Current Events > I had to file for bankruptcy.

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Vladimir 07/05/21 8:03:13 PM #1:	Feel like Im at my lowest of lows right now. Everything has gone down hill over the past year or so. Lost my job, apartment, car, etc and Ive struggled to recover. Im just using this topic at a means to blog. Anyone here struggle financially? Maybe not to the point of bankrupt but stories would help-ish. <cite>Vladimir posted [p:955779647] in I had to f... [t:79550088]...</cite> <quote>Feel like Im at my lowest of lows right now. Everything has gone down hill over the past year or so. Lost my job, apartment, car, etc and Ive struggled to recover. Im just using this topic at a means to blog. Anyone here struggle financially? Maybe not to the point of bankrupt but stories would help-ish. </quote> ... Copied to Clipboard!
Bad_Mojo 07/05/21 8:05:34 PM #2:	I haven't. I'm not a capitalistic person, so I don't spend money on things I don't need. I also don't drive, so that frees up a lot of money as well. Sounds terrible, though. Seems like there is a lot of jobs available out there right now, so you should be good to go. --- https://i.imgtc.com/hQ5SuG6.gif https://i.imgtc.com/QrhAq36.gif https://i.imgtc.com/Yjov9DU.gif <cite>Bad_Mojo posted [p:955779716] in I had to f... [t:79550088]...</cite> <quote>I haven't. I'm not a capitalistic person, so I don't spend money on things I don't need. I also don't drive, so that frees up a lot of money as well. Sounds terrible, though. Seems like there is a lot of jobs available out there right now, so you should be good to go. </quote> ... Copied to Clipboard!
Shezarr 07/05/21 8:05:58 PM #3:	Bad_Mojo posted... I haven't. I'm not a capitalistic person, so I don't spend money on things I don't need. I also don't drive, so that frees up a lot of money as well. Sounds terrible, though. Seems like there is a lot of jobs available out there right now, so you should be good to go. Youre also like 40 and live at home. Come off this bullshit lmao --- The artist formerly known as RebelElite791 <cite>Shezarr posted [p:955779726] in I had to f... [t:79550088]...</cite> <quote>Bad_Mojo posted... </cite> <quote>I haven't. I'm not a capitalistic person, so I don't spend money on things I don't need. I also don't drive, so that frees up a lot of money as well. Sounds terrible, though. Seems like there is a lot of jobs available out there right now, so you should be good to go.</quote>Youre also like 40 and live at home. Come off this bullshit lmao </quote> ... Copied to Clipboard!
Vladimir 07/05/21 8:07:14 PM #4:	Yeah, the job isnt the issue right now. I was offered to come back at a previous job (which Im going to take) its less money but eh. Its the catching back up Im worried about. My credit is now screwed, but I guess its a working progress. <cite>Vladimir posted [p:955779758] in I had to f... [t:79550088]...</cite> <quote>Yeah, the job isnt the issue right now. I was offered to come back at a previous job (which Im going to take) its less money but eh. Its the catching back up Im worried about. My credit is now screwed, but I guess its a working progress. </quote> ... Copied to Clipboard!
Guide 07/05/21 8:09:27 PM #5:	Vladimir posted... Feel like Im at my lowest of lows right now. Everything has gone down hill over the past year or so. Lost my job, apartment, car, etc and Ive struggled to recover. Im just using this topic at a means to blog. Anyone here struggle financially? Maybe not to the point of bankrupt but stories would help-ish. I went through all that after a breakup, and I was employed by my (sort of) father in law, so that was a mess and it ruined my one major reference. Still recovering with a variety of odd jobs, but for now I just pay rent and save up for school and psych health. --- evening main 2.4356848e+91 https://youtu.be/Acn5IptKWQU <cite>Guide posted [p:955779819] in I had to f... [t:79550088]...</cite> <quote>Vladimir posted... </cite> <quote>Feel like Im at my lowest of lows right now. Everything has gone down hill over the past year or so. Lost my job, apartment, car, etc and Ive struggled to recover. Im just using this topic at a means to blog. Anyone here struggle financially? Maybe not to the point of bankrupt but stories would help-ish.</quote> I went through all that after a breakup, and I was employed by my (sort of) father in law, so that was a mess and it ruined my one major reference. Still recovering with a variety of odd jobs, but for now I just pay rent and save up for school and psych health. </quote> ... Copied to Clipboard!
kingdrake2 07/05/21 8:11:12 PM #6:	Vladimir posted... My credit is now screwed, but I guess its a working progress. making it through those 7 years. you'll be back on top in no time. --- Explorers In The Further Regions Of Experience, demons to some, Angels To Others: Pinhead <cite>kingdrake2 posted [p:955779869] in I had to f... [t:79550088]...</cite> <quote>Vladimir posted...</cite> <quote>My credit is now screwed, but I guess its a working progress.</quote> making it through those 7 years. you'll be back on top in no time.</quote> ... Copied to Clipboard!
Jiek_Fafn 07/05/21 8:12:21 PM #7:	Bankruptcy should at least give you the opportunity to claw your way out. So it's better than just continuing what you were doing. After college I ran into a lot of financial issues. My workplace closed down, had student loans, was paying bills with old savings bonds my grandpa got me in 2nd grade. It's a fucking terrible feeling. I managed to dig myself out by working multiple jobs and pinching pennies. It took a good year or so of that to right myself. Financial instability fucking sucks. I'd rather work 80 hours a week than deal with that feeling. --- PSN: Jiek <cite>Jiek_Fafn posted [p:955779918] in I had to f... [t:79550088]...</cite> <quote>Bankruptcy should at least give you the opportunity to claw your way out. So it's better than just continuing what you were doing. After college I ran into a lot of financial issues. My workplace closed down, had student loans, was paying bills with old savings bonds my grandpa got me in 2nd grade. It's a fucking terrible feeling. I managed to dig myself out by working multiple jobs and pinching pennies. It took a good year or so of that to right myself. Financial instability fucking sucks. I'd rather work 80 hours a week than deal with that feeling. </quote> ... Copied to Clipboard!
_BIueMonk 07/05/21 8:13:50 PM #8:	i recently filed for bankruptcy too. years of just bad fucking luck with work, then covid finally made me realize that i need to get this debt off my back before i can actually feel like i have control of my life again. got a good lawyer, filed for chapter 7. next week is my last day that creditors can dispute it and hopefully everything can be discharged. the only regret i have is that i didn't do this sooner. i dont know why i kept convicing my self that i didn't need to do it. i think it was the social stimga. i mean, hell, people on this board still troll me whenever i say i buy anything because they think filing for bankruptcy is a sign of failure, as if we're not allowed to make mistakes in our lives. i feel bad for those people. but the good news is that after 5 fucking years of bad luck, my finances have turned around. after filing for bankruptcy, i lucked out and got a great job and all the free money from the government has really been helping. bankruptcy is a fresh start, and i intend on embracing that fact. --- DAHYUN = <3 https://imgur.com/bv71aAd <cite>_BIueMonk posted [p:955779962] in I had to f... [t:79550088]...</cite> <quote>i recently filed for bankruptcy too. years of just bad fucking luck with work, then covid finally made me realize that i need to get this debt off my back before i can actually feel like i have control of my life again. got a good lawyer, filed for chapter 7. next week is my last day that creditors can dispute it and hopefully everything can be discharged. the only regret i have is that i didn't do this sooner. i dont know why i kept convicing my self that i didn't need to do it. i think it was the social stimga. i mean, hell, people on this board still troll me whenever i say i buy anything because they think filing for bankruptcy is a sign of failure, as if we're not allowed to make mistakes in our lives. i feel bad for those people. but the good news is that after 5 fucking years of bad luck, my finances have turned around. after filing for bankruptcy, i lucked out and got a great job and all the free money from the government has really been helping. bankruptcy is a fresh start, and i intend on embracing that fact. </quote> ... Copied to Clipboard!
Vladimir 07/05/21 8:19:08 PM #9:	Ill catch up with posts here shortly. <cite>Vladimir posted [p:955780122] in I had to f... [t:79550088]...</cite> <quote>Ill catch up with posts here shortly. </quote> ... Copied to Clipboard!
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Aki_Sora 07/05/21 8:25:46 PM #11:	Me. I work at car wash but it close down last year on may because of that I don't have any permanent job. It suck really bad because of lockdown and you can't find work. My country have been lockdown since last year don't know when will it end. But still I grateful because my cousin have sell food in front he house and ask me to help him. Pay not really that much but still help little. So I hope everything will went good in the future for you. --- This is GameFAQs and stating an opinion is a declaration of WAR! https://store.steampowered.com/wishlist/profiles/76561199023744394/ <cite>Aki_Sora posted [p:955780307] in I had to f... [t:79550088]...</cite> <quote>Me. I work at car wash but it close down last year on may because of that I don't have any permanent job. It suck really bad because of lockdown and you can't find work. My country have been lockdown since last year don't know when will it end. But still I grateful because my cousin have sell food in front he house and ask me to help him. Pay not really that much but still help little. So I hope everything will went good in the future for you.</quote> ... Copied to Clipboard!
VirtuousWrath 07/05/21 8:27:27 PM #12:	Keep on keeping on TC! Fuck the haters, fighting for the future is what makes you --- "I sung of chaos and eternal night, taught by the heav'nly muse to venture down the dark descent, and up to reascend... <cite>VirtuousWrath posted [p:955780359] in I had to f... [t:79550088]...</cite> <quote>Keep on keeping on TC! Fuck the haters, fighting for the future is what makes you </quote> ... Copied to Clipboard!
Frizzurd 07/05/21 10:03:44 PM #13:	Vladimir posted... Feel like Im at my lowest of lows right now. Everything has gone down hill over the past year or so. Lost my job, apartment, car, etc and Ive struggled to recover. Im just using this topic at a means to blog. Anyone here struggle financially? Maybe not to the point of bankrupt but stories would help-ish. I wish I could file for bankruptcy over my scam art college debt. <cite>Frizzurd posted [p:955783248] in I had to f... [t:79550088]...</cite> <quote>Vladimir posted... </cite> <quote>Feel like Im at my lowest of lows right now. Everything has gone down hill over the past year or so. Lost my job, apartment, car, etc and Ive struggled to recover. Im just using this topic at a means to blog. Anyone here struggle financially? Maybe not to the point of bankrupt but stories would help-ish.</quote> I wish I could file for bankruptcy over my scam art college debt. </quote> ... Copied to Clipboard!
Vladimir 07/05/21 10:05:01 PM #14:	Guide posted... I went through all that after a breakup, and I was employed by my (sort of) father in law, so that was a mess and it ruined my one major reference. Still recovering with a variety of odd jobs, but for now I just pay rent and save up for school and psych health. My brother offered me a place to stay for a bit until I can get back on my feet. He has a 2 year old and a 6 month old, Id hate to intrude. kingdrake2 posted... making it through those 7 years. you'll be back on top in no time. I know someone who also went through bankruptcy before and she said that they do say 7 years but in reality its normally one year. I dont even know. <cite>Vladimir posted [p:955783293] in I had to f... [t:79550088]...</cite> <quote>Guide posted... </cite> <quote>I went through all that after a breakup, and I was employed by my (sort of) father in law, so that was a mess and it ruined my one major reference. Still recovering with a variety of odd jobs, but for now I just pay rent and save up for school and psych health.</quote> My brother offered me a place to stay for a bit until I can get back on my feet. He has a 2 year old and a 6 month old, Id hate to intrude. kingdrake2 posted... </cite> <quote>making it through those 7 years. you'll be back on top in no time.</quote> I know someone who also went through bankruptcy before and she said that they do say 7 years but in reality its normally one year. I dont even know. </quote> ... Copied to Clipboard!
Vladimir 07/05/21 10:06:51 PM #15:	Jiek_Fafn posted... Bankruptcy should at least give you the opportunity to claw your way out. So it's better than just continuing what you were doing. After college I ran into a lot of financial issues. My workplace closed down, had student loans, was paying bills with old savings bonds my grandpa got me in 2nd grade. It's a fucking terrible feeling. I managed to dig myself out by working multiple jobs and pinching pennies. It took a good year or so of that to right myself. Financial instability fucking sucks. I'd rather work 80 hours a week than deal with that feeling. _BIueMonk posted... i recently filed for bankruptcy too. years of just bad fucking luck with work, then covid finally made me realize that i need to get this debt off my back before i can actually feel like i have control of my life again. got a good lawyer, filed for chapter 7. next week is my last day that creditors can dispute it and hopefully everything can be discharged. the only regret i have is that i didn't do this sooner. i dont know why i kept convicing my self that i didn't need to do it. i think it was the social stimga. i mean, hell, people on this board still troll me whenever i say i buy anything because they think filing for bankruptcy is a sign of failure, as if we're not allowed to make mistakes in our lives. i feel bad for those people. but the good news is that after 5 fucking years of bad luck, my finances have turned around. after filing for bankruptcy, i lucked out and got a great job and all the free money from the government has really been helping. bankruptcy is a fresh start, and i intend on embracing that fact. I basically convinced myself for the longest time I didnt want to do it, but you are right, I definitely feel like a failure for even being in this situation. Didnt know a lawyer could help with this though. <cite>Vladimir posted [p:955783333] in I had to f... [t:79550088]...</cite> <quote>Jiek_Fafn posted... </cite> <quote>Bankruptcy should at least give you the opportunity to claw your way out. So it's better than just continuing what you were doing. After college I ran into a lot of financial issues. My workplace closed down, had student loans, was paying bills with old savings bonds my grandpa got me in 2nd grade. It's a fucking terrible feeling. I managed to dig myself out by working multiple jobs and pinching pennies. It took a good year or so of that to right myself. Financial instability fucking sucks. I'd rather work 80 hours a week than deal with that feeling.</quote> _BIueMonk posted... </cite> <quote>i recently filed for bankruptcy too. years of just bad fucking luck with work, then covid finally made me realize that i need to get this debt off my back before i can actually feel like i have control of my life again. got a good lawyer, filed for chapter 7. next week is my last day that creditors can dispute it and hopefully everything can be discharged. the only regret i have is that i didn't do this sooner. i dont know why i kept convicing my self that i didn't need to do it. i think it was the social stimga. i mean, hell, people on this board still troll me whenever i say i buy anything because they think filing for bankruptcy is a sign of failure, as if we're not allowed to make mistakes in our lives. i feel bad for those people. but the good news is that after 5 fucking years of bad luck, my finances have turned around. after filing for bankruptcy, i lucked out and got a great job and all the free money from the government has really been helping. bankruptcy is a fresh start, and i intend on embracing that fact.</quote> I basically convinced myself for the longest time I didnt want to do it, but you are right, I definitely feel like a failure for even being in this situation. Didnt know a lawyer could help with this though. </quote> ... Copied to Clipboard!
Vladimir 07/05/21 10:08:23 PM #16:	Aki_Sora posted... Me. I work at car wash but it close down last year on may because of that I don't have any permanent job. It suck really bad because of lockdown and you can't find work. My country have been lockdown since last year don't know when will it end. But still I grateful because my cousin have sell food in front he house and ask me to help him. Pay not really that much but still help little. So I hope everything will went good in the future for you. Thanks, Im glad youre heading into the right direction. Frizzurd posted... I wish I could file for bankruptcy over my scam art college debt. Yeah I have school debt I also need to pay off. <cite>Vladimir posted [p:955783371] in I had to f... [t:79550088]...</cite> <quote>Aki_Sora posted... </cite> <quote>Me. I work at car wash but it close down last year on may because of that I don't have any permanent job. It suck really bad because of lockdown and you can't find work. My country have been lockdown since last year don't know when will it end. But still I grateful because my cousin have sell food in front he house and ask me to help him. Pay not really that much but still help little. So I hope everything will went good in the future for you.</quote> Thanks, Im glad youre heading into the right direction. Frizzurd posted... </cite> <quote>I wish I could file for bankruptcy over my scam art college debt.</quote> Yeah I have school debt I also need to pay off. </quote> ... Copied to Clipboard!
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CADE FOSTER 07/05/21 10:20:30 PM #18:	Shezarr posted... Youre also like 40 and live at home. Come off this bullshit lmao damn <cite>CADE FOSTER posted [p:955783706] in I had to f... [t:79550088]...</cite> <quote>Shezarr posted... </cite> <quote>Youre also like 40 and live at home. Come off this bullshit lmao</quote>damn </quote> ... Copied to Clipboard!
Bad_Mojo 07/07/21 11:22:12 PM #19:	TC, I wasn't trolling you or talking shit. I'm really sorry if that's how you felt. Vladimir posted... Anyone here struggle financially? I was just saying the only reason why is because I never spend money on anything. Not that you were. I need to think more before I post. I apologize. --- https://i.imgtc.com/hQ5SuG6.gif https://i.imgtc.com/QrhAq36.gif https://i.imgtc.com/Yjov9DU.gif <cite>Bad_Mojo posted [p:955858317] in I had to f... [t:79550088]...</cite> <quote>TC, I wasn't trolling you or talking shit. I'm really sorry if that's how you felt. Vladimir posted... </cite> <quote>Anyone here struggle financially?</quote> I was just saying the only reason why is because I never spend money on anything. Not that you were. I need to think more before I post. I apologize. </quote> ... Copied to Clipboard!
Vladimir 07/08/21 12:44:47 AM #20:	I didnt take offence to anything that was posted, all good my dude. <cite>Vladimir posted [p:955860302] in I had to f... [t:79550088]...</cite> <quote>I didnt take offence to anything that was posted, all good my dude. </quote> ... Copied to Clipboard!
Bad_Mojo 07/08/21 1:07:28 AM #21:	Vladimir posted... I didnt take offence to anything that was posted, all good my dude. That's good to hear. I felt really bad because I think someone else brought it up earlier and I didn't think much of it, and then I got a ToS violation for mocking you. I'm pretty sure I know who it is, though. I just didn't want you to think I was talking shit about you, because that wasn't my intent at all. Hope things are looking up --- https://i.imgtc.com/hQ5SuG6.gif https://i.imgtc.com/QrhAq36.gif https://i.imgtc.com/Yjov9DU.gif <cite>Bad_Mojo posted [p:955860774] in I had to f... [t:79550088]...</cite> <quote>Vladimir posted... </cite> <quote>I didnt take offence to anything that was posted, all good my dude.</quote> That's good to hear. I felt really bad because I think someone else brought it up earlier and I didn't think much of it, and then I got a ToS violation for mocking you. I'm pretty sure I know who it is, though. I just didn't want you to think I was talking shit about you, because that wasn't my intent at all. Hope things are looking up </quote> ... Copied to Clipboard!
Big_Nabendu 07/08/21 1:07:57 AM #22:	Sorry man Hope u get it together --- The embrace of the Dark is gentle. Let it absorb your sorrows, forever. \[T]/ Owner of the 500 board and Leader of sunbro board GT Nabendu <cite>Big_Nabendu posted [p:955860788] in I had to f... [t:79550088]...</cite> <quote>Sorry man Hope u get it together </quote> ... Copied to Clipboard!
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Current Events > I had to file for bankruptcy. (+) Yeah! (+)

Current Events > I had to file for bankruptcy.