Current Events > 40% of Americans don't have $400 in the bank for emergency expenses

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Malfunction 05/25/19 12:38:25 PM #51:	FrisbeeDude posted... Hey, when the cost of living doesnt stay in line with wages, what did people expect? Creating an entire generation of uber drivers, air bnb hosts (landlords out west are literally offering people lodging to run their air bnbs for them) and Amazon factory slaves, then scoffing at their lack of income ("if they just never did anything recreational and lived off the bare essentials, they wouldnt be so broke!")...its all one big joke Life is a pyramid scheme <cite>Malfunction posted [p:922354452] in 40% of Ame... [t:77739095]...</cite> <quote><cite>FrisbeeDude posted...</cite> <quote>Hey, when the cost of living doesnt stay in line with wages, what did people expect? Creating an entire generation of uber drivers, air bnb hosts (landlords out west are literally offering people lodging to run their air bnbs for them) and Amazon factory slaves, then scoffing at their lack of income ("if they just never did anything recreational and lived off the bare essentials, they wouldnt be so broke!")...its all one big joke</quote> Life is a pyramid scheme </quote> ... Copied to Clipboard!
DarkRoast 05/25/19 12:40:03 PM #52:	Malfunction posted... FrisbeeDude posted... Hey, when the cost of living doesnt stay in line with wages, what did people expect? Creating an entire generation of uber drivers, air bnb hosts (landlords out west are literally offering people lodging to run their air bnbs for them) and Amazon factory slaves, then scoffing at their lack of income ("if they just never did anything recreational and lived off the bare essentials, they wouldnt be so broke!")...its all one big joke Life is a pyramid scheme Only 10% of people can be in the top 10% --- Well allons-y, Alonso! <cite>DarkRoast posted [p:922354509] in 40% of Ame... [t:77739095]...</cite> <quote><cite>Malfunction posted...</cite> <quote><cite>FrisbeeDude posted...</cite> <quote>Hey, when the cost of living doesnt stay in line with wages, what did people expect? Creating an entire generation of uber drivers, air bnb hosts (landlords out west are literally offering people lodging to run their air bnbs for them) and Amazon factory slaves, then scoffing at their lack of income ("if they just never did anything recreational and lived off the bare essentials, they wouldnt be so broke!")...its all one big joke</quote> Life is a pyramid scheme </quote> Only 10% of people can be in the top 10%</quote> ... Copied to Clipboard!
kingdrake2 05/25/19 12:51:50 PM #53:	DarkRoast posted... It's gonna be a huge problem when Millennials retire, as that entire generation has absolutely no hope for saving for retirement. something 2036 social security can't make full payments to seniors/disabled yep gotta have a plan in those years before retirement. --- this signature was removed by the request of a administrator or moderator <cite>kingdrake2 posted [p:922354909] in 40% of Ame... [t:77739095]...</cite> <quote><cite>DarkRoast posted...</cite> <quote>It's gonna be a huge problem when Millennials retire, as that entire generation has absolutely no hope for saving for retirement.</quote> something 2036 social security can't make full payments to seniors/disabled yep gotta have a plan in those years before retirement.</quote> ... Copied to Clipboard!
averagejoel 05/25/19 12:56:51 PM #54:	Malfunction posted... FrisbeeDude posted... Hey, when the cost of living doesnt stay in line with wages, what did people expect? Creating an entire generation of uber drivers, air bnb hosts (landlords out west are literally offering people lodging to run their air bnbs for them) and Amazon factory slaves, then scoffing at their lack of income ("if they just never did anything recreational and lived off the bare essentials, they wouldnt be so broke!")...its all one big joke Life is a pyramid scheme functionally, capitalism is indeed a global pyramid scheme --- peanut butter and dick <cite>averagejoel posted [p:922355083] in 40% of Ame... [t:77739095]...</cite> <quote><cite>Malfunction posted...</cite> <quote><cite>FrisbeeDude posted...</cite> <quote>Hey, when the cost of living doesnt stay in line with wages, what did people expect? Creating an entire generation of uber drivers, air bnb hosts (landlords out west are literally offering people lodging to run their air bnbs for them) and Amazon factory slaves, then scoffing at their lack of income ("if they just never did anything recreational and lived off the bare essentials, they wouldnt be so broke!")...its all one big joke</quote> Life is a pyramid scheme </quote> functionally, capitalism is indeed a global pyramid scheme</quote> ... Copied to Clipboard!
Grindcorp9000 05/25/19 1:00:04 PM #55:	I have at least 40,000 dollars in the bank. --- Hey <cite>Grindcorp9000 posted [p:922355192] in 40% of Ame... [t:77739095]...</cite> <quote>I have at least 40,000 dollars in the bank.</quote> ... Copied to Clipboard!
DarkRoast 05/25/19 1:09:37 PM #56:	averagejoel posted... Malfunction posted... FrisbeeDude posted... Hey, when the cost of living doesnt stay in line with wages, what did people expect? Creating an entire generation of uber drivers, air bnb hosts (landlords out west are literally offering people lodging to run their air bnbs for them) and Amazon factory slaves, then scoffing at their lack of income ("if they just never did anything recreational and lived off the bare essentials, they wouldnt be so broke!")...its all one big joke Life is a pyramid scheme functionally, capitalism is indeed a global pyramid scheme Not just capitalism. The elite will get their treats no matter what the economic policies are. Hence the ending of Animal Farm "From pig to man, and man to pig, none could tell the difference" Replace rich, corrupt corporate fatcats with rich, corrupt bureaucrats. --- Well allons-y, Alonso! <cite>DarkRoast posted [p:922355526] in 40% of Ame... [t:77739095]...</cite> <quote><cite>averagejoel posted...</cite> <quote><cite>Malfunction posted...</cite> <quote><cite>FrisbeeDude posted...</cite> <quote>Hey, when the cost of living doesnt stay in line with wages, what did people expect? Creating an entire generation of uber drivers, air bnb hosts (landlords out west are literally offering people lodging to run their air bnbs for them) and Amazon factory slaves, then scoffing at their lack of income ("if they just never did anything recreational and lived off the bare essentials, they wouldnt be so broke!")...its all one big joke</quote> Life is a pyramid scheme </quote> functionally, capitalism is indeed a global pyramid scheme</quote> Not just capitalism. The elite will get their treats no matter what the economic policies are. Hence the ending of Animal Farm "From pig to man, and man to pig, none could tell the difference" Replace rich, corrupt corporate fatcats with rich, corrupt bureaucrats.</quote> ... Copied to Clipboard!
AlecSkorpio 05/25/19 2:02:29 PM #57:	kingdrake2 posted... i barely scrape by. wouldn't even make it if it wasn't for my family. there not going to be here forever. I hate to say I 'barely scrape by" since I make it a habit to at least save a 100 dollars every month unless things are absolutely dire. But it basically does come down to me only having about 100 dollars by the end of the month, typically. I have a couple thousand beyond that stashed away in case of emergencies but I really never touch that unless I absolutely have to. So I don't know if it's scraping by since I have savings or not shrug --- https://i.imgtc.com/obYpb0u.jpg <cite>AlecSkorpio posted [p:922357429] in 40% of Ame... [t:77739095]...</cite> <quote><cite>kingdrake2 posted...</cite> <quote> i barely scrape by. wouldn't even make it if it wasn't for my family. there not going to be here forever.</quote> I hate to say I 'barely scrape by" since I make it a habit to at least save a 100 dollars every month unless things are absolutely dire. But it basically does come down to me only having about 100 dollars by the end of the month, typically. I have a couple thousand beyond that stashed away in case of emergencies but I really never touch that unless I absolutely have to. So I don't know if it's scraping by since I have savings or not shrug</quote> ... Copied to Clipboard!
Aloner 05/25/19 2:07:15 PM #58:	Vol2tex posted... I haven't had less than $500 since around age 14. Not all of us have generous parents. --- Please understand, Smash Bros. fans: Anyone can make a fake leak. SmashBurb won the stage bet and was right about the box. <cite>Aloner posted [p:922357599] in 40% of Ame... [t:77739095]...</cite> <quote><cite>Vol2tex posted...</cite> <quote>I haven't had less than $500 since around age 14.</quote> Not all of us have generous parents.</quote> ... Copied to Clipboard!
thrashmetal14 05/25/19 2:13:54 PM #59:	Some people literally live paycheck to paycheck wow what plebs they should stop buying coffee <cite>thrashmetal14 posted [p:922357802] in 40% of Ame... [t:77739095]...</cite> <quote>Some people literally live paycheck to paycheck wow what plebs they should stop buying coffee</quote> ... Copied to Clipboard!
Sasquatchimo 05/25/19 2:26:04 PM #60:	I don't know why but I don't believe it. I refuse to believe people are that dumb. --- https://imgur.com/a/gBVUVzT <cite>Sasquatchimo posted [p:922358219] in 40% of Ame... [t:77739095]...</cite> <quote>I don't know why but I don't believe it. I refuse to believe people are that dumb.</quote> ... Copied to Clipboard!
CarrieChan 05/25/19 2:27:26 PM #61:	I don't know how people could live paycheck to paycheck. Seems too risky.... <cite>CarrieChan posted [p:922358259] in 40% of Ame... [t:77739095]...</cite> <quote>I don't know how people could live paycheck to paycheck. Seems too risky....</quote> ... Copied to Clipboard!
ultimate reaver 05/25/19 2:27:45 PM #62:	some of you folks need to work out a way to have less hate in your hearts --- butts <cite>ultimate reaver posted [p:922358268] in 40% of Ame... [t:77739095]...</cite> <quote>some of you folks need to work out a way to have less hate in your hearts</quote> ... Copied to Clipboard!
BilalPowell 05/25/19 2:28:27 PM #63:	Aloner posted... Vol2tex posted... I haven't had less than $500 since around age 14. Not all of us have generous parents. It's not just parents. Just have a Bar Mitzvah. --- Former #1 Birmingham Iron Fan. RIP AAF <cite>BilalPowell posted [p:922358298] in 40% of Ame... [t:77739095]...</cite> <quote><cite>Aloner posted...</cite> <quote><cite>Vol2tex posted...</cite> <quote>I haven't had less than $500 since around age 14.</quote> Not all of us have generous parents.</quote> It's not just parents. Just have a Bar Mitzvah.</quote> ... Copied to Clipboard!
Suspiria 05/25/19 2:56:04 PM #64:	You really need far more than just $400 for emergencies to be honest. <cite>Suspiria posted [p:922359207] in 40% of Ame... [t:77739095]...</cite> <quote>You really need far more than just $400 for emergencies to be honest.</quote> ... Copied to Clipboard!
FFVII_REMAKE 05/25/19 3:20:29 PM #65:	Yet most Americans have the newest car model..... Huh. <cite>FFVII_REMAKE posted [p:922360039] in 40% of Ame... [t:77739095]...</cite> <quote>Yet most Americans have the newest car model..... Huh.</quote> ... Copied to Clipboard!
Sada_Pop 05/25/19 3:23:13 PM #66:	ultimate reaver posted... some of you folks need to work out a way to have less hate in your hearts It's a life philosophy thing from what I can tell. Some people are ok just living to do nothing except pay bills and save money now so that they can live comfortably later. Some live yolo style and rack up debt with no concern over the future when, you know, you won't be able to make income because, you know, you'll be too old to. Others are a million shades of gray in the middle. --- People would have you believe that the accusation of racism is more offensive than ACTUAL racism. <cite>Sada_Pop posted [p:922360112] in 40% of Ame... [t:77739095]...</cite> <quote><cite>ultimate reaver posted...</cite> <quote>some of you folks need to work out a way to have less hate in your hearts</quote> It's a life philosophy thing from what I can tell. Some people are ok just living to do nothing except pay bills and save money now so that they can live comfortably later. Some live yolo style and rack up debt with no concern over the future when, you know, you won't be able to make income because, you know, you'll be too old to. Others are a million shades of gray in the middle.</quote> ... Copied to Clipboard!
REMercsChamp 05/25/19 3:42:30 PM #67:	yolo I blow my entire paycheck on shit as soon as I get it. Haven't looked back since. --- Official MARIO of the SMASH board Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions <cite>REMercsChamp posted [p:922360718] in 40% of Ame... [t:77739095]...</cite> <quote>yolo I blow my entire paycheck on shit as soon as I get it. Haven't looked back since.</quote> ... Copied to Clipboard!
Conception616 05/25/19 3:49:39 PM #68:	Ive got a good amount in my savings, plus Im 14 years into a pension, so Im in better shape than a lot of people. However, Ive noticed Im generally unhappy, and Im always worrying about saving for retirement instead of just living. If I keel over dead next week, all that Ive saved really means nothing. Everyone goes back into the earth with the same amount. --- Ain't no mystery god, peace to the true and living. I Self Lord And Master. <cite>Conception616 posted [p:922360968] in 40% of Ame... [t:77739095]...</cite> <quote>Ive got a good amount in my savings, plus Im 14 years into a pension, so Im in better shape than a lot of people. However, Ive noticed Im generally unhappy, and Im always worrying about saving for retirement instead of just living. If I keel over dead next week, all that Ive saved really means nothing. Everyone goes back into the earth with the same amount.</quote> ... Copied to Clipboard!
REMercsChamp 05/25/19 3:52:06 PM #69:	Conception616 posted... If I keel over dead next week, all that Ive saved really means nothing Well fuck man just blow it all on luxury goods and penny stocks then yolo --- Official MARIO of the SMASH board Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions <cite>REMercsChamp posted [p:922361046] in 40% of Ame... [t:77739095]...</cite> <quote><cite>Conception616 posted...</cite> <quote>If I keel over dead next week, all that Ive saved really means nothing</quote> Well fuck man just blow it all on luxury goods and penny stocks then yolo</quote> ... Copied to Clipboard!
jumi 05/25/19 4:07:21 PM #70:	CarrieChan posted... I don't know how people could live paycheck to paycheck. Seems too risky.... People aren't doing it because they want to. --- XBL Gamertag: Rob Thorsman Facebook: http://www.facebook.com/robertvsilvers <cite>jumi posted [p:922361540] in 40% of Ame... [t:77739095]...</cite> <quote><cite>CarrieChan posted...</cite> <quote>I don't know how people could live paycheck to paycheck. Seems too risky....</quote> People aren't doing it because they want to.</quote> ... Copied to Clipboard!
Umbreon 05/25/19 4:29:57 PM #71:	Starts saving up money Car: lol the AC ded. Pay up or drive in 100 degree heat. Money depleted Starts saving up money again Health: Hey how much would it cost you to get surgery right now? Asking for a friend. Money depleted Starts saving up money again Car: Yeah, it's me again. Your window is stuck. Person: I need a better job. College: lol And the cycle continues until you can somehow find a way for bullshit to stop happening to you long enough to actually stockpile money. ....or you kill yourself because you can't afford a medical expense and the pain is almost literally driving you crazy. --- This is a mobile account, forgive any errors. ~DYL~ https://www.youtube.com/watch?v=kTEX3YdEi7s <cite>Umbreon posted [p:922362237] in 40% of Ame... [t:77739095]...</cite> <quote>Starts saving up money Car: lol the AC ded. Pay up or drive in 100 degree heat. Money depleted Starts saving up money again Health: Hey how much would it cost you to get surgery right now? Asking for a friend. Money depleted Starts saving up money again Car: Yeah, it's me again. Your window is stuck. Person: I need a better job. College: lol And the cycle continues until you can somehow find a way for bullshit to stop happening to you long enough to actually stockpile money. ....or you kill yourself because you can't afford a medical expense and the pain is almost literally driving you crazy.</quote> ... Copied to Clipboard!
CarrieChan 05/25/19 4:31:47 PM #72:	jumi posted... CarrieChan posted... I don't know how people could live paycheck to paycheck. Seems too risky.... People aren't doing it because they want to. I have several friends that are bad with money. They waste money on buying unnecessary stuff, while racking up credit card debt. <cite>CarrieChan posted [p:922362298] in 40% of Ame... [t:77739095]...</cite> <quote><cite>jumi posted...</cite> <quote><cite>CarrieChan posted...</cite> <quote>I don't know how people could live paycheck to paycheck. Seems too risky....</quote> People aren't doing it because they want to.</quote> I have several friends that are bad with money. They waste money on buying unnecessary stuff, while racking up credit card debt.</quote> ... Copied to Clipboard!
clearaflagrantj 05/25/19 6:03:02 PM #73:	Sada_Pop posted... REMercsChamp posted... clearaflagrantj posted... And people think I'm a piece of shit because I save 40% of my paychecks. Why would people think you're a piece of shit because you save money Because clearly that's the entire story. CEmen were pissed at me for complaining about medical costs given how much I have saved in the bank. Like I'll freely throw away my money since I have it <cite>clearaflagrantj posted [p:922365294] in 40% of Ame... [t:77739095]...</cite> <quote><cite>Sada_Pop posted...</cite> <quote><cite>REMercsChamp posted...</cite> <quote><cite>clearaflagrantj posted...</cite> <quote>And people think I'm a piece of shit because I save 40% of my paychecks.</quote> Why would people think you're a piece of shit because you save money</quote> Because clearly that's the entire story.</quote> CEmen were pissed at me for complaining about medical costs given how much I have saved in the bank. Like I'll freely throw away my money since I have it</quote> ... Copied to Clipboard!
Sativa_Rose 05/25/19 6:05:28 PM #74:	This 40% counts people who can use a credit card. So while they may not have $400 in spare cash, many of them would be able to use a credit card to get through the emergency. --- [This signature was deleted at the request of a moderator or administrator] <cite>Sativa_Rose posted [p:922365371] in 40% of Ame... [t:77739095]...</cite> <quote>This 40% counts people who can use a credit card. So while they may not have $400 in spare cash, many of them would be able to use a credit card to get through the emergency.</quote> ... Copied to Clipboard!
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Current Events > 40% of Americans don't have $400 in the bank for emergency expenses (+) Yeah! (+)

Current Events > 40% of Americans don't have $400 in the bank for emergency expenses