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GateOfDoom 01/12/22 11:19:47 PM #1: |
For a car payment to.much? ... Copied to Clipboard!
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Ushiromiya 01/12/22 11:20:29 PM #2: |
Yeah --- http://i.imgur.com/11wM01O.gif https://www.youtube.com/watch?v=d7fjv4JkgBk ... Copied to Clipboard!
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TreyFlowers 01/12/22 11:20:35 PM #3: |
close to 10k a year, how long is the loan? --- and i know i'm not dead because i just threw up in my own mouth, swallowed back, this hangover ain't that bad ... Copied to Clipboard!
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Dakimakura 01/12/22 11:20:35 PM #4: |
Nah a Ferrari is probably worth it. --- The greatest Warcraft hero ever my queen the black lady Sylvanas Windrunner: https://i.imgur.com/J9Vhyjv.png ... Copied to Clipboard!
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Jetblackmoon 01/12/22 11:20:36 PM #5: |
Depends on how much you make, but personally I'd say yes. --- Shall we gather for whiskey and cigars tonight? ... Copied to Clipboard!
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VipaGTS 01/12/22 11:22:01 PM #7: |
Yes. We're you not able to put anything down or have any bit of collateral? --- "I devour urine just like my Portland Trailblazers, with piss poor defense." ... Copied to Clipboard!
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Veggeta_MAX 01/12/22 11:23:05 PM #8: |
I paid like 280 a month for my Corolla for 7 years. --- I'm Veggeta X's alt ... Copied to Clipboard!
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GateOfDoom 01/12/22 11:23:50 PM #9: |
It's for 6 years didn't put anything down vehicle was about 50000 intrest rate 5.39. Can I go back amd put 20000 down and get this thing lower? ... Copied to Clipboard!
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Deleted- 01/12/22 11:23:51 PM #10: |
Anything over 550 is too much ... Copied to Clipboard!
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VipaGTS 01/12/22 11:25:33 PM #13: |
GateOfDoom posted... Can I go back amd put 20000 down and get this thing lower?did they not discuss this with you while in financing? --- "I devour urine just like my Portland Trailblazers, with piss poor defense." ... Copied to Clipboard!
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TreyFlowers 01/12/22 11:27:33 PM #15: |
GateOfDoom posted... It's for 6 years didn't put anything down vehicle was about 50000 intrest rate 5.39. Can I go back amd put 20000 down and get this thing lower? Have you already signed the contract? --- and i know i'm not dead because i just threw up in my own mouth, swallowed back, this hangover ain't that bad ... Copied to Clipboard!
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MacadamianNut3 01/12/22 11:28:17 PM #16: |
Try putting 10k down instead of 20k But yeah 800 a month is insane. My max would be $600 but I'd feel like an idiot for 5-6 years. I still want a Lexus NX450h+ tho --- Roll Tide & Go Irish ... Copied to Clipboard!
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Axiom 01/12/22 11:29:05 PM #17: |
GateOfDoom posted... It's for 6 years didn't put anything down vehicle was about 50000 intrest rate 5.39. Can I go back amd put 20000 down and get this thing lower?Doubtful. If you could put that much money down in the first place why didn't you ... Copied to Clipboard!
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The_Critic 01/12/22 11:29:16 PM #18: |
Depends on what you prioritize. Id never have more than 10% of my take home on transportation. If youre making after tax and 401k more than 10k, go ahead. Remember insurance and tax as part of the transportation cost. ... Copied to Clipboard!
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GateOfDoom 01/12/22 11:30:04 PM #19: |
TreyFlowers posted... Have you already signed the contract?Yes ... Copied to Clipboard!
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Axiom 01/12/22 11:31:09 PM #20: |
GateOfDoom posted... YesOnly thing you can really do at this point is pay that on the loan. Hope you didn't get it from a place that penalizes early payments ... Copied to Clipboard!
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tripleh213 01/12/22 11:31:39 PM #22: |
Way too much bruh. You screwed up bad. --- Bucks World Champions 2021 PS4 looks great ... Copied to Clipboard!
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Deleted- 01/12/22 11:31:54 PM #23: |
68k? Wowzers ... Copied to Clipboard!
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TreyFlowers 01/12/22 11:32:59 PM #24: |
GateOfDoom posted... Yes Is there any penalties to paying ahead on the loan? ie can you put your 20k into the loan right now? --- and i know i'm not dead because i just threw up in my own mouth, swallowed back, this hangover ain't that bad ... Copied to Clipboard!
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GateOfDoom 01/12/22 11:33:21 PM #25: |
[LFAQs-redacted-quote] But can't I refinace and get it lower? ... Copied to Clipboard!
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Dakimakura 01/12/22 11:33:39 PM #26: |
You can pay ahead of the loan to lower the total interest you pay. --- The greatest Warcraft hero ever my queen the black lady Sylvanas Windrunner: https://i.imgur.com/J9Vhyjv.png ... Copied to Clipboard!
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ncsonic 01/12/22 11:39:54 PM #27: |
damn my last car loan was only 2.5% --- WIRED https://www.youtube.com/user/wired ... Copied to Clipboard!
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GateOfDoom 01/12/22 11:44:59 PM #28: |
Looks like I'm screwed ... Copied to Clipboard!
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Buzz Killjoy 01/12/22 11:45:57 PM #29: |
Holy shit man, what kinda fucking car did you buy --- Does the name Pavlov ring a bell? ... Copied to Clipboard!
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kingdrake2 01/12/22 11:46:07 PM #30: |
GateOfDoom posted... Looks like I'm screwed oh well. we'll learn from this. i made mistakes too. i overspent on a POS computer. overpayed by 50% in my younger years. --- Explorers In The Further Regions Of Experience, demons to some, Angels To Others: Pinhead ... Copied to Clipboard!
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Rapid99 01/12/22 11:47:22 PM #31: |
Any criticism at this point wouldn't do much so I'll just say this: Bruh --- Formerly Smidge | The last ASCII artist. https://gfascii.art/ ... Copied to Clipboard!
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SauI_Goodman 01/12/22 11:47:56 PM #32: |
good grief --- If you can see this message it's a wonder why it hasn't been modded yet by the snowflakes. ... Copied to Clipboard!
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Prismsblade 01/12/22 11:58:07 PM #33: |
GateOfDoom posted... But can't I refinace and get it lower?If you can find a new bank willing to take on the loan. Yes. But it's a risk I doubt many will take. When i was young and dumb I had a car payment of around $550 a month. Managed to refinance it to around $340, but I was in the army then, through Navy Federal. If I was in that predicament in the real would I probably would have been fucked. --- 3DS FC:3368-5403-9633 Name: Kaizer PSN: Blackkaizer ... Copied to Clipboard!
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GateOfDoom 01/13/22 1:17:57 PM #34: |
... Copied to Clipboard!
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AngelsNAirwav3s 01/13/22 1:20:08 PM #35: |
You should have just leased a car --- Hello world! ... Copied to Clipboard!
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I4NRulez 01/13/22 1:32:29 PM #36: |
do you have bad credit? The only time ive seen payments that high for average people is when dealers take advantage of bad credit and have them pay stupid interest rates with high monthlys. My exs friend was duped into a 600 dollar a month payment for a Scion TC --- The night brims with defiled scum,and is permeated by their rotten stench. Just think. Now you're all set to hunt and kill to your heart's content. ... Copied to Clipboard!
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Talib_21 01/13/22 1:44:12 PM #37: |
I thought 300 plus 100 for insurance was outrageous, and thats for four years. How much is your insurance a month? --- Denver Broncos - SB 50 Champions Kansas Jayhawks - 13 Straight ... Copied to Clipboard!
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Cobra1010 01/13/22 2:12:55 PM #38: |
You're letting people profit off you for just letting you pay in installments. If you are rich enough, just pay the lot in full. Money lending is the scummiest business in existence. --- Rule #17: Don't be a Hero - Unnecessary risks are risks that shouldn't be taken. ... Copied to Clipboard!
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