Current Events > C/D: Most poor people in Western countries are poor bc they're bad with money.

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Squall28
01/11/18 10:38:14 AM
#51:


It's multiple factors. People are bad with money but they're also not given certain advantages that wealthier people have. (Not having as many loans and having more free money to invest.)
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KILBOTz
01/11/18 10:38:20 AM
#52:


D, they are poor due to bad luck mostly. Often had poor parents who didn't know how to teach them about money, maybe they are below average intelligence due to their genes, weren't taught how to take advantage of opportunities presented to them and receive fewer opportunities, etc.
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Questionmarktarius
01/11/18 10:39:38 AM
#53:


The only fault capitalism even starts to have in this, is that it's constantly trying to sell us crap we don't need.
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thanosibe
01/11/18 10:43:35 AM
#54:


Questionmarktarius posted...
The only fault capitalism even starts to have in this, is that it's constantly trying to sell us crap we don't need.
People buy more than they need but they need it. Before cell phones became affordable, no one needed one. We managed without. My son had one at 12, I between him and my wife I have a $150 bill (including the payments for his iphone). Before the internet we communicated the way we had to. Landline phone, letter, etc. My phone bill at my apartment in the 90's was like $15-20. Even when I got an internet with dial up, I had a local number to call. Now I pay $50 a month for internet service.

As technology more and more integrates into our lives, these previously luxuries become "needs". And in a capitalist society, yes, every manufacture of a good wants them to sell to gain a profit, so they will convince anyone that can be convinced that their product is needed. But could a person in this day and age do without cell phones and internet?
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Questionmarktarius
01/11/18 10:52:53 AM
#55:


thanosibe posted...
But could a person in this day and age do without cell phones and internet?

If not, there's always the option of a prepaid walmart phone, and the death of net neutrality may actually make low-tier low-cost internet actually available.
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thanosibe
01/11/18 11:01:10 AM
#56:


Questionmarktarius posted...
thanosibe posted...
But could a person in this day and age do without cell phones and internet?

If not, there's always the option of a prepaid walmart phone, and the death of net neutrality may actually make low-tier low-cost internet actually available.
Since 2000 the one job I had that didn't provide a work cell phone, I bought a prepaid flip phone from Walmart. If I ever get out of the industry I am, that's what I will go back to. Cheap and works as a phone, which is what the function for it was intended.

I'd like to see that. Internet service pricing compared to what they offer is getting out of fucking hand, when at one time, I literally had free internet service. Or it only cost me the cost of one landline.
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Questionmarktarius
01/11/18 11:04:11 AM
#57:


thanosibe posted...
I'd like to see that. Internet service pricing compared to what they offer is getting out of fucking hand, when at one time, I literally had free internet service. Or it only cost me the cost of one landline.

If you absolutely need internet for some reason, but can't afford it at all somehow, McDonalds or a library is always an option.
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thanosibe
01/11/18 11:38:04 AM
#58:


Questionmarktarius posted...
thanosibe posted...
I'd like to see that. Internet service pricing compared to what they offer is getting out of fucking hand, when at one time, I literally had free internet service. Or it only cost me the cost of one landline.

If you absolutely need internet for some reason, but can't afford it at all somehow, McDonalds or a library is always an option.
It's not so much that I can't afford it, as it's a expense that has went from a complete luxury that was relatively inexpensive to a nice convenience but at a premium price.

Yeah, the library. Every time I go for a book or movie almost every single computer is being used. And with tax season coming there will literally be lines waiting to use the computers.
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Questionmarktarius
01/11/18 11:40:20 AM
#59:


thanosibe posted...
Yeah, the library. Every time I go for a book or movie almost every single computer is being used. And with tax season coming there will literally be lines waiting to use the computers.

No wifi, huh?
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Nomadic View
01/11/18 11:41:05 AM
#60:


Its hard to generalize that as being THE reason. But making poor choices, although a much broader topic, tends to be why poor people are poor.

Three major issues that correlate with living below the poverty line:

1) Not graduating high school
2) Having children before marriage
3) Not getting employment
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KStateKing17
01/11/18 11:48:14 AM
#61:


I think there are a lot of people this is true for. Between lack of financial education, and many believing in spending a so much to keep up with everyone else, a lot of people don't know how to handle their money.

There are also just unfortunate circumstances like higher education costs, and medical expenses that will take someone from stable to broke real quick.
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thanosibe
01/11/18 11:52:02 AM
#62:


Questionmarktarius posted...
thanosibe posted...
Yeah, the library. Every time I go for a book or movie almost every single computer is being used. And with tax season coming there will literally be lines waiting to use the computers.

No wifi, huh?
I dunno tbh. I can't recall if I have seen anyone with their own laptop. All the computers are in one area on long "cafeteria style" tables with seating.
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Questionmarktarius
01/11/18 11:57:04 AM
#63:


thanosibe posted...
Questionmarktarius posted...
thanosibe posted...
Yeah, the library. Every time I go for a book or movie almost every single computer is being used. And with tax season coming there will literally be lines waiting to use the computers.

No wifi, huh?
I dunno tbh. I can't recall if I have seen anyone with their own laptop. All the computers are in one area on long "cafeteria style" tables with seating.

I think the assumption is, if you have enough money for a laptop, why the hell are you even at the library?

I wonder why "internet cafes" never caught on here, apart from Counterstrike LANs at comicbook shops.
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thanosibe
01/11/18 11:58:23 AM
#64:


Questionmarktarius posted...
thanosibe posted...
Questionmarktarius posted...
thanosibe posted...
Yeah, the library. Every time I go for a book or movie almost every single computer is being used. And with tax season coming there will literally be lines waiting to use the computers.

No wifi, huh?
I dunno tbh. I can't recall if I have seen anyone with their own laptop. All the computers are in one area on long "cafeteria style" tables with seating.

I think the assumption is, if you have enough money for a laptop, why the hell are you even at the library?

I wonder why "internet cafes" never caught on here, apart from Counterstrike LANs at comicbook shops.
Didn't think of that, but would make sense.
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BigTee66
01/11/18 12:39:18 PM
#65:


Big C, it doesnt matter how much you make, its what you do with it that counts. I've seen a guy with a nice brand new porche, but lives in a trailer park
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ZombiePelican
01/11/18 12:57:44 PM
#66:


BigTee66 posted...
I've seen a guy with a nice brand new porche, but lives in a trailer park

Dude you're from NOLA like me, you should know better than to shit on poor people for having some creature comforts
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Questionmarktarius
01/11/18 1:05:27 PM
#67:


ZombiePelican posted...
BigTee66 posted...
I've seen a guy with a nice brand new porche, but lives in a trailer park

Dude you're from NOLA like me, you should know better than to shit on poor people for having some creature comforts

Why assume it's an insult?

Priorities.
A shitty trailer is still a perfectly workable house, especially for a bachelor who needs a sweet ride to get laid.
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yoloyoloswagEMP
01/11/18 2:15:01 PM
#68:


BigTee66 posted...
Big C, it doesnt matter how much you make, its what you do with it that counts. I've seen a guy with a nice brand new porche, but lives in a trailer park

People in Hong Kong are like this, they'll choose between having a luxury car or a nice home.
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anth0ny
01/11/18 2:20:10 PM
#69:


@Balrog0 posted...
I think I'm done with this board, man

all it is is jr league communists and trump supporters

well if you don't like talking @ trump supporters I don't know what to tell you
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BigTee66
01/12/18 5:52:36 PM
#70:


ZombiePelican posted...
BigTee66 posted...
I've seen a guy with a nice brand new porche, but lives in a trailer park

Dude you're from NOLA like me, you should know better than to shit on poor people for having some creature comforts


It wasnt an insult, it was just an example. I mean whatever make them happy. To be honest, Ive been in trailers before, they are pretty comfy
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yoloyoloswagEMP
01/12/18 7:19:46 PM
#71:


bump
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