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Nathaniel2018 01/14/21 8:27:50 PM #1: |
I dont have much idea about what to do and I need help and hoping someone can things for me?
Heres the short story, I have an old 2003 sports car, works really good, no damage, got a really good deal with it for 3k, i love it. One day A company own truck rear ended me, no injury or anything serious, except it created a damage that got estimated to at least 10k, spoke to the owner and he said because the repair is more than the car, the only option is a write off, so he said he is going to buy that car from me for 3k So my question So is that how the system works now for people with old car? Do you have to have an injury to claim more? Seems like the insurance I talk to also agree to the situation So let me guess, I will have no car and have money that wont be enough to buy another decent car and the company whos at fault just walks away? ... Copied to Clipboard!
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Unsugarized_Foo 01/14/21 8:31:12 PM #2: |
Just because you can't buy your exact car at the moment for $3000 doesn't mean it's not worth $3000
If it's worth more, look into how to get the correct value of the vehicle from the insurance company --- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana ... Copied to Clipboard!
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fuming 01/14/21 8:33:03 PM #3: |
Look up the blue book value for your car. That is what the insurance payout should be if your car is considered not worth repairing because the value is lower than repair costs.
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Nathaniel2018 01/14/21 8:40:51 PM #4: |
fuming posted...
Look up the blue book value for your car. That is what the insurance payout should be if your car is considered not worth repairing because the value is lower than repair costs. So youre saying if the bluebook for example says its valued at 3k Then all I am getting is 3k is that correct? ... Copied to Clipboard!
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Nathaniel2018 01/14/21 8:42:57 PM #5: |
Unsugarized_Foo posted...
Just because you can't buy your exact car at the moment for $3000 doesn't mean it's not worth $3000 So yes, thats what am asking, if the correct value of my car is 3000, so I am getting 3000 plus I need to pay the extra cost of my own money on the damage that I did not do? ... Copied to Clipboard!
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KawiKa 01/14/21 8:54:15 PM #6: |
Nathaniel2018 posted...
So yes, thats what am asking, if the correct value of my car is 3000, so I am getting 3000 plus I need to pay the extra cost of my own money on the damage that I did not do? Nathaniel2018 posted... So yes, thats what am asking, if the correct value of my car is 3000, so I am getting 3000 plus I need to pay the extra cost of my own money on the damage that I did not do?If it's a write off, you ain't getting a car back to fix. --- This message has been reported to the moderation staff. ... Copied to Clipboard!
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Nathaniel2018 01/14/21 9:05:50 PM #7: |
KawiKa posted...
If it's a write off, you ain't getting a car back to fix. So all I get is my 3K back? So thats how the system works now a days? ... Copied to Clipboard!
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KawiKa 01/14/21 9:18:34 PM #8: |
Nathaniel2018 posted...
So all I get is my 3K back?For decades. You're lucky to get the same amount of money back because of depreciation. --- This message has been reported to the moderation staff. ... Copied to Clipboard!
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Nathaniel2018 01/14/21 9:27:45 PM #9: |
KawiKa posted...
For decades. You're lucky to get the same amount of money back because of depreciation. Thanks, that truly sucks Now i have a broken car, and money that wont even be able to buy a car in 2021 Great! ... Copied to Clipboard!
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Nathaniel2018 01/14/21 9:40:27 PM #11: |
wbloechel posted...
If you want more, go to the chiropractor. You were injured, and it has greatly inconvenienced your life. You can't work out anymore, you can't do your yoga that has been getting you through every day since we've been in quarantine...you have to sell it like it's the worst thing that's ever happened to you. Not to mention the night terrors. Thats the thing eh? Someone has to get injured I guess I lose my chances ... Copied to Clipboard!
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