Current Events > After all bills and credit cards are paid I have...

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Vermander 08/15/17 2:13:10 PM #1:	$150 of extra cash to last me the until the 10th of next month lol. --- 3DS FC: 4312 - 9992 - 0441 <cite>Vermander posted [p:884825546] in After all ... [t:75673625]...</cite> <quote>$150 of extra cash to last me the until the 10th of next month lol.</quote> ... Copied to Clipboard!
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Blastia 08/15/17 2:15:42 PM #3:	It's time to make it rain at the strip club --- Posted with GameRaven 3.2.1 <cite>Blastia posted [p:884825677] in After all ... [t:75673625]...</cite> <quote>It's time to make it rain at the strip club</quote> ... Copied to Clipboard!
Vermander 08/15/17 2:17:51 PM #4:	byron posted... Well now you can use your freshly paid credit cards to get you there! Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money? --- 3DS FC: 4312 - 9992 - 0441 <cite>Vermander posted [p:884825799] in After all ... [t:75673625]...</cite> <quote><cite>byron posted...</cite> <quote>Well now you can use your freshly paid credit cards to get you there!</quote> Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money?</quote> ... Copied to Clipboard!
Muffinz0rz 08/15/17 2:18:54 PM #5:	Vermander posted... byron posted... Well now you can use your freshly paid credit cards to get you there! Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money? When you decide to get better at budgeting --- Not changing this sig until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) BRAVELY DEFAULT: 1075 - 0844 - 9134 + FS: Pumkaboo, Lampent, Dusclops. <cite>Muffinz0rz posted [p:884825862] in After all ... [t:75673625]...</cite> <quote><cite>Vermander posted...</cite> <quote><cite>byron posted...</cite> <quote>Well now you can use your freshly paid credit cards to get you there!</quote> Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money?</quote> When you decide to get better at budgeting</quote> ... Copied to Clipboard!
Simon_Petrikov 08/15/17 2:19:20 PM #7:	Vermander posted... Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money? When you budget better or make more money --- ~The (N)ice King~ http://i.imgur.com/V0NMmmo.png <cite>Simon_Petrikov posted [p:884825887] in After all ... [t:75673625]...</cite> <quote><cite>Vermander posted...</cite> <quote>Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money?</quote> When you budget better or make more money</quote> ... Copied to Clipboard!
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SK8T3R215 08/15/17 2:20:16 PM #9:	Muffinz0rz posted... Vermander posted... byron posted... Well now you can use your freshly paid credit cards to get you there! Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money? When you decide to get better at budgeting THIS! GREAT POST! --- New York Knicks, New York Jets, New York Yankees. <cite>SK8T3R215 posted [p:884825929] in After all ... [t:75673625]...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote><cite>Vermander posted...</cite> <quote><cite>byron posted...</cite> <quote>Well now you can use your freshly paid credit cards to get you there!</quote> Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money?</quote> When you decide to get better at budgeting</quote> THIS! GREAT POST!</quote> ... Copied to Clipboard!
Vermander 08/15/17 2:27:52 PM #10:	byron posted... Vermander posted... byron posted... Well now you can use your freshly paid credit cards to get you there! Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money? change your spending habits They are pretty good already. I think its more the cost of living relative to my income. I make 13.13 an hour. By the time my 401k, taxes, and health insurance comes out I take home about 1660 a month. 675 rent 120 student loans 200 on food (give or take 50) 30-50 on electric 45 on internet About 60 on gas 160 car insurance 20 on gym 12 on renters insurance 60 on cell phone Mathmatically already that is a maximum of $200 difference, and since I live in the real world where shit happens and comes up, you can bet about another 100 or so will be used. So its really not budgeting, its probably living beyond my means. --- 3DS FC: 4312 - 9992 - 0441 <cite>Vermander posted [p:884826401] in After all ... [t:75673625]...</cite> <quote><cite>byron posted...</cite> <quote><cite>Vermander posted...</cite> <quote><cite>byron posted...</cite> <quote>Well now you can use your freshly paid credit cards to get you there!</quote> Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money?</quote> change your spending habits</quote> They are pretty good already. I think its more the cost of living relative to my income. I make 13.13 an hour. By the time my 401k, taxes, and health insurance comes out I take home about 1660 a month. 675 rent 120 student loans 200 on food (give or take 50) 30-50 on electric 45 on internet About 60 on gas 160 car insurance 20 on gym 12 on renters insurance 60 on cell phone Mathmatically already that is a maximum of $200 difference, and since I live in the real world where shit happens and comes up, you can bet about another 100 or so will be used. So its really not budgeting, its probably living beyond my means.</quote> ... Copied to Clipboard!
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Vermander 08/15/17 2:32:35 PM #12:	byron posted... Vermander posted... byron posted... Vermander posted... byron posted... Well now you can use your freshly paid credit cards to get you there! Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money? change your spending habits They are pretty good already. I think its more the cost of living relative to my income. I make 13.13 an hour. By the time my 401k, taxes, and health insurance comes out I take home about 1660 a month. 675 rent 120 student loans 200 on food (give or take 50) 30-50 on electric 45 on internet About 60 on gas 160 car insurance 20 on gym 12 on renters insurance 60 on cell phone Mathmatically already that is a maximum of $200 difference, and since I live in the real world where shit happens and comes up, you can bet about another 100 or so will be used. So its really not budgeting, its probably living beyond my means. Well, I did say spending habits not budgeting. Those don't seem like outrageous numbers though. What did you study? What do you do now? Do you have a roommate? I work in IT, I have an associates. No I live alone, moved here after my ex and I broke up. --- 3DS FC: 4312 - 9992 - 0441 <cite>Vermander posted [p:884826690] in After all ... [t:75673625]...</cite> <quote><cite>byron posted...</cite> <quote><cite>Vermander posted...</cite> <quote><cite>byron posted...</cite> <quote><cite>Vermander posted...</cite> <quote><cite>byron posted...</cite> <quote>Well now you can use your freshly paid credit cards to get you there!</quote> Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money?</quote> change your spending habits</quote> They are pretty good already. I think its more the cost of living relative to my income. I make 13.13 an hour. By the time my 401k, taxes, and health insurance comes out I take home about 1660 a month. 675 rent 120 student loans 200 on food (give or take 50) 30-50 on electric 45 on internet About 60 on gas 160 car insurance 20 on gym 12 on renters insurance 60 on cell phone Mathmatically already that is a maximum of $200 difference, and since I live in the real world where shit happens and comes up, you can bet about another 100 or so will be used. So its really not budgeting, its probably living beyond my means.</quote> Well, I did say spending habits not budgeting. Those don't seem like outrageous numbers though. What did you study? What do you do now? Do you have a roommate?</quote> I work in IT, I have an associates. No I live alone, moved here after my ex and I broke up.</quote> ... Copied to Clipboard!
Muffinz0rz 08/15/17 2:34:50 PM #13:	Vermander posted... About 60 on gas 160 car insurance These two stand out most to me. How much are you driving? I spend about $30/month for gas, and I drive at least 20 miles (10 miles each way) a day for work, and usually more on weekends. As for insurance, that's like 2x what I pay with State Farm. You should do some quote shopping for that. --- Not changing this sig until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) BRAVELY DEFAULT: 1075 - 0844 - 9134 + FS: Pumkaboo, Lampent, Dusclops. <cite>Muffinz0rz posted [p:884826829] in After all ... [t:75673625]...</cite> <quote><cite>Vermander posted...</cite> <quote>About 60 on gas 160 car insurance</quote> These two stand out most to me. How much are you driving? I spend about $30/month for gas, and I drive at least 20 miles (10 miles each way) a day for work, and usually more on weekends. As for insurance, that's like 2x what I pay with State Farm. You should do some quote shopping for that.</quote> ... Copied to Clipboard!
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DragonGirlYuki 08/15/17 2:35:42 PM #15:	Drop the health insurance. --- ~Yuki~ <cite>DragonGirlYuki posted [p:884826879] in After all ... [t:75673625]...</cite> <quote>Drop the health insurance.</quote> ... Copied to Clipboard!
Vermander 08/15/17 2:35:58 PM #16:	Muffinz0rz posted... Vermander posted... About 60 on gas 160 car insurance These two stand out most to me. How much are you driving? I spend about $30/month for gas, and I drive at least 20 miles (10 miles each way) a day for work, and usually more on weekends. As for insurance, that's like 2x what I pay with State Farm. You should do some quote shopping for that. Its cause Ive had like 3 accidents over the past couple years. A year ago i was paying $320 a month --- 3DS FC: 4312 - 9992 - 0441 <cite>Vermander posted [p:884826897] in After all ... [t:75673625]...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote><cite>Vermander posted...</cite> <quote>About 60 on gas 160 car insurance</quote> These two stand out most to me. How much are you driving? I spend about $30/month for gas, and I drive at least 20 miles (10 miles each way) a day for work, and usually more on weekends. As for insurance, that's like 2x what I pay with State Farm. You should do some quote shopping for that.</quote> Its cause Ive had like 3 accidents over the past couple years. A year ago i was paying $320 a month</quote> ... Copied to Clipboard!
Drpooplol 08/15/17 2:37:58 PM #17:	-Get a roommate or move to a cheaper place, you're spending 40% of your income on rent, you wanna get that to or a bit below 30%. -Try a get a better paying job. I know it's a lot easier to say than do, but always keep looking. -Cut out your gym membership until you build up AT LEAST $1500. I wouldn't get a membership until much later. -Do you need all the insurance you have? $160 is a lot if you have a junker car. What kind of car do you have? --- "Or do you want to know more about my vagina?" LIE "No" <cite>Drpooplol posted [p:884827035] in After all ... [t:75673625]...</cite> <quote>-Get a roommate or move to a cheaper place, you're spending 40% of your income on rent, you wanna get that to or a bit below 30%. -Try a get a better paying job. I know it's a lot easier to say than do, but always keep looking. -Cut out your gym membership until you build up AT LEAST $1500. I wouldn't get a membership until much later. -Do you need all the insurance you have? $160 is a lot if you have a junker car. What kind of car do you have?</quote> ... Copied to Clipboard!
DifferentialEquation 08/15/17 2:41:37 PM #18:	Would you be able to go in on a family cellphone plan with your parents? --- "If the day does not require an AK, it is good." The Great Warrior Poet, Ice Cube <cite>DifferentialEquation posted [p:884827235] in After all ... [t:75673625]...</cite> <quote>Would you be able to go in on a family cellphone plan with your parents?</quote> ... Copied to Clipboard!
Drpooplol 08/15/17 2:42:31 PM #19:	DragonGirlYuki posted... Drop the health insurance. don't listen to this poster, they're dumb and probably a troll. --- "Or do you want to know more about my vagina?" LIE "No" <cite>Drpooplol posted [p:884827293] in After all ... [t:75673625]...</cite> <quote><cite>DragonGirlYuki posted...</cite> <quote>Drop the health insurance.</quote> don't listen to this poster, they're dumb and probably a troll.</quote> ... Copied to Clipboard!
DragonGirlYuki 08/15/17 3:12:08 PM #20:	Health insurance doesn't make sense if the deductible is so high that by the time you can use it you are going to be bankruptcy. You might be better off eating that tax penalty. --- ~Yuki~ <cite>DragonGirlYuki posted [p:884828993] in After all ... [t:75673625]...</cite> <quote>Health insurance doesn't make sense if the deductible is so high that by the time you can use it you are going to be bankruptcy. You might be better off eating that tax penalty.</quote> ... Copied to Clipboard!
SK8T3R215 08/15/17 3:13:51 PM #21:	If you're young and healthy you can skip out on it to save money tbqh. --- New York Knicks, New York Jets, New York Yankees. <cite>SK8T3R215 posted [p:884829102] in After all ... [t:75673625]...</cite> <quote>If you're young and healthy you can skip out on it to save money tbqh.</quote> ... Copied to Clipboard!
Vermander 08/15/17 3:16:18 PM #22:	Drpooplol posted... -Get a roommate or move to a cheaper place, you're spending 40% of your income on rent, you wanna get that to or a bit below 30%. -Try a get a better paying job. I know it's a lot easier to say than do, but always keep looking. -Cut out your gym membership until you build up AT LEAST $1500. I wouldn't get a membership until much later. -Do you need all the insurance you have? $160 is a lot if you have a junker car. What kind of car do you have? -I am on this lease for another months, but a roommatenis technically possible, however its only one bedroom and a living room so good luck finding someone to agree. -My job is literally so easy, I sit there and watch Netflix and get the additional password change most days. I just got my A+ a week ago, so when we merge into this other hospital I am hoping to be promoted to PC upport at $18 an hour. -The gym is costing me more in diet, but it keeps me confident and makes me feel better. -As mentioned earlier, my insurance has gone down a lot already. I might cut to limited tort buts probably only gonna drop it another $10 or so. --- 3DS FC: 4312 - 9992 - 0441 <cite>Vermander posted [p:884829241] in After all ... [t:75673625]...</cite> <quote><cite>Drpooplol posted...</cite> <quote>-Get a roommate or move to a cheaper place, you're spending 40% of your income on rent, you wanna get that to or a bit below 30%. -Try a get a better paying job. I know it's a lot easier to say than do, but always keep looking. -Cut out your gym membership until you build up AT LEAST $1500. I wouldn't get a membership until much later. -Do you need all the insurance you have? $160 is a lot if you have a junker car. What kind of car do you have?</quote> -I am on this lease for another months, but a roommatenis technically possible, however its only one bedroom and a living room so good luck finding someone to agree. -My job is literally so easy, I sit there and watch Netflix and get the additional password change most days. I just got my A+ a week ago, so when we merge into this other hospital I am hoping to be promoted to PC upport at $18 an hour. -The gym is costing me more in diet, but it keeps me confident and makes me feel better. -As mentioned earlier, my insurance has gone down a lot already. I might cut to limited tort buts probably only gonna drop it another $10 or so.</quote> ... Copied to Clipboard!
BootyGif 08/15/17 3:17:37 PM #23:	Vermander posted... byron posted... Well now you can use your freshly paid credit cards to get you there! Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money? Never that's what they want <cite>BootyGif posted [p:884829320] in After all ... [t:75673625]...</cite> <quote><cite>Vermander posted...</cite> <quote><cite>byron posted...</cite> <quote>Well now you can use your freshly paid credit cards to get you there!</quote> Which I am ill pay off and repeat the cycle forever? And at what point am I actually gonna save money?</quote> Never that's what they want</quote> ... Copied to Clipboard!
clearaflagrantj 08/15/17 3:38:00 PM #24:	Vermander posted... My job is literally so easy, I sit there and watch Netflix and get the additional password change most days. I just got my A+ a week ago, so when we merge into this other hospital I am hoping to be promoted to PC upport at $18 an hour. You should be learning new skills instead of watching Netflix. I taught myself project management by powering through some textbooks for a couple of weeks. <cite>clearaflagrantj posted [p:884830486] in After all ... [t:75673625]...</cite> <quote><cite>Vermander posted...</cite> <quote>My job is literally so easy, I sit there and watch Netflix and get the additional password change most days. I just got my A+ a week ago, so when we merge into this other hospital I am hoping to be promoted to PC upport at $18 an hour.</quote> You should be learning new skills instead of watching Netflix. I taught myself project management by powering through some textbooks for a couple of weeks.</quote> ... Copied to Clipboard!
Vol2tex 08/15/17 3:47:24 PM #25:	clearaflagrantj posted... Vermander posted... My job is literally so easy, I sit there and watch Netflix and get the additional password change most days. I just got my A+ a week ago, so when we merge into this other hospital I am hoping to be promoted to PC upport at $18 an hour. You should be learning new skills instead of watching Netflix. I taught myself project management by powering through some textbooks for a couple of weeks. Sage advice. --- https://imgtc.com/i/x4XUFSS.jpg http://i.imgur.com/n3ddsIn.jpg <cite>Vol2tex posted [p:884831020] in After all ... [t:75673625]...</cite> <quote><cite>clearaflagrantj posted...</cite> <quote><cite>Vermander posted...</cite> <quote>My job is literally so easy, I sit there and watch Netflix and get the additional password change most days. I just got my A+ a week ago, so when we merge into this other hospital I am hoping to be promoted to PC upport at $18 an hour.</quote> You should be learning new skills instead of watching Netflix. I taught myself project management by powering through some textbooks for a couple of weeks.</quote> Sage advice.</quote> ... Copied to Clipboard!
Muffinz0rz 08/15/17 4:01:06 PM #26:	Vermander posted... I am on this lease for another months, but a roommatenis technically possible, however its only one bedroom and a living room so good luck finding someone to agree. I think the implication is that you should move to a 2BR place. Though I could ask, where do you live that's cheap enough to price a 1BR at 675 + electric? My studio on the outskirts of Minneapolis is 801 (though they pay all utilities so it's that flat rate every month). Still though, that's a studio, whereas you've got yourself a 1BR. --- Not changing this sig until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) BRAVELY DEFAULT: 1075 - 0844 - 9134 + FS: Pumkaboo, Lampent, Dusclops. <cite>Muffinz0rz posted [p:884831786] in After all ... [t:75673625]...</cite> <quote><cite>Vermander posted...</cite> <quote>I am on this lease for another months, but a roommatenis technically possible, however its only one bedroom and a living room so good luck finding someone to agree.</quote> I think the implication is that you should move to a 2BR place. Though I could ask, where do you live that's cheap enough to price a 1BR at 675 + electric? My studio on the outskirts of Minneapolis is 801 (though they pay all utilities so it's that flat rate every month). Still though, that's a studio, whereas you've got yourself a 1BR.</quote> ... Copied to Clipboard!
shanefu22 08/15/17 4:02:03 PM #27:	120/mo on student loans and only making 13.30/hr? Bruh... --- Bench- 550 Squat-665 Dead- 825 <cite>shanefu22 posted [p:884831836] in After all ... [t:75673625]...</cite> <quote>120/mo on student loans and only making 13.30/hr? Bruh...</quote> ... Copied to Clipboard!
Vermander 08/15/17 4:43:28 PM #28:	shanefu22 posted... 120/mo on student loans and only making 13.30/hr? Bruh... I am paying $23 to my normal, and 100 for my moms parent plus she took out so I didn't have to drop out. Its well known in terms of my debt/degree worth ratio I have already failed, but I am managing it fine. --- 3DS FC: 4312 - 9992 - 0441 <cite>Vermander posted [p:884834340] in After all ... [t:75673625]...</cite> <quote><cite>shanefu22 posted...</cite> <quote>120/mo on student loans and only making 13.30/hr? Bruh...</quote> I am paying $23 to my normal, and 100 for my moms parent plus she took out so I didn't have to drop out. Its well known in terms of my debt/degree worth ratio I have already failed, but I am managing it fine.</quote> ... Copied to Clipboard!
Vermander 08/15/17 4:44:47 PM #29:	Muffinz0rz posted... Vermander posted... I am on this lease for another months, but a roommatenis technically possible, however its only one bedroom and a living room so good luck finding someone to agree. I think the implication is that you should move to a 2BR place. Though I could ask, where do you live that's cheap enough to price a 1BR at 675 + electric? My studio on the outskirts of Minneapolis is 801 (though they pay all utilities so it's that flat rate every month). Still though, that's a studio, whereas you've got yourself a 1BR. Erie PA. We have rent as low as 425 (In neighborhoods you can get shot walking to your car that is.) --- 3DS FC: 4312 - 9992 - 0441 <cite>Vermander posted [p:884834426] in After all ... [t:75673625]...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote><cite>Vermander posted...</cite> <quote>I am on this lease for another months, but a roommatenis technically possible, however its only one bedroom and a living room so good luck finding someone to agree.</quote> I think the implication is that you should move to a 2BR place. Though I could ask, where do you live that's cheap enough to price a 1BR at 675 + electric? My studio on the outskirts of Minneapolis is 801 (though they pay all utilities so it's that flat rate every month). Still though, that's a studio, whereas you've got yourself a 1BR.</quote> Erie PA. We have rent as low as 425 (In neighborhoods you can get shot walking to your car that is.)</quote> ... Copied to Clipboard!
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Current Events > After all bills and credit cards are paid I have... (+) Yeah! (+)

Current Events > After all bills and credit cards are paid I have...