Current Events > i have 20,000 chase ultimate rewards points. what should i do with them

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_BlueMonk
01/19/18 9:52:24 PM
#1:


i can stay at this hotel for one night for free: https://sanfrancisco.grand.hyatt.com/en/hotel/rooms.html

or i can buy airline tickets up to about 300 dollars. i'd probably travel with my girlfriend so its kinda hard to do.

or i can cash out for 200 bucks.

or save them i dunno. i get about 10,000 UR points a month.
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_BlueMonk
01/19/18 10:08:18 PM
#2:


guys help
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not__shawn__z
01/19/18 10:09:40 PM
#3:


Is this from freedom or sapphire preferred? Ie, do you get more money if you redeem on flights than if you just cash out?
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_BlueMonk
01/19/18 10:10:24 PM
#4:


not__shawn__z posted...
Is this from freedom or sapphire preferred? Ie, do you get more money if you redeem on flights than if you just cash out?

i mostly get them from my Freedom Unlimited and Ink Preferred, but i transfer them all to my Sapphire Reserved, so they are worth 1.5x on flights and hotels there.
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InstaReturns
01/19/18 10:11:46 PM
#5:


I would just keep saving up unless there is some downside to that.
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not__shawn__z
01/19/18 10:12:33 PM
#6:


Definitely use them for a flight

Why the hell would you want to go to SF? Definitely don't do that

If you got the cash, plan out a vacation with your girlfriend. Don't go on a vacation broke though, or if you're behind on bills

Sounds sorta like you just hit your sign up bonus and you're being impatient and want to spend it. Lol
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_BlueMonk
01/19/18 10:14:20 PM
#7:


not__shawn__z posted...
Why the hell would you want to go to SF? Definitely don't do that

we already live near sf. its just a nice hotel is all.

not__shawn__z posted...
Sounds sorta like you just hit your sign up bonus and you're being impatient and want to spend it. Lol

nah im working on sign up bonuses from american express (SPG, Amex Everyday) but i keep some payments on my chase cards. so over the last 2-3 months, 20k points have been saved up from them. kinda forgot about them.
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ItsYourFault
01/19/18 10:17:56 PM
#8:


buy more credit cards so you can make more topics
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not__shawn__z
01/19/18 10:18:10 PM
#9:


Save up then. No need to waste your vacation points on a nearby hotel. Save it for a FL hotel or a Bahamas hotel
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_BlueMonk
01/19/18 10:28:10 PM
#10:


ItsYourFault posted...
buy more credit cards so you can make more topics

hm. can i buy a credit card with a credit card?
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