Current Events > I have about $20k, how should I invest?

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TeaMilk 01/28/20 1:53:58 PM #1:	I don't need immediate access, but I want to move out in the next 6-12 months. It's all sitting in a 1.9% apy savings account right now. I've heard about CDs, but most of the ones I'm finding require a huge deposit to get more growth than my current savings acct. Anything else I should be doing? --- http://error1355.com/ce/DocileOrangeCup.html https://imgur.com/UaVD352 Show icons on posts: https://openuserjs.org/scripts/melon/GameFAQs_Show_Icon <cite>TeaMilk posted [p:933603249] in I have abo... [t:78366238]...</cite> <quote>I don't need immediate access, but I want to move out in the next 6-12 months. It's all sitting in a 1.9% apy savings account right now. I've heard about CDs, but most of the ones I'm finding require a huge deposit to get more growth than my current savings acct. Anything else I should be doing? </quote> ... Copied to Clipboard!
Scorsese2002 01/28/20 1:54:52 PM #2:	Go to Vegas, bet it all on black/red --- https://www.twitch.tv/dtake86 <cite>Scorsese2002 posted [p:933603297] in I have abo... [t:78366238]...</cite> <quote>Go to Vegas, bet it all on black/red</quote> ... Copied to Clipboard!
Pitlord_Special 01/28/20 1:54:57 PM #3:	Let it all ride on bitcoin --- Posted from my iPhone 8 <cite>Pitlord_Special posted [p:933603300] in I have abo... [t:78366238]...</cite> <quote>Let it all ride on bitcoin </quote> ... Copied to Clipboard!
Master_Bass 01/28/20 1:56:30 PM #4:	Put it into VTI or another similar total market ETF. Low or no fees is the key. Edit: Oh if you need the money in about a year don't put it in the market. The highest interest rate savings account you can find will do. --- Many Bothans died to bring you this post. <cite>Master_Bass posted [p:933603362] in I have abo... [t:78366238]...</cite> <quote>Put it into VTI or another similar total market ETF. Low or no fees is the key. Edit: Oh if you need the money in about a year don't put it in the market. The highest interest rate savings account you can find will do.</quote> ... Copied to Clipboard!
Spiderman23JII 01/28/20 1:58:42 PM #5:	let me borrow 20 bucks --- Dan's so unique he gets his own move name variation, also he disconnected because when you get perfected by Dan your PSN is deleted - Shadow Geno <cite>Spiderman23JII posted [p:933603461] in I have abo... [t:78366238]...</cite> <quote>let me borrow 20 bucks </quote> ... Copied to Clipboard!
Makeveli_lives 01/28/20 1:58:46 PM #6:	Put it towards buying a condo /apartment so you can live rent free in a few years? --- Switch FC: SW-3917-4425-6106 PSN: PiKappaPhi769 <cite>Makeveli_lives posted [p:933603464] in I have abo... [t:78366238]...</cite> <quote>Put it towards buying a condo /apartment so you can live rent free in a few years? </quote> ... Copied to Clipboard!
fohstick 01/28/20 1:59:03 PM #7:	market is gonna crash soon; leave it in your savings account <cite>fohstick posted [p:933603473] in I have abo... [t:78366238]...</cite> <quote>market is gonna crash soon; leave it in your savings account </quote> ... Copied to Clipboard!
Makeveli_lives 01/28/20 2:00:09 PM #8:	fohstick posted... market is gonna crash soon; leave it in your savings account People been saying that for years --- Switch FC: SW-3917-4425-6106 PSN: PiKappaPhi769 <cite>Makeveli_lives posted [p:933603514] in I have abo... [t:78366238]...</cite> <quote>fohstick posted... </cite> <quote>market is gonna crash soon; leave it in your savings account</quote>People been saying that for years </quote> ... Copied to Clipboard!
linid0t 01/28/20 2:03:10 PM #9:	Put it in a TFSA at 2.75% interest <cite>linid0t posted [p:933603640] in I have abo... [t:78366238]...</cite> <quote>Put it in a TFSA at 2.75% interest </quote> ... Copied to Clipboard!
TeaMilk 01/28/20 2:17:34 PM #10:	Spiderman23JII posted... let me borrow 20 bucks I would if you need it for something important lol Makeveli_lives posted... Put it towards buying a condo /apartment so you can live rent free in a few years? man I wanna do that but I also really want to move out soon. I think I can rent a small apartment for a couple years and still save up enough for a downpayment. My older bro (31) has been living at our moms and just got his own condo. He still had to borrow 10k from her. I dont wanna borrow or be stuck here that long linid0t posted... Put it in a TFSA at 2.75% interest I'm in the US, is this like a Roth IRA? I need to figure out how to set that up. I figure that's money I'm not supposed to touch for decades though? --- http://error1355.com/ce/DocileOrangeCup.html https://imgur.com/UaVD352 Show icons on posts: https://openuserjs.org/scripts/melon/GameFAQs_Show_Icon <cite>TeaMilk posted [p:933604215] in I have abo... [t:78366238]...</cite> <quote>Spiderman23JII posted... </cite> <quote>let me borrow 20 bucks</quote>I would if you need it for something important lol Makeveli_lives posted... </cite> <quote>Put it towards buying a condo /apartment so you can live rent free in a few years?</quote>man I wanna do that but I also really want to move out soon. I think I can rent a small apartment for a couple years and still save up enough for a downpayment. My older bro (31) has been living at our moms and just got his own condo. He still had to borrow 10k from her. I dont wanna borrow or be stuck here that long linid0t posted... </cite> <quote>Put it in a TFSA at 2.75% interest</quote>I'm in the US, is this like a Roth IRA? I need to figure out how to set that up. I figure that's money I'm not supposed to touch for decades though? </quote> ... Copied to Clipboard!
SauI_Goodman 01/28/20 2:18:33 PM #11:	circuit city --- Now playing: Death Stranding (ps4) <cite>SauI_Goodman posted [p:933604260] in I have abo... [t:78366238]...</cite> <quote>circuit city </quote> ... Copied to Clipboard!
V-E-G-Y- 01/28/20 2:24:12 PM #12:	Buy a good internet streaming camera and start video game streaming --- https://imgur.com/L6MQGtI https://imgur.com/HAj1Ocp https://imgur.com/Op6gMTg https://imgur.com/hNkY6mv <cite>V-E-G-Y- posted [p:933604489] in I have abo... [t:78366238]...</cite> <quote>Buy a good internet streaming camera and start video game streaming</quote> ... Copied to Clipboard!
HaHaClintonDix 01/28/20 2:35:33 PM #13:	Buy a house --- GOAT name <cite>HaHaClintonDix posted [p:933604952] in I have abo... [t:78366238]...</cite> <quote>Buy a house </quote> ... Copied to Clipboard!
TeaMilk 01/28/20 2:43:01 PM #14:	V-E-G-Y- posted... Buy a good internet streaming camera and start video game streaming I dont have time for that shit w a job HaHaClintonDix posted... Buy a house For $20k? --- http://error1355.com/ce/DocileOrangeCup.html https://imgur.com/UaVD352 Show icons on posts: https://openuserjs.org/scripts/melon/GameFAQs_Show_Icon <cite>TeaMilk posted [p:933605246] in I have abo... [t:78366238]...</cite> <quote>V-E-G-Y- posted... </cite> <quote>Buy a good internet streaming camera and start video game streaming</quote>I dont have time for that shit w a job HaHaClintonDix posted... </cite> <quote>Buy a house</quote>For $20k? </quote> ... Copied to Clipboard!
Solid_Seb 01/28/20 2:43:39 PM #15:	Hey it's me, your brother <cite>Solid_Seb posted [p:933605263] in I have abo... [t:78366238]...</cite> <quote>Hey it's me, your brother </quote> ... Copied to Clipboard!
krazychao5 01/28/20 2:45:03 PM #16:	Are you planning on buying a house? Roth IRA could be good vehicle for you. Can withdraw up to like $10k earnings without penalty if put towards a house. Also can withdraw your contributions without any issues. High yield savings is the next best bet. --- https://supermariomakerbookmark.nintendo.net/profile/bigllama?type=posted <cite>krazychao5 posted [p:933605306] in I have abo... [t:78366238]...</cite> <quote>Are you planning on buying a house? Roth IRA could be good vehicle for you. Can withdraw up to like $10k earnings without penalty if put towards a house. Also can withdraw your contributions without any issues. High yield savings is the next best bet. </quote> ... Copied to Clipboard!
Veggeta_MAX 01/28/20 2:45:49 PM #17:	I want to invest in a business. --- I'm Veggeta X's alt <cite>Veggeta_MAX posted [p:933605338] in I have abo... [t:78366238]...</cite> <quote>I want to invest in a business. </quote> ... Copied to Clipboard!
Sad_Face 01/28/20 2:54:59 PM #18:	Investing in anything whose value is pegged upon the US government or US dollar in any such a way is bad news. The Fourth Industrial Revolution is almost upon us where nations and big banking institutions alike are HEAVILY researching and investing in the spinoff technology of the bitcoin, blockchain technology, to create their own cryptocurrencies to knock the US dollar off its World Reserve currency status. When (not if, WHEN) this happens, the US dollar is going to implode. Its only saving grace is its status as the the petrodollar, which is under threat because of the petroyuan. If you ask me personally what to invest in, obviously, I'm going to say Chainlink. chainlinkhub.com But whatever you decide upon, keeping your money with banks is playing with fire. --- imgtc.com/i/4HgTl0ebzq.jpg imgtc.com/i/60CWP2Gtlg.gif <cite>Sad_Face posted [p:933605684] in I have abo... [t:78366238]...</cite> <quote>Investing in anything whose value is pegged upon the US government or US dollar in any such a way is bad news. The Fourth Industrial Revolution is almost upon us where nations and big banking institutions alike are HEAVILY researching and investing in the spinoff technology of the bitcoin, blockchain technology, to create their own cryptocurrencies to knock the US dollar off its World Reserve currency status. When (not if, WHEN) this happens, the US dollar is going to implode. Its only saving grace is its status as the the petrodollar, which is under threat because of the petroyuan. If you ask me personally what to invest in, obviously, I'm going to say Chainlink. chainlinkhub.com But whatever you decide upon, keeping your money with banks is playing with fire. </quote> ... Copied to Clipboard!
TeaMilk 01/28/20 2:56:45 PM #19:	krazychao5 posted... Are you planning on buying a house? Roth IRA could be good vehicle for you. Can withdraw up to like $10k earnings without penalty if put towards a house. Also can withdraw your contributions without any issues. High yield savings is the next best bet. Long term would like to get a condo or small house yeah. That sounds cool, I will definitely pursue getting a Roth IRA. Solid_Seb posted... Hey it's me, your brother dont scare me man --- http://error1355.com/ce/DocileOrangeCup.html https://imgur.com/UaVD352 Show icons on posts: https://openuserjs.org/scripts/melon/GameFAQs_Show_Icon <cite>TeaMilk posted [p:933605760] in I have abo... [t:78366238]...</cite> <quote>krazychao5 posted... </cite> <quote>Are you planning on buying a house? Roth IRA could be good vehicle for you. Can withdraw up to like $10k earnings without penalty if put towards a house. Also can withdraw your contributions without any issues. High yield savings is the next best bet.</quote>Long term would like to get a condo or small house yeah. That sounds cool, I will definitely pursue getting a Roth IRA. Solid_Seb posted... </cite> <quote>Hey it's me, your brother</quote>dont scare me man </quote> ... Copied to Clipboard!
kingdrake2 01/28/20 2:56:50 PM #20:	TeaMilk posted... $20k? not even close :(. don't know where one lives but area can vary on housing prices. east/west coast getting the highest costs to buy a house. --- The act of treachery is an art, but the traitor himself is a piece of **** - Mike Tyson <cite>kingdrake2 posted [p:933605764] in I have abo... [t:78366238]...</cite> <quote>TeaMilk posted...</cite> <quote>$20k?</quote> not even close :(. don't know where one lives but area can vary on housing prices. east/west coast getting the highest costs to buy a house.</quote> ... Copied to Clipboard!
1337toothbrush 01/28/20 2:58:09 PM #21:	Sad_Face posted... Investing in anything whose value is pegged upon the US government or US dollar in any such a way is bad news. The Fourth Industrial Revolution is almost upon us where nations and big banking institutions alike are HEAVILY researching and investing in the spinoff technology of the bitcoin, blockchain technology, to create their own cryptocurrencies to knock the US dollar off its World Reserve currency status. When (not if, WHEN) this happens, the US dollar is going to implode. Its only saving grace is its status as the the petrodollar, which is under threat because of the petroyuan. If you ask me personally what to invest in, obviously, I'm going to say Chainlink. chainlinkhub.com But whatever you decide upon, keeping your money with banks is playing with fire. LOL Shill your shitcoin garbage elsewhere. --- https://gamefaqs.gamespot.com/boards/261-politics/78252375/931554955 https://imgur.com/a/FU9H8 - https://imgur.com/ZkQRDsR - https://imgur.com/2x2gtgP <cite>1337toothbrush posted [p:933605817] in I have abo... [t:78366238]...</cite> <quote>Sad_Face posted...</cite> <quote>Investing in anything whose value is pegged upon the US government or US dollar in any such a way is bad news. The Fourth Industrial Revolution is almost upon us where nations and big banking institutions alike are HEAVILY researching and investing in the spinoff technology of the bitcoin, blockchain technology, to create their own cryptocurrencies to knock the US dollar off its World Reserve currency status. When (not if, WHEN) this happens, the US dollar is going to implode. Its only saving grace is its status as the the petrodollar, which is under threat because of the petroyuan. If you ask me personally what to invest in, obviously, I'm going to say Chainlink. chainlinkhub.com But whatever you decide upon, keeping your money with banks is playing with fire. </quote> LOL Shill your shitcoin garbage elsewhere.</quote> ... Copied to Clipboard!
HaHaClintonDix 01/28/20 3:28:07 PM #22:	TeaMilk posted... For $20k? Definitely doable in the midwest for sure --- GOAT name <cite>HaHaClintonDix posted [p:933607092] in I have abo... [t:78366238]...</cite> <quote>TeaMilk posted... </cite> <quote>For $20k?</quote>Definitely doable in the midwest for sure </quote> ... Copied to Clipboard!
BignutzisBack 01/28/20 3:31:24 PM #23:	fohstick posted... market is gonna crash soon; leave it in your savings account LOLOLOL --- https://imgur.com/plA0Vg9 https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:933607217] in I have abo... [t:78366238]...</cite> <quote>fohstick posted... </cite> <quote>market is gonna crash soon; leave it in your savings account</quote> LOLOLOL </quote> ... Copied to Clipboard!
1337toothbrush 01/28/20 9:41:37 PM #24:	BignutzisBack posted... LOLOLOL Indeed. We're in the longest expansion in US history, so it'll never go down. This time is different! --- https://gamefaqs.gamespot.com/boards/261-politics/78252375/931554955 https://imgur.com/a/FU9H8 - https://imgur.com/ZkQRDsR - https://imgur.com/2x2gtgP <cite>1337toothbrush posted [p:933622454] in I have abo... [t:78366238]...</cite> <quote>BignutzisBack posted...</cite> <quote> LOLOLOL </quote> Indeed. We're in the longest expansion in US history, so it'll never go down. This time is different!</quote> ... Copied to Clipboard!
inloveanddeath0 01/28/20 9:41:57 PM #25:	Real estate --- http://www.last.fm/user/PolarPolaroids <cite>inloveanddeath0 posted [p:933622475] in I have abo... [t:78366238]...</cite> <quote>Real estate </quote> ... Copied to Clipboard!
Makeveli_lives 01/28/20 10:49:25 PM #26:	1337toothbrush posted... Indeed. We're in the longest expansion in US history, so it'll never go down. This time is different! I've been hearing about a market crash for like 5+ years. --- Switch FC: SW-3917-4425-6106 PSN: PiKappaPhi769 <cite>Makeveli_lives posted [p:933625276] in I have abo... [t:78366238]...</cite> <quote>1337toothbrush posted... </cite> <quote>Indeed. We're in the longest expansion in US history, so it'll never go down. This time is different!</quote>I've been hearing about a market crash for like 5+ years. </quote> ... Copied to Clipboard!
1337toothbrush 01/28/20 11:19:50 PM #27:	Makeveli_lives posted... I've been hearing about a market crash for like 5+ years. Obviously this means it'll never happen. --- https://gamefaqs.gamespot.com/boards/261-politics/78252375/931554955 https://imgur.com/a/FU9H8 - https://imgur.com/ZkQRDsR - https://imgur.com/2x2gtgP <cite>1337toothbrush posted [p:933626495] in I have abo... [t:78366238]...</cite> <quote>Makeveli_lives posted...</cite> <quote> I've been hearing about a market crash for like 5+ years. </quote> Obviously this means it'll never happen.</quote> ... Copied to Clipboard!
Keith_Valentine 01/28/20 11:23:07 PM #28:	Buy a mobile coffee shop trailer where the baristas wear bikinis. $$$ <cite>Keith_Valentine posted [p:933626618] in I have abo... [t:78366238]...</cite> <quote>Buy a mobile coffee shop trailer where the baristas wear bikinis. $$$ </quote> ... Copied to Clipboard!
yunalenne10 01/28/20 11:23:36 PM #29:	Buy some gold and silver bullion. --- "The more beautiful and pure a thing is, the more satisfying it is to corrupt it." - Rule 43 <cite>yunalenne10 posted [p:933626637] in I have abo... [t:78366238]...</cite> <quote>Buy some gold and silver bullion. </quote> ... Copied to Clipboard!
apolloooo 01/28/20 11:24:22 PM #30:	emergency rations that last for years, water supply, fuel etc. the world is gonna end this decade --- http://i.imgtc.com/iJyp6bF.png http://i.imgtc.com/ZBw36Qh.png Thanks for the peeps that made the pics <3 if i make typos it means i am on phone <cite>apolloooo posted [p:933626668] in I have abo... [t:78366238]...</cite> <quote>emergency rations that last for years, water supply, fuel etc. the world is gonna end this decade </quote> ... Copied to Clipboard!
malenz 01/28/20 11:31:00 PM #31:	holy shit you're loaded. I'm guessing cornman must be loaded too <cite>malenz posted [p:933626899] in I have abo... [t:78366238]...</cite> <quote>holy shit you're loaded. I'm guessing cornman must be loaded too </quote> ... Copied to Clipboard!
TeaMilk 01/29/20 12:05:17 AM #32:	kingdrake2 posted... not even close :(. don't know where one lives but area can vary on housing prices. east/west coast getting the highest costs to buy a house. West coast ;_; I'd consider moving to bumfuck nowhere if I was guaranteed a good job tho Keith_Valentine posted... Buy a mobile coffee shop trailer where the baristas wear bikinis. $$$ What if they spill the hot coffee on their titties I dont want to be responsible for that yunalenne10 posted... Buy some gold and silver bullion. Like for making soup stock?? malenz posted... holy shit you're loaded. I'm guessing cornman must be loaded too I'm living at home so I've just been able to save and have no bills rn. Corn man is loaded.... with love --- http://error1355.com/ce/DocileOrangeCup.html https://imgur.com/UaVD352 Show icons on posts: https://openuserjs.org/scripts/melon/GameFAQs_Show_Icon <cite>TeaMilk posted [p:933628092] in I have abo... [t:78366238]...</cite> <quote>kingdrake2 posted... </cite> <quote>not even close :(. don't know where one lives but area can vary on housing prices. east/west coast getting the highest costs to buy a house.</quote>West coast ;_; I'd consider moving to bumfuck nowhere if I was guaranteed a good job tho Keith_Valentine posted... </cite> <quote>Buy a mobile coffee shop trailer where the baristas wear bikinis. $$$</quote>What if they spill the hot coffee on their titties I dont want to be responsible for that yunalenne10 posted... </cite> <quote>Buy some gold and silver bullion.</quote>Like for making soup stock?? malenz posted... </cite> <quote>holy shit you're loaded. I'm guessing cornman must be loaded too</quote>I'm living at home so I've just been able to save and have no bills rn. Corn man is loaded.... with love </quote> ... Copied to Clipboard!
malenz 01/29/20 12:07:18 AM #33:	awe <cite>malenz posted [p:933628173] in I have abo... [t:78366238]...</cite> <quote>awe </quote> ... Copied to Clipboard!
Sad_Face 01/29/20 7:40:18 AM #34:	Makeveli_lives posted... I've been hearing about a market crash for like 5+ years. That's because they've been putting plans in motion to keep it from crashing. The latest tactic is the Federal Reserve injecting money into the market via repo operations. They've injected at least a trillion dollars since September. People say the market is going to crash because the business practices are unsustainable. --- imgtc.com/i/4HgTl0ebzq.jpg imgtc.com/i/60CWP2Gtlg.gif <cite>Sad_Face posted [p:933636615] in I have abo... [t:78366238]...</cite> <quote>Makeveli_lives posted... </cite> <quote>I've been hearing about a market crash for like 5+ years.</quote>That's because they've been putting plans in motion to keep it from crashing. The latest tactic is the Federal Reserve injecting money into the market via repo operations. They've injected at least a trillion dollars since September. People say the market is going to crash because the business practices are unsustainable. </quote> ... Copied to Clipboard!
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Current Events > I have about $20k, how should I invest? (+) Yeah! (+)

Current Events > I have about $20k, how should I invest?