Current Events > my bankruptcy got reported on my credit report and my score shot up 300 points

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_BIueMonk 04/21/21 3:48:22 PM #1:	im sitting at a 700 score. time to apply for some credit cards! PS5 here i come! jk ima pay for that cash. but yeah its strange. my thought is that the automatic stay where they can't ask you for payments anymore forced them off my report. once my debt is discharged im assuming some note will appear later and tank my score again? this is interesting. --- DAHYUN = <3 https://imgur.com/bv71aAd <cite>_BIueMonk posted [p:953080145] in my bankrup... [t:79417688]...</cite> <quote>im sitting at a 700 score. time to apply for some credit cards! PS5 here i come! jk ima pay for that cash. but yeah its strange. my thought is that the automatic stay where they can't ask you for payments anymore forced them off my report. once my debt is discharged im assuming some note will appear later and tank my score again? this is interesting. </quote> ... Copied to Clipboard!
_BIueMonk 04/21/21 7:03:28 PM #2:	hello --- DAHYUN = <3 https://imgur.com/bv71aAd <cite>_BIueMonk posted [p:953086265] in my bankrup... [t:79417688]...</cite> <quote>hello </quote> ... Copied to Clipboard!
Funkydog 04/21/21 7:04:09 PM #3:	_BIueMonk posted... hello It's me. --- https://imgur.com/BGbZK <cite>Funkydog posted [p:953086288] in my bankrup... [t:79417688]...</cite> <quote>_BIueMonk posted... </cite> <quote>hello</quote>It's me. </quote> ... Copied to Clipboard!
MabusIncarnate 04/21/21 7:05:42 PM #4:	Is it me you're looking for? --- Above us lay the burdens, Below us lay the truths. We're somewhere in the middle, and we're all discontent too. Slayer_22 picked waifu - https://ibb.co/WD8p1Kz <cite>MabusIncarnate posted [p:953086335] in my bankrup... [t:79417688]...</cite> <quote>Is it me you're looking for? </quote> ... Copied to Clipboard!
DarkRoast 04/21/21 7:10:37 PM #5:	Funkydog posted... It's me. Main screen turn on --- Razer Blade 15 - Core i7-9750H, 32 GB RAM (2666), RTX 2080 MQ <cite>DarkRoast posted [p:953086480] in my bankrup... [t:79417688]...</cite> <quote>Funkydog posted... </cite> <quote>It's me.</quote> Main screen turn on </quote> ... Copied to Clipboard!
Tyranthraxus 04/21/21 7:14:33 PM #6:	_BIueMonk posted... im sitting at a 700 score. time to apply for some credit cards! PS5 here i come! jk ima pay for that cash. but yeah its strange. my thought is that the automatic stay where they can't ask you for payments anymore forced them off my report. once my debt is discharged im assuming some note will appear later and tank my score again? this is interesting. As I said multiple times throughout the years your credit score doesn't really mean anything it is effectively haruspicy in terms of how it is calculated. Lenders won't look at your credit score they don't care about it they look at a gigantic trail of paperwork that shows what kind of borrowing you've done and what kind of payments you've made and they make their own decisions based off of that. the credit score that you can have access to is a sort of easily digestible format of how a creditor might look at you based on that paper trail but in truth the creditors won't even see that score because it's meaningless. --- It says right here in Matthew 16:4 "Jesus doth not need a giant Mecha." https://imgur.com/dQgC4kv <cite>Tyranthraxus posted [p:953086609] in my bankrup... [t:79417688]...</cite> <quote>_BIueMonk posted... </cite> <quote>im sitting at a 700 score. time to apply for some credit cards! PS5 here i come! jk ima pay for that cash. but yeah its strange. my thought is that the automatic stay where they can't ask you for payments anymore forced them off my report. once my debt is discharged im assuming some note will appear later and tank my score again? this is interesting.</quote> As I said multiple times throughout the years your credit score doesn't really mean anything it is effectively haruspicy in terms of how it is calculated. Lenders won't look at your credit score they don't care about it they look at a gigantic trail of paperwork that shows what kind of borrowing you've done and what kind of payments you've made and they make their own decisions based off of that. the credit score that you can have access to is a sort of easily digestible format of how a creditor might look at you based on that paper trail but in truth the creditors won't even see that score because it's meaningless. </quote> ... Copied to Clipboard!
WingsOfGood 04/21/21 7:21:51 PM #7:	It shot up because it means you are good prey to profit off. <cite>WingsOfGood posted [p:953086853] in my bankrup... [t:79417688]...</cite> <quote>It shot up because it means you are good prey to profit off. </quote> ... Copied to Clipboard!
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ToPoPO 04/21/21 7:23:15 PM #9:	Tyranthraxus posted... As I said multiple times throughout the years your credit score doesn't really mean anything it is effectively haruspicy in terms of how it is calculated. Lenders won't look at your credit score they don't care about it they look at a gigantic trail of paperwork that shows what kind of borrowing you've done and what kind of payments you've made and they make their own decisions based off of that. the credit score that you can have access to is a sort of easily digestible format of how a creditor might look at you based on that paper trail but in truth the creditors won't even see that score because it's meaningless. I don't think that's how the big short worked <cite>ToPoPO posted [p:953086912] in my bankrup... [t:79417688]...</cite> <quote>Tyranthraxus posted... </cite> <quote>As I said multiple times throughout the years your credit score doesn't really mean anything it is effectively haruspicy in terms of how it is calculated. Lenders won't look at your credit score they don't care about it they look at a gigantic trail of paperwork that shows what kind of borrowing you've done and what kind of payments you've made and they make their own decisions based off of that. the credit score that you can have access to is a sort of easily digestible format of how a creditor might look at you based on that paper trail but in truth the creditors won't even see that score because it's meaningless.</quote> I don't think that's how the big short worked </quote> ... Copied to Clipboard!
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_BIueMonk 04/21/21 10:27:31 PM #11:	dolomedes posted... didn't john oliver do a segment about how broken and manipulative bankruptcy is, like, a week ago? couple days ago his take away was that republicans made it harder and easier to screw up because lenders lobbied for it. also bankruptcy lawyers are racist. yikes. luckily, my lawyer has been great. hasn't tried to push me into 13 so she could make more money.... ... yet. <_< but i mean its already filed so. --- DAHYUN = <3 https://imgur.com/bv71aAd <cite>_BIueMonk posted [p:953092823] in my bankrup... [t:79417688]...</cite> <quote>dolomedes posted... </cite> <quote>didn't john oliver do a segment about how broken and manipulative bankruptcy is, like, a week ago?</quote>couple days ago his take away was that republicans made it harder and easier to screw up because lenders lobbied for it. also bankruptcy lawyers are racist. yikes. luckily, my lawyer has been great. hasn't tried to push me into 13 so she could make more money.... ... yet. <_< but i mean its already filed so. </quote> ... Copied to Clipboard!
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Current Events > my bankruptcy got reported on my credit report and my score shot up 300 points (+) Yeah! (+)

Current Events > my bankruptcy got reported on my credit report and my score shot up 300 points