Current Events > Got in touch with a realtor to maybe find a house today

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Timohtep
02/29/20 6:11:50 PM
#1:


Me, my gf, the realtor, and the finance guy all met up today and talked about what we wanted to see out of the whole thing. Got all my documents over to them already and he's giving me good signs and stuff that I could get a 30-year with a 3% interest rate for like a 325k house. Which is pretty fuckin baller tbh. I'm stoked

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Lukey_Bug
02/29/20 6:15:56 PM
#2:


What kinda house are you getting for 325? I just closed on a four bedroom in South Jersey for 159

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Timohtep
02/29/20 6:18:17 PM
#3:


Lukey_Bug posted...
What kinda house are you getting for 325? I just closed on a four bedroom in South Jersey for 159

Something much shittier than what you bought probably. Homes are expensive south of seattle
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__aCEr__
02/29/20 6:23:27 PM
#4:


How much are you gonna put down on it?

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Timohtep
02/29/20 6:25:42 PM
#5:


__aCEr__ posted...
How much are you gonna put down on it?

Max I can put down is 75k. Would prefer lower but I can do that
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Timohtep
02/29/20 11:58:59 PM
#6:


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Timohtep
03/01/20 11:35:59 AM
#7:


Bump again >_>

I'm stoked for the idea of home ownership
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FrankGoreHOF
03/01/20 11:37:47 AM
#8:


It's okay

Also own in the seattle area, bought for 307k. Got kinda bored with it tho

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inloveanddeath0
03/01/20 11:38:17 AM
#9:


I didn't even know you had a gf

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Timohtep
03/01/20 12:06:36 PM
#10:


FrankGoreHOF posted...
It's okay

Also own in the seattle area, bought for 307k. Got kinda bored with it tho

I'm specifically looking in the north Puyallup/Edgewood area. Live in Milton now

inloveanddeath0 posted...
I didn't even know you had a gf

We've been dating for four years in june
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Jabodie
03/01/20 12:07:55 PM
#11:


Best hope that subduction zone doesn't send a tsunami your way when you're still living there.

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Timohtep
03/01/20 12:20:36 PM
#13:


Jabodie posted...
Best hope that subduction zone doesn't send a tsunami your way when you're still living there.

And if Mt. Rainier explodes I can get out of the valley fast enough lmao
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Corrupt_Power
03/01/20 12:58:10 PM
#14:


One thing to keep in mind Tim, our house after down payment was $144k, and we're paying about $1k a month on our mortgage, which should jump a couple hundred in the next month or two with our first year of up-front insurance and taxes payment wearing off.

So some really rough math - you'd be looking at something like a $2k a month payment with what you're talking about. Be really, really careful that you don't get yourself into a situation where you can't comfortably make those payments.
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emblem boy
03/01/20 1:09:18 PM
#15:


Corrupt_Power posted...


So some really rough math - you'd be looking at something like a $2k a month payment with what you're talking about. Be really, really careful that you don't get yourself into a situation where you can't comfortably make those payments.


This. And don't forget, a mortgage is the least you'll be paying a month for housing, while rent is the most. So budget for the extra costs of home ownership
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inloveanddeath0
03/01/20 2:55:57 PM
#16:


I just remember you as hat guy

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Makeveli_lives
03/01/20 2:57:35 PM
#17:


Lukey_Bug posted...
What kinda house are you getting for 325? I just closed on a four bedroom in South Jersey for 159
The fuck? That's cheap as hell

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