Current Events > this new insurance at work has a $6500 deductible

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thronedfire2
11/08/19 8:26:39 PM
#1:


lol ok guys
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Irony
11/08/19 8:27:28 PM
#2:


"Just let me die" insurance
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konokonohamaru
11/08/19 8:28:34 PM
#3:


at that point I think I'd just choose to go uninsured
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Dat_Cracka_Jax
11/08/19 8:28:36 PM
#4:


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Hanky_Bannister
11/08/19 8:30:19 PM
#5:


maybe for emergency room visit.
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EffectAndCause
11/08/19 8:31:57 PM
#6:


Literally cheaper to not have insurance.
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SK8T3R215
11/08/19 8:32:13 PM
#7:


If it's an HSA then max that contribution out for the triple tax advantage.
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R1masher
11/08/19 8:32:22 PM
#8:


Mines close to 4g, covers me wife 3kids, $25 copays, $5 rx, its worth it, my oldest got her appendix took that right there would have broke us

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thronedfire2
11/08/19 8:39:42 PM
#9:


oh I still wouldn't want to be uninsured, my 3 day hospital bill when I broke my ankle was $62,000
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Hanky_Bannister
11/08/19 8:40:10 PM
#10:


thronedfire2 posted...
oh I still wouldn't want to be uninsured, my 3 day hospital bill when I broke my ankle was $62,000

'murica
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DarthDemented
11/08/19 8:44:11 PM
#11:


Mine has a high deductible but my Dr visits, urgent care, pharmacy, and ER visits are flat rate in network.

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bobbaaay
11/08/19 8:44:37 PM
#12:


thronedfire2 posted...
oh I still wouldn't want to be uninsured, my 3 day hospital bill when I broke my ankle was $62,000


Holy shit.
I dropped a huge knife on my foot and had to take an ambulance, stay overnight, and get a last minute surgery to reattach multiple tendons.
Altogether everything was only like $23k. But my insurance paid for everything but like, $200 :p
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Antifar
11/08/19 8:56:46 PM
#13:


Definitely a system we have to preserve.
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thronedfire2
11/08/19 8:57:58 PM
#14:


bobbaaay posted...
thronedfire2 posted...
oh I still wouldn't want to be uninsured, my 3 day hospital bill when I broke my ankle was $62,000


Holy shit.
I dropped a huge knife on my foot and had to take an ambulance, stay overnight, and get a last minute surgery to reattach multiple tendons.
Altogether everything was only like $23k. But my insurance paid for everything but like, $200 :p


yeah I refused to get in the ambulance at first because I didn't have insurance

luckily they billed the whole thing retroactively after I signed up.
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DemonBuffet
11/08/19 8:58:53 PM
#15:


Health care in America is a fucking joke

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Yazarogi
11/08/19 9:00:00 PM
#16:


Yea i'm fine with paying 4k a year in insurance...

Wife had a kid 4 years ago... That's a lifetime of debt right there uninsured.

I didn't pay a dime (it was all in network)

But ya, for folks who don't need it just go the HSA route (even if you are screwing over workers with families and illness because you're showing the company they have more an incentive to use HSA's by taking that plan instead of the better coverage).

Basically, health care in america is fucked.
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AngelsNAirwav3s
11/08/19 9:00:43 PM
#17:


I took an ambulance and stayed overnight last year, cost me like $800 total.

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