than me. </quote> ... Copied to Clipboard!
King0fSTL 04/30/22 3:07:18 PM #4:	Imagine buying lol --- "do do do do do do do do do do do do do do" - Third Eye Blind <cite>King0fSTL posted [p:964689143] in wtf housin... [t:80004590]...</cite> <quote>Imagine buying lol </quote> ... Copied to Clipboard!
Pepys Monster 04/30/22 3:12:01 PM #5:	King0fSTL posted... Imagine buying lol Imagine being at the mercy of a slumlord. --- Ryzen 3700X \| Evga GTX 1070 Ti \| 16GB DDR4 3200 \| Crucial MX500 2TB <cite>Pepys Monster posted [p:964689250] in wtf housin... [t:80004590]...</cite> <quote>King0fSTL posted... </cite> <quote>Imagine buying lol</quote>Imagine being at the mercy of a slumlord. </quote> ... Copied to Clipboard!
King0fSTL 04/30/22 3:18:18 PM #6:	Pepys Monster posted... Imagine being at the mercy of a slumlord. "mercy" --- "do do do do do do do do do do do do do do" - Third Eye Blind <cite>King0fSTL posted [p:964689422] in wtf housin... [t:80004590]...</cite> <quote>Pepys Monster posted... </cite> <quote>Imagine being at the mercy of a slumlord.</quote>"mercy" </quote> ... Copied to Clipboard!
King0fSTL 04/30/22 3:19:37 PM #7:	I mean I was being facetious idc if people buy houses I get it I just prefer the lack of stress with renting. Just me though --- "do do do do do do do do do do do do do do" - Third Eye Blind <cite>King0fSTL posted [p:964689457] in wtf housin... [t:80004590]...</cite> <quote>I mean I was being facetious idc if people buy houses I get it I just prefer the lack of stress with renting. Just me though </quote> ... Copied to Clipboard!
Pepys Monster 04/30/22 3:19:47 PM #8:	King0fSTL posted... "mercy" Exactly. Good luck with him keeping your deposit, never making any repairs, and raising your rent $150 a year. --- Ryzen 3700X \| Evga GTX 1070 Ti \| 16GB DDR4 3200 \| Crucial MX500 2TB <cite>Pepys Monster posted [p:964689461] in wtf housin... [t:80004590]...</cite> <quote>King0fSTL posted... </cite> <quote>"mercy"</quote>Exactly. Good luck with him keeping your deposit, never making any repairs, and raising your rent $150 a year. </quote> ... Copied to Clipboard!
King0fSTL 04/30/22 3:32:04 PM #9:	Pepys Monster posted... Exactly. Good luck with him keeping your deposit, never making any repairs, and raising your rent $150 a year. Okay that's just untrue. I mean I'm sure it happens but that's not my experience. If it was I would just move because I'm not tied to that property. Again, I get buying it's just not for me. I like being able to pick up and go --- "do do do do do do do do do do do do do do" - Third Eye Blind <cite>King0fSTL posted [p:964689785] in wtf housin... [t:80004590]...</cite> <quote>Pepys Monster posted... </cite> <quote>Exactly. Good luck with him keeping your deposit, never making any repairs, and raising your rent $150 a year.</quote>Okay that's just untrue. I mean I'm sure it happens but that's not my experience. If it was I would just move because I'm not tied to that property. Again, I get buying it's just not for me. I like being able to pick up and go </quote> ... Copied to Clipboard!
No_U_L7 04/30/22 3:33:03 PM #10:	King0fSTL posted... Okay that's just untrue. I mean I'm sure it happens but that's not my experience. If it was I would just move because I'm not tied to that property. Again, I get buying it's just not for me. I like being able to pick up and go you can still pick up and go if you own, just gotta sell your place...and make a nice profit lol --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964689812] in wtf housin... [t:80004590]...</cite> <quote>King0fSTL posted...</cite> <quote> Okay that's just untrue. I mean I'm sure it happens but that's not my experience. If it was I would just move because I'm not tied to that property. Again, I get buying it's just not for me. I like being able to pick up and go </quote> you can still pick up and go if you own, just gotta sell your place...and make a nice profit lol</quote> ... Copied to Clipboard!
King0fSTL 04/30/22 3:33:43 PM #11:	No_U_L7 posted... you can still pick up and go if you own, just gotta sell your place...and make a nice profit lol That's not really just picking up and going is it --- "do do do do do do do do do do do do do do" - Third Eye Blind <cite>King0fSTL posted [p:964689833] in wtf housin... [t:80004590]...</cite> <quote>No_U_L7 posted... </cite> <quote>you can still pick up and go if you own, just gotta sell your place...and make a nice profit lol</quote>That's not really just picking up and going is it </quote> ... Copied to Clipboard!
No_U_L7 04/30/22 3:34:47 PM #12:	King0fSTL posted... That's not really just picking up and going is it you have to move all your stuff out, which you'll have to do anyway if you rent. then you get a realtor who does all the work. then you get all your money back and then some. whereas if you rent, that money is just gone. just one more easy step --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964689864] in wtf housin... [t:80004590]...</cite> <quote>King0fSTL posted...</cite> <quote> That's not really just picking up and going is it </quote> you have to move all your stuff out, which you'll have to do anyway if you rent. then you get a realtor who does all the work. then you get all your money back and then some. whereas if you rent, that money is just gone. just one more easy step</quote> ... Copied to Clipboard!
King0fSTL 04/30/22 3:35:54 PM #13:	No_U_L7 posted... you have to move all your stuff out, which you'll have to do anyway if you rent. then you get a realtor who does all the work. then you get all your money back and then some. whereas if you rent, that money is just gone. just one more easy step Ah I see you've never sold property before got it --- "do do do do do do do do do do do do do do" - Third Eye Blind <cite>King0fSTL posted [p:964689901] in wtf housin... [t:80004590]...</cite> <quote>No_U_L7 posted... </cite> <quote>you have to move all your stuff out, which you'll have to do anyway if you rent. then you get a realtor who does all the work. then you get all your money back and then some. whereas if you rent, that money is just gone. just one more easy step</quote>Ah I see you've never sold property before got it </quote> ... Copied to Clipboard!
HovaRex 04/30/22 3:36:57 PM #14:	Hahahahahaha you got a 2.25% interest loan on property...bahahaha no you fuckin didn't. --- I come back to you now, at the turn of the tide. <cite>HovaRex posted [p:964689926] in wtf housin... [t:80004590]...</cite> <quote>Hahahahahaha you got a 2.25% interest loan on property...bahahaha no you fuckin didn't. </quote> ... Copied to Clipboard!
No_U_L7 04/30/22 3:44:31 PM #15:	HovaRex posted... Hahahahahaha you got a 2.25% interest loan on property...bahahaha no you fuckin didn't. https://imgur.com/QnvYmzq --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964690126] in wtf housin... [t:80004590]...</cite> <quote>HovaRex posted...</cite> <quote>Hahahahahaha you got a 2.25% interest loan on property...bahahaha no you fuckin didn't. </quote> https://imgur.com/QnvYmzq</quote> ... Copied to Clipboard!
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HovaRex 04/30/22 3:50:49 PM #17:	No_U_L7 posted... https://imgur.com/QnvYmzq It's a screenshot of a loan calculator lmao. @jeffhardyb0yz Not to mention the math is wrong here. A 2.25% interest home loan for 350k would be like 1337 a month. --- I come back to you now, at the turn of the tide. <cite>HovaRex posted [p:964690276] in wtf housin... [t:80004590]...</cite> <quote>No_U_L7 posted... </cite> <quote>https://imgur.com/QnvYmzq</quote> It's a screenshot of a loan calculator lmao. @jeffhardyb0yz Not to mention the math is wrong here. A 2.25% interest home loan for 350k would be like 1337 a month. </quote> ... Copied to Clipboard!
No_U_L7 04/30/22 4:09:51 PM #18:	HovaRex posted... It's a screenshot of a loan calculator lmao. @jeffhardyb0yz Not to mention the math is wrong here. A 2.25% interest home loan for 350k would be like 1337 a month. nope, that's directly off my loan sheet. and it's a 20 year loan, not 30 so it's higher monthly --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964690662] in wtf housin... [t:80004590]...</cite> <quote>HovaRex posted...</cite> <quote> It's a screenshot of a loan calculator lmao. @jeffhardyb0yz Not to mention the math is wrong here. A 2.25% interest home loan for 350k would be like 1337 a month. </quote> nope, that's directly off my loan sheet. and it's a 20 year loan, not 30 so it's higher monthly</quote> ... Copied to Clipboard!
HovaRex 04/30/22 4:16:57 PM #19:	No_U_L7 posted... nope, that's directly off my loan sheet. and it's a 20 year loan, not 30 so it's higher monthly Sure it is. So you got a special loan at a cheaper rate than dual income millionaires with 850 credit get? --- I come back to you now, at the turn of the tide. <cite>HovaRex posted [p:964690806] in wtf housin... [t:80004590]...</cite> <quote>No_U_L7 posted... </cite> <quote>nope, that's directly off my loan sheet. and it's a 20 year loan, not 30 so it's higher monthly</quote> Sure it is. So you got a special loan at a cheaper rate than dual income millionaires with 850 credit get? </quote> ... Copied to Clipboard!
No_U_L7 04/30/22 4:20:41 PM #20:	HovaRex posted... Sure it is. So you got a special loan at a cheaper rate than dual income millionaires with 850 credit get? timing is everything, and as usual mine is impeccable --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964690881] in wtf housin... [t:80004590]...</cite> <quote>HovaRex posted...</cite> <quote> Sure it is. So you got a special loan at a cheaper rate than dual income millionaires with 850 credit get? </quote> timing is everything, and as usual mine is impeccable</quote> ... Copied to Clipboard!
HovaRex 04/30/22 4:21:25 PM #21:	No_U_L7 posted... timing is everything, and as usual mine is impeccable sure --- I come back to you now, at the turn of the tide. <cite>HovaRex posted [p:964690903] in wtf housin... [t:80004590]...</cite> <quote>No_U_L7 posted... </cite> <quote>timing is everything, and as usual mine is impeccable</quote> sure </quote> ... Copied to Clipboard!
No_U_L7 04/30/22 4:22:43 PM #22:	HovaRex posted... sure you do realize that this was the entire point of my topic right...these insanely low loan rates were being given out last summer, now it's skyrocketed --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964690936] in wtf housin... [t:80004590]...</cite> <quote>HovaRex posted...</cite> <quote> sure </quote> you do realize that this was the entire point of my topic right...these insanely low loan rates were being given out last summer, now it's skyrocketed</quote> ... Copied to Clipboard!
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HovaRex 04/30/22 4:41:17 PM #24:	No_U_L7 posted... you do realize that this was the entire point of my topic right...these insanely low loan rates were being given out last summer, now it's skyrocketed Actually that's true. Rates were cheapest mid 2021, but even then the average for a 30 year mortgage was still like 2.85%. So your imaginary 20 year fixed rate loan with no proof of down payment or a decent credit score is just not really feasible. --- I come back to you now, at the turn of the tide. <cite>HovaRex posted [p:964691316] in wtf housin... [t:80004590]...</cite> <quote>No_U_L7 posted... </cite> <quote>you do realize that this was the entire point of my topic right...these insanely low loan rates were being given out last summer, now it's skyrocketed</quote> Actually that's true. Rates were cheapest mid 2021, but even then the average for a 30 year mortgage was still like 2.85%. So your imaginary 20 year fixed rate loan with no proof of down payment or a decent credit score is just not really feasible. </quote> ... Copied to Clipboard!
StarsOfCCTV 04/30/22 5:26:32 PM #25:	Hmmm, I wonder whether these interest rates will lead to a lot of people defaulting on their mortgages due to the rates shooting up. Then the prices plunge after people are forced to sell. --- "What is any ocean but a multitude of droplets" <cite>StarsOfCCTV posted [p:964692185] in wtf housin... [t:80004590]...</cite> <quote>Hmmm, I wonder whether these interest rates will lead to a lot of people defaulting on their mortgages due to the rates shooting up. Then the prices plunge after people are forced to sell. </quote> ... Copied to Clipboard!
No_U_L7 04/30/22 5:34:19 PM #26:	HovaRex posted... Actually that's true. Rates were cheapest mid 2021, but even then the average for a 30 year mortgage was still like 2.85%. So your imaginary 20 year fixed rate loan with no proof of down payment or a decent credit score is just not really feasible. I paid 30% down and have a credit score over 800 --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964692352] in wtf housin... [t:80004590]...</cite> <quote>HovaRex posted...</cite> <quote> Actually that's true. Rates were cheapest mid 2021, but even then the average for a 30 year mortgage was still like 2.85%. So your imaginary 20 year fixed rate loan with no proof of down payment or a decent credit score is just not really feasible. </quote> I paid 30% down and have a credit score over 800</quote> ... Copied to Clipboard!
HovaRex 04/30/22 5:42:24 PM #27:	No_U_L7 posted... I paid 30% down and have a credit score over 800 Where are your receipts for those? --- I come back to you now, at the turn of the tide. <cite>HovaRex posted [p:964692519] in wtf housin... [t:80004590]...</cite> <quote>No_U_L7 posted... </cite> <quote>I paid 30% down and have a credit score over 800</quote> Where are your receipts for those? </quote> ... Copied to Clipboard!
No_U_L7 04/30/22 5:48:58 PM #28:	HovaRex posted... Where are your receipts for those? Yeah Im only gonna post so much personal info on CE Yet again with moving the goal posts --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964692656] in wtf housin... [t:80004590]...</cite> <quote>HovaRex posted...</cite> <quote> Where are your receipts for those? </quote> Yeah Im only gonna post so much personal info on CE Yet again with moving the goal posts</quote> ... Copied to Clipboard!
HovaRex 04/30/22 5:53:00 PM #29:	No_U_L7 posted... Yeah Im only gonna post so much personal info on CE Yet again with moving the goal posts Here you can use mine https://imgur.com/a/MEzLfaP --- I come back to you now, at the turn of the tide. <cite>HovaRex posted [p:964692760] in wtf housin... [t:80004590]...</cite> <quote>No_U_L7 posted... </cite> <quote>Yeah Im only gonna post so much personal info on CE Yet again with moving the goal posts</quote> Here you can use mine https://imgur.com/a/MEzLfaP </quote> ... Copied to Clipboard!
No_U_L7 04/30/22 5:57:52 PM #30:	HovaRex posted... Here you can use mine https://imgur.com/a/MEzLfaP Good 4 u --- http://i.imgur.com/QPgN9 <cite>No_U_L7 posted [p:964692870] in wtf housin... [t:80004590]...</cite> <quote>HovaRex posted...</cite> <quote> Here you can use mine https://imgur.com/a/MEzLfaP </quote> Good 4 u</quote> ... Copied to Clipboard!
Teh_Dr_Phil 04/30/22 6:12:24 PM #31:	What_ posted... cracks me up how tc always has to thrown in the status adjective. How else is he going to continue to have no one believe him? --- Yep. <cite>Teh_Dr_Phil posted [p:964693168] in wtf housin... [t:80004590]...</cite> <quote>What_ posted... </cite> <quote>cracks me up how tc always has to thrown in the status adjective.</quote>How else is he going to continue to have no one believe him? </quote> ... Copied to Clipboard!
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Current Events > wtf housing loan interest rates have skyrocketed since i bought my luxury condo (+) Yeah! (+)

Current Events > wtf housing loan interest rates have skyrocketed since i bought my luxury condo