Poll of the Day > Buying bullion online can be a process...

(+) Yeah! (+)

On most sites I've seen you get a 4% discount for using a paper check you mail in. So, despite it taking way longer than a credit card would, that is what I do.

So you place an order, mail in a check, they deposit it, and you must wait for it to 100% clear your bank, their bank, the bank of Time and Space, and then they ship it out.

So buying stuff can easily take 10+ days. You gotta be patient.

Why would anyone pay with a check for an online purchase?

Rather, why is anyone offering discounts for paying with a check on an online purchase?

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I think because its a method of payment that incurs no fees like how credit cards have that transaction fee. Though there are other methods of payment and stuff I havent fully explored such as eCheck or bank transfers that also(at least on one website, jmbullion.com) are eligible for the 4% discount. So maybe in the future I can explore those options. Bullion websites are very thrifty and they tend to pass costs onto consumers(hence paying with check to avoid it) or just be cheap, like how when you get shipped the stuff it comes in an unceremonious package with very cheap presentation(which is fine with me)

I also make sure to spend $100 minimum to get free shipping each time. If i am going to spend money frivolously when buying investments, I'd rather it be a dollar more on a bar that has a cooler design vs shipping. Though oftentimes I just opt for the cheapest bars with a design I kinda like.

Paper check is too risky for the savings, especially for buying high cost items such as gold and silver bullion.
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Online bullying is actually a very serious issue

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Mead posted...

Online bullying is actually a very serious issue

I only online bully you because I secretly online love you.

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Sarcasthma posted...

I only online bully you because I secretly online love you.

I am online speechless

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