Current Events > 'I don't think we need to get insurance companies involved.'

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UnfairRepresent
04/27/21 5:22:43 AM
#1:


What do you think?




She just rear-ended your car at a stop light. You don't see any damage.

How do you react?
What do you do?

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Trumble
04/27/21 5:42:53 AM
#2:


UnfairRepresent posted...
You don't see any damage.

"Yeah, I'm gonna need the details just in case. But it looks like there's no damage, so unless there's some hidden issue that I find later, I won't have any reason to use that information. Also you lost The Game."

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Talk2DaHand
04/27/21 6:02:59 AM
#3:


Trumble posted...
"Yeah, I'm gonna need the details just in case. But it looks like there's no damage, so unless there's some hidden issue that I find later, I won't have any reason to use that information. Also you lost The Game."

Nice

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BloodMoon7
04/27/21 6:31:56 AM
#4:


I don't have a car so sure whatever.

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GeneralSecura92
04/27/21 6:34:13 AM
#5:


If she's driving that jeep, there's no way my car wouldn't have any damage.
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Alteres
04/27/21 6:58:07 AM
#6:


Your rates go up even if their insurance pays.

Not worth it.

Interesting fact, I once bumped the back of a guy in a college town, guy called the cops... cop said it wasnt worth getting insurance involved.

Guy still wasnt convinced, I went up to his car and rubbed the mark off his bumper with my finger. No dent underneath.

He finally agreed, called me up after a week and said it would be $200 bucks.

I called up where he got the car checked, they said they charged him $90.

Called the guy I hit back up and he said the extra $100 was for all the trouble and hassle.

I eventually said fuck it and gave him the $200, still way less than insurance handling it.

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#7
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UnfairRepresent
04/27/21 7:27:33 AM
#8:


Alteres posted...
I eventually said fuck it and gave him the $200,
wha....

Why?

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Were_Wyrm
04/27/21 7:30:37 AM
#9:


Why the fuck is there a stop light in the middle of a field?

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BloodMoon7
04/27/21 7:32:03 AM
#10:


UnfairRepresent posted...
wha....

Why?
Wynaut? Wobbuffet about it

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#11
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UnfairRepresent
04/27/21 7:51:26 AM
#12:


Were_Wyrm posted...
Why the fuck is there a stop light in the middle of a field?
I guess that's why she hit you

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Relient_K
04/27/21 7:56:11 AM
#13:


Alteres posted...
Your rates go up even if their insurance pays.


I've been rear ended 3 times and my rates didn't change. It depends on your insurance. If you use budget insurance like geico or progressive then yes your rates will probably go up. I use state farm.


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UnfairRepresent
04/27/21 7:59:49 AM
#14:


Relient_K posted...
I've been rear ended 3 times and my rates didn't change. It depends on your insurance. If you use budget insurance like geico or progressive then yes your rates will probably go up. I use state farm.
How unprogressive of you

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#15
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UnfairRepresent
04/27/21 12:41:27 PM
#16:


GeneralSecura92 posted...
If she's driving that jeep, there's no way my car wouldn't have any damage.
Is your car made of cardboard?

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Number090684
04/27/21 12:43:04 PM
#17:


Depends on what she is offering for compensation and how serious she is about it. Also, she seems accident prone considering that AK is pointing the wrong direction.
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BignutzisBack
04/27/21 12:45:00 PM
#18:


Alteres posted...
Your rates go up even if their insurance pays

This is highly dependent on what company it is, the insurance company I work for doesn't raise your rates for a not at fault accident.

Alteres posted...
I eventually said fuck it and gave him the $200, still way less than insurance handling it

Don't ever do something like this again unless you got him to sign a property damage release, I've lost track of how many insured's are upset because they said they paid someone out of pocket and now they can still legally collect through their insurance as well.

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Accolon
04/27/21 12:45:36 PM
#19:


Anyone else notice she's grabbing an AK47?

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NoxObscuras
04/27/21 12:46:29 PM
#20:


Does she still have a rifle in her hand in this scenario? If yes, then I just do what she says. If no, then I'm demanding her insurance info.

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#21
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Gobstoppers12
04/27/21 12:48:41 PM
#22:


Trumble posted...
"Yeah, I'm gonna need the details just in case. But it looks like there's no damage, so unless there's some hidden issue that I find later, I won't have any reason to use that information. Also you lost The Game."
Nah, homie, I won the game ages ago.

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TheVipaGTS
04/27/21 12:52:37 PM
#23:


pointing the gun directly at yourself. seems smart.

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ZeroX91
04/27/21 12:54:40 PM
#24:


I mean she checks at least 4 boxes there is damage.

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UnfairRepresent
04/28/21 3:31:26 PM
#25:


NoxObscuras posted...
Does she still have a rifle in her hand in this scenario? If yes, then I just do what she says. If no, then I'm demanding her insurance info.
yes, pointed at herself

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Master_Bass
04/28/21 3:33:31 PM
#26:


I don't mind not getting insurance involved as long as they pay for any damages.

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bknight
04/28/21 3:37:29 PM
#27:


I'll go for the lowest apple on the branch and say it.
I rear end her and call it even.
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