Current Events > Renters insurance yay or nay?

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Villain
10/03/18 3:53:05 PM
#1:


Haven't set it up yet
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MC_BatCommander
10/03/18 3:53:59 PM
#2:


Always, I'm surprised your landlord doesn't require it.

Renters insurance is cheap as hell, you absolutely should have it
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Villain
10/03/18 3:54:40 PM
#3:


MC_BatCommander posted...
Always, I'm surprised your landlord doesn't require it.

Renters insurance is cheap as hell, you absolutely should have it

They have a link on their website
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AlephZero
10/03/18 3:55:47 PM
#4:


Depends on how much it is, how much your stuff is worth, and how likely you think it is something will get stolen or lost in a fire, etc.
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AlephZero
10/03/18 3:58:11 PM
#5:


Also if you do get it look at bundling with any insurance you already have.
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Darksaber310
10/03/18 3:58:54 PM
#6:


Wife's coworker had a fire destroy their apt. If they didn't have it they'd have nothing.
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FursonaNonGrata
10/03/18 4:03:35 PM
#7:


Always
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Caution999
10/03/18 4:05:18 PM
#8:


Literally no downside. Do it.
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green butter
10/03/18 4:06:34 PM
#9:


i think it's a waste but a lot of apartments require it
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SK8T3R215
10/03/18 4:09:08 PM
#10:


I only got it because I got a dog. Otherwise my stuff isn't worth much.
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MC_BatCommander
10/03/18 4:10:01 PM
#11:


AlephZero posted...
Depends on how much it is, how much your stuff is worth, and how likely you think it is something will get stolen or lost in a fire, etc.


Personal property coverage isn't even the important bit IMO. It's all about the personal liability that comes with it. Protects you if you're sued and can also cover defense costs.
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foreverzero212
10/03/18 4:11:50 PM
#12:


a must
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Uncle Choad
10/03/18 4:14:54 PM
#13:


MC_BatCommander posted...
AlephZero posted...
Depends on how much it is, how much your stuff is worth, and how likely you think it is something will get stolen or lost in a fire, etc.


Personal property coverage isn't even the important bit IMO. It's all about the personal liability that comes with it. Protects you if you're sued and can also cover defense costs.

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TrevorBlack79
10/03/18 4:19:53 PM
#14:


When I got renter's insurance I bundled it with my auto, and the bundle discount was greater than the renter's insurance premium. I was literally paying less overall.
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The Popo
10/03/18 5:07:05 PM
#15:


Renters insurance it really inexpensive, so its actually a good bargain for what youre actually buying. Also...

MC_BatCommander posted...
It's all about the personal liability that comes with it. Protects you if you're sued and can also cover defense costs.

If/when you get a quote, check out the difference in price per month for getting $100,000 of liability coverage per month compared to $1,000,000 per month. Its usually very small. Youll probably never need to use it, but at the same time, if you have some life-altering liability hit you, you wanna be covered.
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