Current Events > ive come to the conclusion that i cant afford health insurance

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ThePhantomMedic 02/10/24 4:42:37 PM #1:	they wanna charge me near 300 bucks a month for shit ill never even use. im barely making end meet right now. i think im just gonna refuse treatment if i get into an accident and just give up lol <cite>ThePhantomMedic posted [p:978768542] in ive come t... [t:80693399]...</cite> <quote>they wanna charge me near 300 bucks a month for shit ill never even use. im barely making end meet right now. i think im just gonna refuse treatment if i get into an accident and just give up lol</quote> ... Copied to Clipboard!
ai123 02/10/24 4:43:42 PM #2:	No way to prevent this . . . --- 'Vinyl is the poor man's art collection'. <cite>ai123 posted [p:978768562] in ive come t... [t:80693399]...</cite> <quote>No way to prevent this . . . </quote> ... Copied to Clipboard!
archizzy 02/10/24 4:45:46 PM #3:	When I was young and healthy this wouldn't have bothered me but as I have gotten much older and have some health issues I have needed good insurance and used it a lot over the last decade. I'm glad that I have great insurance for free through my employer and have for the last 25 years but it is also the thing that will keep me working. I could retire so much earlier if I didn't need insurance coverage. It won't be money keeping me working. I honestly have plenty of that and I'm just stockpiling more into savings and investments. It's the insurance that is keeping me tied to my job. --- PSN ID: sled_dogs76 60" Pioneer Kuro Elite PRO151FD, Yamaha RX-V3900 A/V Receiver, Oppo DV983-H player. Coming soon: 2 Seaton Submersives from Mark Seaton <cite>archizzy posted [p:978768605] in ive come t... [t:80693399]...</cite> <quote>When I was young and healthy this wouldn't have bothered me but as I have gotten much older and have some health issues I have needed good insurance and used it a lot over the last decade.I'm glad that I have great insurance for free through my employer and have for the last 25 years but it is also the thing that will keep me working. I could retire so much earlier if I didn't need insurance coverage. It won't be money keeping me working. I honestly have plenty of that and I'm just stockpiling more into savings and investments. It's the insurance that is keeping me tied to my job. </quote> ... Copied to Clipboard!
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Dark_Arbron 02/10/24 4:46:37 PM #5:	Living as a poor person is no longer considered viable by modern society. My household's recent medical bills have fucking crippled us, because we had the nerve to be born with certain genetic issues. --- Calling out stupid or reckless decision-making is not "victim blaming." <cite>Dark_Arbron posted [p:978768620] in ive come t... [t:80693399]...</cite> <quote>Living as a poor person is no longer considered viable by modern society.My household's recent medical bills have fucking crippled us, because we had the nerve to be born with certain genetic issues. </quote> ... Copied to Clipboard!
ThePhantomMedic 02/10/24 4:48:43 PM #6:	[LFAQs-redacted-quote] yes i already got hit by it last year. i cant afford it so wtf am i supposed to do? lol <cite>ThePhantomMedic posted [p:978768652] in ive come t... [t:80693399]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> yes i already got hit by it last year. i cant afford it so wtf am i supposed to do? lol</quote> ... Copied to Clipboard!
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StealThisSheen 02/10/24 4:52:08 PM #8:	ThePhantomMedic posted... they wanna charge me near 300 bucks a month for shit ill never even use. im barely making end meet right now. i think im just gonna refuse treatment if i get into an accident and just give up lol I'd look into seeing if you can get any kind of credit from the state. For example, in Nevada, due to my current income being a good bit less than it used to be, I get a credit from the state that makes my insurance much, much more affordable. Be sure to explore every possible option before just calling it quits. --- Seplito Nash, Smelling Like the Vault since 1996 Step FOUR! Get Paid! <cite>StealThisSheen posted [p:978768718] in ive come t... [t:80693399]...</cite> <quote>ThePhantomMedic posted... </cite><quote>they wanna charge me near 300 bucks a month for shit ill never even use. im barely making end meet right now. i think im just gonna refuse treatment if i get into an accident and just give up lol</quote>I'd look into seeing if you can get any kind of credit from the state. For example, in Nevada, due to my current income being a good bit less than it used to be, I get a credit from the state that makes my insurance much, much more affordable.Be sure to explore every possible option before just calling it quits. </quote> ... Copied to Clipboard!
willythemailboy 02/10/24 4:55:34 PM #9:	[LFAQs-redacted-quote] This is probably OP's best option. It's basically the midpoint between employer-based health insurance and Medicaid. I've been there and it wasn't awful, and based on my income at the time is was about a quarter of the cost of the insurance offered by my job. Of course it's income based, so if OP is paycheck to paycheck in a high cost of living area like NYC the absolute income cap may still be too high for him to benefit. --- There are four lights. <cite>willythemailboy posted [p:978768763] in ive come t... [t:80693399]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> This is probably OP's best option. It's basically the midpoint between employer-based health insurance and Medicaid. I've been there and it wasn't awful, and based on my income at the time is was about a quarter of the cost of the insurance offered by my job. Of course it's income based, so if OP is paycheck to paycheck in a high cost of living area like NYC the absolute income cap may still be too high for him to benefit. </quote> ... Copied to Clipboard!
StealThisSheen 02/10/24 4:58:06 PM #10:	It can definitely depend where you live. When I lived in Kentucky, and I was working a, basically, minimum wage job, I qualified for Obamacare, and it was basically the best thing to ever happen to me, at the time. I then moved to Nevada, with a much better job that offered fantastic insurance. I then lost said job due to downsizing, but Nevada has a system that still helps you, based on your income. I don't know if it's specifically an Obamacare extension or not, I just know it exists. The point is, make sure you know all of your options before just giving up. You might be surprised. --- Seplito Nash, Smelling Like the Vault since 1996 Step FOUR! Get Paid! <cite>StealThisSheen posted [p:978768792] in ive come t... [t:80693399]...</cite> <quote>It can definitely depend where you live. When I lived in Kentucky, and I was working a, basically, minimum wage job, I qualified for Obamacare, and it was basically the best thing to ever happen to me, at the time.I then moved to Nevada, with a much better job that offered fantastic insurance.I then lost said job due to downsizing, but Nevada has a system that still helps you, based on your income. I don't know if it's specifically an Obamacare extension or not, I just know it exists.The point is, make sure you know all of your options before just giving up. You might be surprised. </quote> ... Copied to Clipboard!
Accolon 02/10/24 4:59:59 PM #11:	https://gamefaqs.gamespot.com/a/forum/5/5db4a697.jpg --- http://i.imgur.com/XAMp8.jpg <cite>Accolon posted [p:978768818] in ive come t... [t:80693399]...</cite> <quote>https://gamefaqs.gamespot.com/a/forum/5/5db4a697.jpg </quote> ... Copied to Clipboard!
DarkDoc 02/10/24 5:09:41 PM #12:	I said in another thread, I've had perhaps 2 visits to the doctors in the last 25 years, both on trivial nonsense. Based on how much I'm taxed, I paid literally $25,000 per minute for the privilege. No, that's not a typo. Too right it was a waste of money. I'd love to be able to opt out. <cite>DarkDoc posted [p:978768957] in ive come t... [t:80693399]...</cite> <quote>I said in another thread, I've had perhaps 2 visits to the doctors in the last 25 years, both on trivial nonsense. Based on how much I'm taxed, I paid literally $25,000 per minute for the privilege. No, that's not a typo.Too right it was a waste of money. I'd love to be able to opt out.</quote> ... Copied to Clipboard!
BearlyWilling 02/10/24 5:12:00 PM #13:	archizzy posted... When I was young and healthy this wouldn't have bothered me but as I have gotten much older and have some health issues I have needed good insurance and used it a lot over the last decade. I'm glad that I have great insurance for free through my employer and have for the last 25 years but it is also the thing that will keep me working. I could retire so much earlier if I didn't need insurance coverage. It won't be money keeping me working. I honestly have plenty of that and I'm just stockpiling more into savings and investments. It's the insurance that is keeping me tied to my job. Good point here. Im on track to retire in my early 60s but I have a feeling, just with some health issues Ive had in my late 30s, that Ill be tied to a job just for the insurance. --- Hmm... <cite>BearlyWilling posted [p:978768987] in ive come t... [t:80693399]...</cite> <quote>archizzy posted... </cite><quote>When I was young and healthy this wouldn't have bothered me but as I have gotten much older and have some health issues I have needed good insurance and used it a lot over the last decade.I'm glad that I have great insurance for free through my employer and have for the last 25 years but it is also the thing that will keep me working. I could retire so much earlier if I didn't need insurance coverage. It won't be money keeping me working. I honestly have plenty of that and I'm just stockpiling more into savings and investments. It's the insurance that is keeping me tied to my job.</quote>Good point here. Im on track to retire in my early 60s but I have a feeling, just with some health issues Ive had in my late 30s, that Ill be tied to a job just for the insurance. </quote> ... Copied to Clipboard!
StealThisSheen 02/10/24 5:14:57 PM #14:	DarkDoc posted... I said in another thread, I've had perhaps 2 visits to the doctors in the last 25 years, both on trivial nonsense. Based on how much I'm taxed, I paid literally $25,000 per minute for the privilege. No, that's not a typo. Too right it was a waste of money. I'd love to be able to opt out. This has to be an exaggeration. Let's say the visits were a literal total of 10 minutes. That'd mean you've been taxed $250,000. Obviously, the visits would have been more than 10 minutes, so we're getting into kinda ridiculous territory, here. --- Seplito Nash, Smelling Like the Vault since 1996 Step FOUR! Get Paid! <cite>StealThisSheen posted [p:978769032] in ive come t... [t:80693399]...</cite> <quote>DarkDoc posted... </cite><quote>I said in another thread, I've had perhaps 2 visits to the doctors in the last 25 years, both on trivial nonsense. Based on how much I'm taxed, I paid literally $25,000 per minute for the privilege. No, that's not a typo.Too right it was a waste of money. I'd love to be able to opt out.</quote>This has to be an exaggeration.Let's say the visits were a literal total of 10 minutes. That'd mean you've been taxed $250,000. Obviously, the visits would have been more than 10 minutes, so we're getting into kinda ridiculous territory, here. </quote> ... Copied to Clipboard!
DarkDoc 02/10/24 5:20:14 PM #15:	StealThisSheen posted... This has to be an exaggeration. Let's say the visits were a literal total of 10 minutes. That'd mean you've been taxed $250,000. Nope. Each visit perhaps 3 minutes. I didn't count the 30 minutes waiting outside. The math works out. Twenty five thousand dollars per minute. <cite>DarkDoc posted [p:978769113] in ive come t... [t:80693399]...</cite> <quote>StealThisSheen posted...</cite><quote>This has to be an exaggeration.Let's say the visits were a literal total of 10 minutes. That'd mean you've been taxed $250,000.</quote>Nope.Each visit perhaps 3 minutes. I didn't count the 30 minutes waiting outside.The math works out. Twenty five thousand dollars per minute.</quote> ... Copied to Clipboard!
StealThisSheen 02/10/24 5:25:56 PM #16:	DarkDoc posted... Nope. Each visit perhaps 3 minutes. I didn't count the 30 minutes waiting outside. The math works out. Twenty five thousand dollars per minute. I'm starting to wonder what kind of life you live where you've apparently literally never been sick, never had a physical, never had bloodwork done, etc. and so on. --- Seplito Nash, Smelling Like the Vault since 1996 Step FOUR! Get Paid! <cite>StealThisSheen posted [p:978769200] in ive come t... [t:80693399]...</cite> <quote>DarkDoc posted... </cite><quote>Nope.Each visit perhaps 3 minutes. I didn't count the 30 minutes waiting outside.The math works out. Twenty five thousand dollars per minute.</quote>I'm starting to wonder what kind of life you live where you've apparently literally never been sick, never had a physical, never had bloodwork done, etc. and so on. </quote> ... Copied to Clipboard!
hockeybabe89 02/10/24 5:28:49 PM #17:	I too agree that immortals should be able to opt out of paying into universal healthcare --- https://card.psnprofiles.com/1/NIR_Hockey.png she/her <cite>hockeybabe89 posted [p:978769238] in ive come t... [t:80693399]...</cite> <quote>I too agree that immortals should be able to opt out of paying into universal healthcare </quote> ... Copied to Clipboard!
DarkDoc 02/10/24 5:39:37 PM #18:	StealThisSheen posted... I'm starting to wonder what kind of life you live where you've apparently literally never been sick, never had a physical, never had bloodwork done, etc. and so on. Like, I broke an arm when I was 7. But otherwise I've never spent a night in hospital. As an adult, I occasionally get hayfever, and once my girlfriend made me go because I had dry skin on my elbows. That really is it. In 25 years I've had one day off work with a random flu thing. My company offers me an annual medical checkup and I never bother to take it. Not trying to boast or anything - I don't see myself as unusual. Lead a pretty normal life - regular drinker, not the most nutritional diet, etc. as a teenager I had a lot of exercise, but not much these days. <cite>DarkDoc posted [p:978769398] in ive come t... [t:80693399]...</cite> <quote>StealThisSheen posted...</cite><quote>I'm starting to wonder what kind of life you live where you've apparently literally never been sick, never had a physical, never had bloodwork done, etc. and so on.</quote>Like, I broke an arm when I was 7. But otherwise I've never spent a night in hospital. As an adult, I occasionally get hayfever, and once my girlfriend made me go because I had dry skin on my elbows.That really is it. In 25 years I've had one day off work with a random flu thing.My company offers me an annual medical checkup and I never bother to take it. Not trying to boast or anything - I don't see myself as unusual. Lead a pretty normal life - regular drinker, not the most nutritional diet, etc. as a teenager I had a lot of exercise, but not much these days.</quote> ... Copied to Clipboard!
StealThisSheen 02/10/24 5:44:28 PM #19:	DarkDoc posted... I don't see myself as unusual. If you've literally never been to the doctor for anything... An illness, a physical, a checkup, a blood test, whatever... Then, yes, you absolutely are unusual. And that's entirely why the current medical system is a problem. Your average person DOES need access to those things. Your griping that you have to pay into such a thing despite not using them, frankly, comes off as very entitled. And I'm not sure I believe you, anyway. This feels like very blatant trolling. --- Seplito Nash, Smelling Like the Vault since 1996 Step FOUR! Get Paid! <cite>StealThisSheen posted [p:978769457] in ive come t... [t:80693399]...</cite> <quote>DarkDoc posted... </cite><quote>I don't see myself as unusual.</quote>If you've literally never been to the doctor for anything... An illness, a physical, a checkup, a blood test, whatever... Then, yes, you absolutely are unusual. And that's entirely why the current medical system is a problem. Your average person DOES need access to those things. Your griping that you have to pay into such a thing despite not using them, frankly, comes off as very entitled. And I'm not sure I believe you, anyway. This feels like very blatant trolling. </quote> ... Copied to Clipboard!
Dudebusters 02/10/24 5:49:43 PM #20:	StealThisSheen posted... This feels like very blatant trolling. Because they are a troll https://gamefaqs.gamespot.com/boards/400-current-events/80684335/978766781 --- I beat Call of Duty 4. In one day. WHAT UP! <cite>Dudebusters posted [p:978769528] in ive come t... [t:80693399]...</cite> <quote>StealThisSheen posted... </cite><quote>This feels like very blatant trolling.</quote>Because they are a trollhttps://gamefaqs.gamespot.com/boards/400-current-events/80684335/978766781 </quote> ... Copied to Clipboard!
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IfGodCouldDie 02/10/24 6:07:10 PM #22:	[LFAQs-redacted-quote] Wait, what? Your government fines you if you don't have health insurance? --- All posters and events depicted in this post are entirely fictitious. Any similarity to actual events or posters, living or dead, is purely coincidental. <cite>IfGodCouldDie posted [p:978769735] in ive come t... [t:80693399]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> Wait, what? Your government fines you if you don't have health insurance? </quote> ... Copied to Clipboard!
kage_53 02/10/24 6:07:17 PM #23:	Your workplace doesnt offer it ? IfGodCouldDie posted... Wait, what? Your government fines you if you don't have health insurance? This used to be a thing but Im not sure if its still like that. Youd end up paying higher taxes if I recall correctly. <cite>kage_53 posted [p:978769736] in ive come t... [t:80693399]...</cite> <quote>Your workplace doesnt offer it ?IfGodCouldDie posted... </cite><quote>Wait, what? Your government fines you if you don't have health insurance?</quote>This used to be a thing but Im not sure if its still like that. Youd end up paying higher taxes if I recall correctly.</quote> ... Copied to Clipboard!
Dudebusters 02/10/24 6:16:53 PM #24:	IfGodCouldDie posted... Wait, what? Your government fines you if you don't have health insurance? It used to be a thing back when there was virtually no excuse to not sign up for Obamacare if you didn't have another insurance, because by not paying into the system, however small your contribution was, you were indirectly harming others, despite still using the system if you ever got sick or anything. So they made up for the money lost by taxing you. Which wasn't the intention of Obamacare, but it's what Republicans forced Democrats to agree to. --- I beat Call of Duty 4. In one day. WHAT UP! <cite>Dudebusters posted [p:978769855] in ive come t... [t:80693399]...</cite> <quote>IfGodCouldDie posted... </cite><quote>Wait, what? Your government fines you if you don't have health insurance?</quote>It used to be a thing back when there was virtually no excuse to not sign up for Obamacare if you didn't have another insurance, because by not paying into the system, however small your contribution was, you were indirectly harming others, despite still using the system if you ever got sick or anything. So they made up for the money lost by taxing you. Which wasn't the intention of Obamacare, but it's what Republicans forced Democrats to agree to. </quote> ... Copied to Clipboard!
DarkDoc 02/11/24 7:28:15 AM #25:	StealThisSheen posted... If you've literally never been to the doctor for anything... An illness, a physical, a checkup, a blood test, whatever... Then, yes, you absolutely are unusual. Nah. The human body just isn't that unreliable. It's perfectly normal for a person to need a doctor only occasionally. But I guess if you live in a country like the USA and have a TV that pumps out 24 hours of pharma adverts telling you how sick you should feel, then I guess you'd think that was normal. StealThisSheen posted... And that's entirely why the current medical system is a problem. Your average person DOES need access to those things. You're paying in case you need it. It's an insurance, just like car insurance. The definition is that the premiums of the many are enough to pay out the claims of the FEW. If you make a claim every year then clearly driving isn't for you. StealThisSheen posted... Your griping that you have to pay into such a thing despite not using them, frankly, comes off as very entitled. And I'm not sure I believe you, anyway. This feels like very blatant trolling. In what way? My frequency of doctor use is accurate (of course as a kid I had all the usual stuff, I'm talking as an adult), and the amount of tax I paid is accurate. My gripe is that the British NHS is literally the most wasteful organisation in the world, it doesn't represent value, and I can't opt out. Similar in many ways to how I'm forced to subscribe to the BBC whether I watch it or not. Pretty convenient you can just apply a label to me and write that off. <cite>DarkDoc posted [p:978778022] in ive come t... [t:80693399]...</cite> <quote>StealThisSheen posted...</cite><quote>If you've literally never been to the doctor for anything... An illness, a physical, a checkup, a blood test, whatever... Then, yes, you absolutely are unusual.</quote>Nah. The human body just isn't that unreliable. It's perfectly normal for a person to need a doctor only occasionally.But I guess if you live in a country like the USA and have a TV that pumps out 24 hours of pharma adverts telling you how sick you should feel, then I guess you'd think that was normal.StealThisSheen posted...</cite><quote>And that's entirely why the current medical system is a problem. Your average person DOES need access to those things.</quote>You're paying in case you need it. It's an insurance, just like car insurance. The definition is that the premiums of the many are enough to pay out the claims of the FEW.If you make a claim every year then clearly driving isn't for you.StealThisSheen posted...</cite><quote>Your griping that you have to pay into such a thing despite not using them, frankly, comes off as very entitled. And I'm not sure I believe you, anyway. This feels like very blatant trolling.</quote>In what way? My frequency of doctor use is accurate (of course as a kid I had all the usual stuff, I'm talking as an adult), and the amount of tax I paid is accurate. My gripe is that the British NHS is literally the most wasteful organisation in the world, it doesn't represent value, and I can't opt out. Similar in many ways to how I'm forced to subscribe to the BBC whether I watch it or not.Pretty convenient you can just apply a label to me and write that off.</quote> ... Copied to Clipboard!
ThePhantomMedic 02/11/24 10:23:54 PM #26:	Dudebusters posted... It used to be a thing back when there was virtually no excuse to not sign up for Obamacare if you didn't have another insurance, because by not paying into the system, however small your contribution was, you were indirectly harming others, despite still using the system if you ever got sick or anything. So they made up for the money lost by taxing you. Which wasn't the intention of Obamacare, but it's what Republicans forced Democrats to agree to. It's still a thing? I got fined last year <cite>ThePhantomMedic posted [p:978793078] in ive come t... [t:80693399]...</cite> <quote>Dudebusters posted... </cite><quote>It used to be a thing back when there was virtually no excuse to not sign up for Obamacare if you didn't have another insurance, because by not paying into the system, however small your contribution was, you were indirectly harming others, despite still using the system if you ever got sick or anything. So they made up for the money lost by taxing you. Which wasn't the intention of Obamacare, but it's what Republicans forced Democrats to agree to.</quote>It's still a thing? I got fined last year</quote> ... Copied to Clipboard!
TheLiarParadox 02/11/24 10:27:34 PM #27:	I had health insurance for like six months and was pretty excited because I've been uninsured all of my adult life and put off a lot of things. The plan was absolute ass, didn't cover a goddamned thing, and was incredibly frustrating to use. Then some shit changed and I was no longer getting any tax credits or whatever. It was going to be around $500 a month for an even worse plan. I couldn't justify that and said fuck it. America is a joke country. --- Spongebob is not a contraceptive. <cite>TheLiarParadox posted [p:978793179] in ive come t... [t:80693399]...</cite> <quote>I had health insurance for like six months and was pretty excited because I've been uninsured all of my adult life and put off a lot of things. The plan was absolute ass, didn't cover a goddamned thing, and was incredibly frustrating to use. Then some shit changed and I was no longer getting any tax credits or whatever. It was going to be around $500 a month for an even worse plan. I couldn't justify that and said fuck it. America is a joke country. </quote> ... Copied to Clipboard!
MangaBroski 02/11/24 10:30:27 PM #28:	1.Lie 2.Leave the USA for a better country 3.Get a job that has insurance <cite>MangaBroski posted [p:978793256] in ive come t... [t:80693399]...</cite> <quote>1.Lie2.Leave the USA for a better country3.Get a job that has insurance</quote> ... Copied to Clipboard!
MrToothHasYou 02/11/24 10:35:35 PM #29:	ThePhantomMedic posted... It's still a thing? I got fined last year They reduced the penalty to $0 in 2019 so I dunno what you were paying but it wasnt the Obamacare fine. --- (he/him) "The hopeless don't revolt, because revolution is an act of hope." <cite>MrToothHasYou posted [p:978793397] in ive come t... [t:80693399]...</cite> <quote>ThePhantomMedic posted... </cite><quote>It's still a thing? I got fined last year</quote>They reduced the penalty to $0 in 2019 so I dunno what you were paying but it wasnt the Obamacare fine. </quote> ... Copied to Clipboard!
ThePhantomMedic 02/11/24 10:48:30 PM #30:	MrToothHasYou posted... They reduced the penalty to $0 in 2019 so I dunno what you were paying but it wasnt the Obamacare fine. Ahh it's federal. Here in California we still get charged <cite>ThePhantomMedic posted [p:978793814] in ive come t... [t:80693399]...</cite> <quote>MrToothHasYou posted... </cite><quote>They reduced the penalty to $0 in 2019 so I dunno what you were paying but it wasnt the Obamacare fine.</quote>Ahh it's federal. Here in California we still get charged</quote> ... Copied to Clipboard!
kingdrake2 02/11/24 11:00:27 PM #31:	DarkDoc posted... otherwise I've never spent a night in hospital one is very fortunate to never end up spending the night in a hospital. i had to once for severe asthma for 2 nights. wasn't too much fun. fucking tubes everywhere. --- beware of shere khan (fall guys) currently playing: the legend of heroes: trails to azure (ps4) <cite>kingdrake2 posted [p:978794336] in ive come t... [t:80693399]...</cite> <quote>DarkDoc posted...</cite><quote>otherwise I've never spent a night in hospital</quote>one is very fortunate to never end up spending the night in a hospital. i had to once for severe asthma for 2 nights.wasn't too much fun. fucking tubes everywhere. </quote> ... Copied to Clipboard!
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Current Events > ive come to the conclusion that i cant afford health insurance (+) Yeah! (+)

Current Events > ive come to the conclusion that i cant afford health insurance