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#52 | Post #52 was unavailable or deleted. |
ImTheMacheteGuy 12/02/18 3:07:56 PM #53: |
REMercsChamp posted...
DudusCoke posted...Rent?-> save for a home?> build equity?-> sell when you retire and go back to renting. What in the fuck? Rent, using your income, while saving some of that income. Do you not understand how reading comprehension works? --- Place-holder sig because new phone and old sigs not saved :/ ... Copied to Clipboard!
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RoboLaserGandhi 12/02/18 3:14:34 PM #54: |
I don't actually need a house. Not planning on ever having kids, and fuck having a yard.
Only thing even remotely desirable about a house to me is the ability to have loud sex. ... Copied to Clipboard!
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darkprince45 12/02/18 3:24:45 PM #55: |
RoboLaserGandhi posted...
I don't actually need a house. Not planning on ever having kids, and fuck having a yard. Doesnt sound like youre having sex tbqh And I bought this summer. Best choice I made ever made. Brand new house built from the developer. Paid no down payment with VA loan and its like 200 dollars more a month for my mortgage payment and thats obviously bundled with the property taxes so it makes it easy. The housing market here is booming and my house is already worth 30k more than I bought it for. I believe they said it property values were up like over 100 percent here over the last year. I plan on selling this in a year or two and get house I really want and not just a starter home --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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JahnDixonUSA 12/03/18 7:09:26 AM #56: |
GasMonkey posted...
DarkRoast posted...Houses are never paid off. Property taxes are conveniently ignored. @GasMonkey What state do you live in? --- When all else fails... you're still winning. ... Copied to Clipboard!
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Looked gf 12/03/18 7:13:59 AM #57: |
... Copied to Clipboard!
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clearaflagrantj 12/03/18 7:20:08 AM #58: |
My coworker's central air unit broke, it set him back $6,000.
Not a problem for me, as a renter lmao. ... Copied to Clipboard!
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knutjob 12/03/18 7:23:03 AM #59: |
This topic is just bizarre.
There are a ton of factors as to why people live where they do. This topic makes it sound like people are forced to sign up to team rent or team buy and stay in the same circumstances forever. ... Copied to Clipboard!
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JahnDixonUSA 12/03/18 8:36:02 AM #60: |
Unpopular opinion: If you live in a trailer, and rent out the lot at a park, you get the best of both worlds. Build equity on the Trailer, and pay about than 2.2k per year in property taxes (which is unheard of today) as rent (appx. 200 per month).
Houses are nice, if you can afford the upkeep. But renting only works if (a) you have I nice landlord, and (b) there's rent control. In some cities, like Los Angeles and New York, people regularly pay more in rent than most pay for mortgages in cheaper states. A LCOL with median income of $45k/year is the best target. --- When all else fails... you're still winning. ... Copied to Clipboard!
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AngelicTouch99 12/03/18 8:49:27 AM #61: |
JahnDixonUSA posted...
Unpopular opinion: If you live in a trailer, and rent out the lot at a park, you get the best of both worlds. Build equity on the Trailer, and pay about than 2.2k per year in property taxes (which is unheard of today) as rent (appx. 200 per month). Just live in a trailer park, bro ... Copied to Clipboard!
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1337toothbrush 12/03/18 8:50:17 AM #62: |
Yep, I bought a cheap house a little more than three years ago and paid it off within the year. Now I live without having to pay rent or a mortgage and I can save up tons of money. It feels great saving up like 80+% of every paycheck. Plus when I move, I can sell or rent the house out for even more money and I don't have to sell immediately since I don't have to rely on that equity to pay for the new house, so I can take my sweet time moving. I could buy low and sell high.
--- ... Copied to Clipboard!
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LinkAndEpona 12/03/18 8:54:36 AM #63: |
Renting sucks
Ownership is where it's at, for adults at least. ... Copied to Clipboard!
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JahnDixonUSA 12/03/18 9:50:54 AM #64: |
AngelicTouch99 posted...
JahnDixonUSA posted...Unpopular opinion: If you live in a trailer, and rent out the lot at a park, you get the best of both worlds. Build equity on the Trailer, and pay about than 2.2k per year in property taxes (which is unheard of today) as rent (appx. 200 per month). That's what I'm referring to. I'm telling you guys, Trailer Parks are the future of affordable living. Houses are only nice if the market is stable. Foreclosure = instant credit suicide. --- When all else fails... you're still winning. ... Copied to Clipboard!
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clearaflagrantj 12/03/18 9:55:17 AM #65: |
JahnDixonUSA posted...
AngelicTouch99 posted...JahnDixonUSA posted...Unpopular opinion: If you live in a trailer, and rent out the lot at a park, you get the best of both worlds. Build equity on the Trailer, and pay about than 2.2k per year in property taxes (which is unheard of today) as rent (appx. 200 per month). You mean 3D printed homes that can be built for like $2000 ... Copied to Clipboard!
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krazychao5 12/03/18 10:04:01 AM #66: |
JahnDixonUSA posted...
Unpopular opinion: If you live in a trailer, and rent out the lot at a park, you get the best of both worlds. Build equity on the Trailer, and pay about than 2.2k per year in property taxes (which is unheard of today) as rent (appx. 200 per month). Yeah, my friend just got a trailer. Guy needed to get out quick, so my friend bought it for $2,500 for what should have been $8,000. Lot rent is $500 a month. Friend thinks the guy is going to jail and needed to get that cash quick lmao --- ... Copied to Clipboard!
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HenryAllbright 12/03/18 10:12:03 AM #67: |
You have to live in a home for at least 7 years or so for it to be a more worthwhile investment than renting. If you have to move and wind up selling it before that, you actually would have been better off renting.
--- All points of view and perspectives exist for a reason. There is no such thing as evil. ... Copied to Clipboard!
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JahnDixonUSA 12/03/18 10:18:18 AM #68: |
krazychao5 posted...
JahnDixonUSA posted...Unpopular opinion: If you live in a trailer, and rent out the lot at a park, you get the best of both worlds. Build equity on the Trailer, and pay about than 2.2k per year in property taxes (which is unheard of today) as rent (appx. 200 per month). 500/mo.? That's kinda high. Your friend is the guy, or another guy? --- When all else fails... you're still winning. ... Copied to Clipboard!
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Darkman124 12/03/18 10:23:12 AM #69: |
early-career people need to repeatedly change jobs to boost their salary, since raises never keep up with worker market value
if they can't reliably land remote work positions, homeownership doesn't make a lot of sense for them i was lucky enough to find an employer that keeps up with my market value, and my wife a remote position most aren't --- And when the hourglass has run out, eternity asks you about only one thing: whether you have lived in despair or not. ... Copied to Clipboard!
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EdgeMaster 12/03/18 10:26:41 AM #70: |
Those are ok excuses.... namely the if something breaks it gets fixed.... supposing your landlord isnt a slumlord or your apartment maintenance team gives a damn and will show up to fix something.
Costs a good chunk of change to break a lease, so no you cant effectively move whenever you want lol. The only excuse to rent over own a home is I dont have $15-$60k to put a 5-20% down payment on a house bigger than a cardboard box so Im forced to rent. Its not like you can pinch pennies on a decent paying job for a year and end up with $10-$15k for a downpayment because its the 80s and the house costs $100k. Those days are long gone. --- If you don't have anything nice to say, say it on the internet. ****poster Extraordinaire ... Copied to Clipboard!
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P4wn4g3 12/03/18 10:46:48 AM #71: |
Repairs on trailers are like 10 times the cost of repairs of homes because of proprietary parts, and much more frequent. And you can't really customize them.
--- 7D ChessMaster of Dark Aether https://www.gamefaqs.com/boards/851-dark-aether ... Copied to Clipboard!
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JahnDixonUSA 12/03/18 10:46:49 AM #72: |
https://www.forbes.com/sites/brandonturner/2017/07/11/7-powerful-benefits-to-mobile-home-park-investing/#b4d3be66e921
Also, to any mobile home doubters, you guys should really check this Forbes article out. Turnover rate is relatively low, and quality of life is higher than renting... if you're in a nice lot. P4wn4g3 posted... Repairs on trailers are like 10 times the cost of repairs of homes because of proprietary parts, and much more frequent. And you can't really customize them. I love how people think that every trailer is a useless, old and decrepit hunk of junk. Try buying it new, and actually taking care of it. Don't believe the stereotypes. A very objective view of living in a Trailer Park. --- When all else fails... you're still winning. ... Copied to Clipboard!
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HydraSlayer82 12/03/18 11:03:01 AM #73: |
I live in the burbs of Pittsburgh. 25 minute commute. Mortgage + escrow is $580 a month for 3 BR/1.5 Ba on an acre. Rent for the 2BR apartment I rented ran at about $780+electricity a month here. Id say its pretty obvious home ownership trumps renting here. And I dont have to deal with fuckhead fellow tenants that burn shit at 3 AM and set the fire alarm off.
--- Sigless user ... Copied to Clipboard!
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JahnDixonUSA 12/03/18 11:12:52 AM #74: |
HydraSlayer82 posted...
I live in the burbs of Pittsburgh. 25 minute commute. Mortgage + escrow is $580 a month for 3 BR/1.5 Ba on an acre. Rent for the 2BR apartment I rented ran at about $780+electricity a month here. Id say its pretty obvious home ownership trumps renting here. And I dont have to deal with fuckhead fellow tenants that burn shit at 3 AM and set the fire alarm off. That's a great point. I have a former friend who lives with his girl's family out in Brunswick. It's pretty cheap, but he doesn't drive. So, it's more like an hour, to two hour walk. Lol. --- When all else fails... you're still winning. ... Copied to Clipboard!
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EliteC 12/03/18 11:17:28 AM #75: |
If you get a 30 year mortgage at 30,years old you will be paying mortgage until youre 60.
Depending on your down payment thats like paying rent. The different is that once youre 60 you dont have that expense anymore, or you can sell your place so you have a lot of money and move to a cheap place to retire. ... Copied to Clipboard!
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1337toothbrush 12/03/18 11:21:17 AM #76: |
EliteC posted...
If you get a 30 year mortgage at 30,years old you will be paying mortgage until youre 60. Most who pay it off will pay that off before the end of 30 years. --- ... Copied to Clipboard!
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JahnDixonUSA 12/03/18 11:23:15 AM #77: |
Case and point: if you have a choice between the two, own a house.
But if you don't, rent at the best rate possible until you can live with family, and save. --- When all else fails... you're still winning. ... Copied to Clipboard!
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krazychao5 12/03/18 11:45:05 AM #78: |
JahnDixonUSA posted...
500/mo.? That's kinda high. Your friend is the guy, or another guy? My friend is the guy that got the trailer for $5,000 less than it's FMV $500 lot rent isn't very high. Nice lot in a nice city. --- ... Copied to Clipboard!
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DarkRoast 12/03/18 12:00:20 PM #79: |
It's financially irresponsible to lock yourself into a huge mortgage if you already have a huge amount of high interest student debt that you can't pay off already.
--- Well allons-y, Alonso! ... Copied to Clipboard!
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Damn_Underscore 12/03/18 12:02:54 PM #80: |
I would never live in a Trailer Park because you don't actually own the land. You may as well be renting.
--- Shenmue II = best game of all time Shenmue = 2nd best game of all time ... Copied to Clipboard!
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ImTheMacheteGuy 12/03/18 2:20:40 PM #81: |
I want to live in Sunnyvale trailer park in Canada tbh
--- Place-holder sig because new phone and old sigs not saved :/ ... Copied to Clipboard!
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