Poll of the Day > my credit score went up to 730

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gravy 12/16/17 12:44:07 PM #1:	I have no idea what this means, but at this time last year it was 680. Good? Bad? Average? What gives??!? <cite>gravy posted [p:892326325] in my credit ... [t:76105566]...</cite> <quote>I have no idea what this means, but at this time last year it was 680. Good? Bad? Average? What gives??!?</quote> ... Copied to Clipboard!
SushiSquid 12/16/17 12:45:14 PM #2:	Higher is good. Above 700 and it mostly doesn't matter. Just keep it up that high and you're solid. <cite>SushiSquid posted [p:892326380] in my credit ... [t:76105566]...</cite> <quote>Higher is good. Above 700 and it mostly doesn't matter. Just keep it up that high and you're solid.</quote> ... Copied to Clipboard!
MrMelodramatic 12/16/17 12:51:19 PM #3:	698 here --- Proud to be EPic Texas Aggie, Class of 2018 A-Whoop! <cite>MrMelodramatic posted [p:892326679] in my credit ... [t:76105566]...</cite> <quote>698 here</quote> ... Copied to Clipboard!
shadowsword87 12/16/17 12:51:40 PM #4:	MrMelodramatic posted... 698 here Hehehe, 69. <cite>shadowsword87 posted [p:892326700] in my credit ... [t:76105566]...</cite> <quote><cite>MrMelodramatic posted...</cite> <quote>698 here</quote> Hehehe, 69.</quote> ... Copied to Clipboard!
BADoglick 12/16/17 1:02:11 PM #5:	I work in credit card and loan sales. Our bank is more conservative than most. But as a general rule of thumb, 600 to 650 you can get credit but generally with less than ideal terms. 650 to 700 will get decent rates or offers. 700+, the only thing that could hold you back is your debt to income ratio, but assuming that's ok then you can apply for basically anything and get it. Less than 600, if a bank approves you without collateral, they're ripping you off somehow with either apr, balloon payments, or excessive annual fees. --- BADoglick to the Max! <cite>BADoglick posted [p:892327181] in my credit ... [t:76105566]...</cite> <quote>I work in credit card and loan sales. Our bank is more conservative than most. But as a general rule of thumb, 600 to 650 you can get credit but generally with less than ideal terms. 650 to 700 will get decent rates or offers. 700+, the only thing that could hold you back is your debt to income ratio, but assuming that's ok then you can apply for basically anything and get it. Less than 600, if a bank approves you without collateral, they're ripping you off somehow with either apr, balloon payments, or excessive annual fees.</quote> ... Copied to Clipboard!
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