Current Events > Does one have any hope of ever getting credit cards again after bankruptcy?

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AzNDarkSamurai
04/03/21 4:09:01 PM
#1:


Decent ones at least

Not the junky ones like Credit One (for example)

Pretty sure its hopeless for a friend of mine after he filed to ever get a decent rewards card again but im not sure

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Irony
04/03/21 4:10:17 PM
#2:


Yes

A rewards one probably not

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berlyman101
04/03/21 4:14:10 PM
#3:


credit one is the known go-to for homies in financial straits. if you fuck that up I got nothin for ya

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Unsugarized_Foo
04/03/21 4:14:22 PM
#4:


Get a debit card with rewards

They won't be as good, but they also proved to be unable to cash a check their butt can't cash

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DarthDemented
04/03/21 4:15:49 PM
#5:


Credit card companies love people who have just declared bankruptcy. Not only with higher interest rates but the fact that you have to wait a certain amount of time before filing for bankruptcy again.

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AzNDarkSamurai
04/03/21 5:51:27 PM
#6:


berlyman101 posted...
credit one is the known go-to for homies in financial straits. if you fuck that up I got nothin for ya

You dont ever wanna fuck with Credit One. Their annual fee is ridiculous.

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sutree
04/03/21 6:05:22 PM
#7:


Can you not even get a secured card?

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AzNDarkSamurai
04/03/21 7:20:07 PM
#8:


sutree posted...
Can you not even get a secured card?

Whats the point of one? You owe your own money on the card

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ProfDE
04/03/21 9:23:02 PM
#9:


A secured card could be used to help rebuild credit.

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Lukey_Bug
04/03/21 9:26:03 PM
#10:


My mom filled bankruptcy probably 25 years ago. Took her 10 years to reestablish credit. Now she has fine credit

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AzNDarkSamurai
04/03/21 10:56:59 PM
#11:


Lukey_Bug posted...
My mom filled bankruptcy probably 25 years ago. Took her 10 years to reestablish credit. Now she has fine credit

Wow 10 years is a loooooong time

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Flauros
04/03/21 10:58:47 PM
#12:


AzNDarkSamurai posted...
Wow 10 years is a loooooong time
The moral of the story is, dont go bankrupt.

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