Current Events > Being debt free feels super weird

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DarkRoast 07/03/20 9:30:00 AM #1:	Like, you have the money to buy whatever you want without worrying that you're being irresponsible, but at the same time you still feel irresponsible if you spend it. I've saved up a ridiculous amount of money simply because I have basically no bills except for utilities/housing. But I still can't bring myself to buy cool stuff that I've always wanted because it feels irresponsible. --- Well allons-y, Alonso! <cite>DarkRoast posted [p:941612880] in Being debt... [t:78821439]...</cite> <quote>Like, you have the money to buy whatever you want without worrying that you're being irresponsible, but at the same time you still feel irresponsible if you spend it. I've saved up a ridiculous amount of money simply because I have basically no bills except for utilities/housing. But I still can't bring myself to buy cool stuff that I've always wanted because it feels irresponsible. </quote> ... Copied to Clipboard!
Garioshi 07/03/20 9:31:39 AM #2:	Buy a copy of Spud's Adventure --- "I play with myself" - Darklit_Minuet, 2018 https://store.steampowered.com/wishlist/profiles/76561198312621819/#sort=order <cite>Garioshi posted [p:941612924] in Being debt... [t:78821439]...</cite> <quote>Buy a copy of Spud's Adventure </quote> ... Copied to Clipboard!
Master_Bass 07/03/20 9:32:11 AM #3:	That's OK if you really don't need or want anything. That sort of attitude will help you build wealth now. I suggest investing the money you were paying into debt. --- Many Bothans died to bring you this post. <cite>Master_Bass posted [p:941612942] in Being debt... [t:78821439]...</cite> <quote>That's OK if you really don't need or want anything. That sort of attitude will help you build wealth now. I suggest investing the money you were paying into debt. </quote> ... Copied to Clipboard!
DarkRoast 07/03/20 9:33:29 AM #4:	Master_Bass posted... That's OK if you really don't need or want anything. That sort of attitude will help you build wealth now. I suggest investing the money you were paying into debt. I thought about it, but I think this is the worst possible time with the stock market artificially propped up. Buying in when it dropped to 18,000 was clutch, although because I was spending most of my money paying off my debt, I wasn't able to get much but I still made a profit. --- Well allons-y, Alonso! <cite>DarkRoast posted [p:941612983] in Being debt... [t:78821439]...</cite> <quote>Master_Bass posted... </cite> <quote>That's OK if you really don't need or want anything. That sort of attitude will help you build wealth now. I suggest investing the money you were paying into debt.</quote> I thought about it, but I think this is the worst possible time with the stock market artificially propped up. Buying in when it dropped to 18,000 was clutch, although because I was spending most of my money paying off my debt, I wasn't able to get much but I still made a profit. </quote> ... Copied to Clipboard!
Serious Cat 07/03/20 9:37:22 AM #5:	I started putting most of my money into stocks after I paid off my car. --- I are Serious Cat This is serious thread <cite>Serious Cat posted [p:941613118] in Being debt... [t:78821439]...</cite> <quote>I started putting most of my money into stocks after I paid off my car. </quote> ... Copied to Clipboard!
Master_Bass 07/03/20 9:39:39 AM #6:	DarkRoast posted... I thought about it, but I think this is the worst possible time with the stock market artificially propped up. Buying in when it dropped to 18,000 was clutch, although because I was spending most of my money paying off my debt, I wasn't able to get much but I still made a profit. Oh yeah, fair enough now. I would just recommend you reevaluate market conditions regularly since most people do better just being in the market than trying to time it. I know some people lost out on a lot of growth over the past decade since people thought stocks were too high and going to crash any minute. I don't blame you hesitating now, though. I would also recommend investing in a total market fund over individual companies. --- Many Bothans died to bring you this post. <cite>Master_Bass posted [p:941613194] in Being debt... [t:78821439]...</cite> <quote><quote>DarkRoast posted... I thought about it, but I think this is the worst possible time with the stock market artificially propped up. Buying in when it dropped to 18,000 was clutch, although because I was spending most of my money paying off my debt, I wasn't able to get much but I still made a profit.</quote>Oh yeah, fair enough now. I would just recommend you reevaluate market conditions regularly since most people do better just being in the market than trying to time it. I know some people lost out on a lot of growth over the past decade since people thought stocks were too high and going to crash any minute. I don't blame you hesitating now, though. I would also recommend investing in a total market fund over individual companies. </quote> ... Copied to Clipboard!
Prismsblade 07/03/20 9:53:29 AM #7:	DarkRoast posted... I thought about it, but I think this is the worst possible time with the stock market artificially propped up. Buying in when it dropped to 18,000 was clutch, although because I was spending most of my money paying off my debt, I wasn't able to get much but I still made a profit. If you're investing longterm there really isnt a bad time so long as youre choosing strong, healthy company with further growth potential. Apple, Microsoft, Walmart, Amazon, Disney and Netflix are easy examples off the top of my head. --- 3DS FC:3368-5403-9633 Name: Kaizer PSN: Blackkaizer <cite>Prismsblade posted [p:941613631] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>I thought about it, but I think this is the worst possible time with the stock market artificially propped up. Buying in when it dropped to 18,000 was clutch, although because I was spending most of my money paying off my debt, I wasn't able to get much but I still made a profit.</quote>If you're investing longterm there really isnt a bad time so long as youre choosing strong, healthy company with further growth potential. Apple, Microsoft, Walmart, Amazon, Disney and Netflix are easy examples off the top of my head. </quote> ... Copied to Clipboard!
Flockaveli 07/03/20 9:57:03 AM #8:	Buy me something then. No guilt for you. --- I'm in Chicago, I'm shaking my head. <cite>Flockaveli posted [p:941613738] in Being debt... [t:78821439]...</cite> <quote>Buy me something then. No guilt for you. </quote> ... Copied to Clipboard!
Squall28 07/03/20 9:57:41 AM #9:	I think it's a good habit to keep. I know so many people with high salaries that have nothing left over. --- You can't go back and change the beginning, but you can start where you are and change the ending. -Misattributed to CS Lewis <cite>Squall28 posted [p:941613754] in Being debt... [t:78821439]...</cite> <quote>I think it's a good habit to keep. I know so many people with high salaries that have nothing left over. </quote> ... Copied to Clipboard!
PIITB415 07/03/20 9:58:35 AM #10:	Prismsblade posted... If you're investing longterm there really isnt a bad time so long as youre choosing strong, healthy company with further growth potential. Apple, Microsoft, Walmart, Amazon, Disney and Netflix are easy examples off the top of my head. This. If you're still decades away from retirement don't worry about it at all. If you're young enough be a bit aggressive and have the majority in something that tracks the S&P 500 --- https://imgur.com/VawbBVM https://imgur.com/6Si4h <cite>PIITB415 posted [p:941613783] in Being debt... [t:78821439]...</cite> <quote>Prismsblade posted... </cite> <quote>If you're investing longterm there really isnt a bad time so long as youre choosing strong, healthy company with further growth potential. Apple, Microsoft, Walmart, Amazon, Disney and Netflix are easy examples off the top of my head.</quote> This. If you're still decades away from retirement don't worry about it at all. If you're young enough be a bit aggressive and have the majority in something that tracks the S&P 500 </quote> ... Copied to Clipboard!
The Trent 07/03/20 9:59:03 AM #11:	donate money to other healthcare workers in need --- i swear to God most of y'all cats just don't know The Trent you barely know yourself so i guess most of y'all should be offended <cite>The Trent posted [p:941613798] in Being debt... [t:78821439]...</cite> <quote>donate money to other healthcare workers in need </quote> ... Copied to Clipboard!
EndOfDiscOne 07/03/20 9:59:28 AM #12:	Dont try to time the market. Just invest every week, build up a good nest egg and retire early. --- I am the Cheese! I am the best character on the show! I am better than both the salami and the bologna *COMBINED!* <cite>EndOfDiscOne posted [p:941613815] in Being debt... [t:78821439]...</cite> <quote>Dont try to time the market. Just invest every week, build up a good nest egg and retire early. </quote> ... Copied to Clipboard!
yunalenne10 07/03/20 10:00:59 AM #13:	How many figures do you have saved up in your bank right now? --- "The more beautiful and pure a thing is, the more satisfying it is to corrupt it." - Rule 43 <cite>yunalenne10 posted [p:941613862] in Being debt... [t:78821439]...</cite> <quote>How many figures do you have saved up in your bank right now? </quote> ... Copied to Clipboard!
TheGoldenEel 07/03/20 10:01:19 AM #14:	My fiance and I are the same way we both just sold our houses at a large profit last year and consolidated into one, neither of us had any college debt anymore, and we both (well, until covid) have well-paying jobs that we didnt have until the past couple years. so we still live relatively frugally and are building up big savings --- The words of The Golden Eel have been revealed... Games: http://backloggery.com/wrldindstries302 \\ Music: http://www.last.fm/user/DrMorberg/ <cite>TheGoldenEel posted [p:941613871] in Being debt... [t:78821439]...</cite> <quote>My fiance and I are the same way we both just sold our houses at a large profit last year and consolidated into one, neither of us had any college debt anymore, and we both (well, until covid) have well-paying jobs that we didnt have until the past couple years. so we still live relatively frugally and are building up big savings </quote> ... Copied to Clipboard!
COVxy 07/03/20 10:01:48 AM #15:	Here's hoping I feel that someday. --- =E[(x-E[x])(y-E[y])] <cite>COVxy posted [p:941613886] in Being debt... [t:78821439]...</cite> <quote>Here's hoping I feel that someday. </quote> ... Copied to Clipboard!
DarkRoast 07/03/20 10:10:52 AM #16:	PIITB415 posted... This. If you're still decades away from retirement don't worry about it at all. If you're young enough be a bit aggressive and have the majority in something that tracks the S&P 500 I'm 35, so I can still be aggressive. I'm going to wait a few weeks to see if the stock market starts to tank, which I expect it will. --- Well allons-y, Alonso! <cite>DarkRoast posted [p:941614165] in Being debt... [t:78821439]...</cite> <quote>PIITB415 posted... </cite> <quote>This. If you're still decades away from retirement don't worry about it at all. If you're young enough be a bit aggressive and have the majority in something that tracks the S&P 500</quote> I'm 35, so I can still be aggressive. I'm going to wait a few weeks to see if the stock market starts to tank, which I expect it will. </quote> ... Copied to Clipboard!
DarkRoast 07/03/20 10:12:23 AM #17:	yunalenne10 posted... How many figures do you have saved up in your bank right now? Honestly, I don't believe in boasting. I think there are too many people suffering to boast about how much I've saved up, but I will say it's certainly more than I need to have in a bank account. So I definitely need to find a use for it. --- Well allons-y, Alonso! <cite>DarkRoast posted [p:941614208] in Being debt... [t:78821439]...</cite> <quote>yunalenne10 posted... </cite> <quote>How many figures do you have saved up in your bank right now?</quote> Honestly, I don't believe in boasting. I think there are too many people suffering to boast about how much I've saved up, but I will say it's certainly more than I need to have in a bank account. So I definitely need to find a use for it. </quote> ... Copied to Clipboard!
yunalenne10 07/03/20 10:13:26 AM #18:	DarkRoast posted... Honestly, I don't believe in boasting. I think there are too many people suffering to boast about how much I've saved up, but I will say it's certainly more than I need to have in a bank account. So I definitely need to find a use for it. Very nice. Considering your profession, you've definitely earned it. --- "The more beautiful and pure a thing is, the more satisfying it is to corrupt it." - Rule 43 <cite>yunalenne10 posted [p:941614242] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>Honestly, I don't believe in boasting. I think there are too many people suffering to boast about how much I've saved up, but I will say it's certainly more than I need to have in a bank account. So I definitely need to find a use for it.</quote>Very nice. Considering your profession, you've definitely earned it. </quote> ... Copied to Clipboard!
Cleo_II 07/03/20 10:21:29 AM #19:	Im looking forward to that feeling in 5 months if all goes according to plan/budget. It will be nice after several years of putting a good chunk of money towards paying stuff back. <cite>Cleo_II posted [p:941614498] in Being debt... [t:78821439]...</cite> <quote>Im looking forward to that feeling in 5 months if all goes according to plan/budget. It will be nice after several years of putting a good chunk of money towards paying stuff back. </quote> ... Copied to Clipboard!
DarkRoast 07/03/20 10:23:53 AM #20:	Cleo_II posted... Im looking forward to that feeling in 5 months if all goes according to plan/budget. It will be nice after several years of putting a good chunk of money towards paying stuff back. Hell yeah, just keep at it! There's a surprisingly large number of "debt is actually good" people out there, but I think the feeling of freedom from it has value itself. --- Well allons-y, Alonso! <cite>DarkRoast posted [p:941614583] in Being debt... [t:78821439]...</cite> <quote>Cleo_II posted... </cite> <quote>Im looking forward to that feeling in 5 months if all goes according to plan/budget. It will be nice after several years of putting a good chunk of money towards paying stuff back.</quote> Hell yeah, just keep at it! There's a surprisingly large number of "debt is actually good" people out there, but I think the feeling of freedom from it has value itself. </quote> ... Copied to Clipboard!
Son Of Spam 07/03/20 10:27:06 AM #21:	I will be 38 when my house is paid off in 6 years. Assuming I don't have any other new major expenses by then that's going to be an extra $700 a month in my pocket. I don't make great money, less than 30k, so it's going to be weird essentially being "middle-class" on a low salary. --- 17 years on Gamefaqs, and I still don't have a signature. <cite>Son Of Spam posted [p:941614687] in Being debt... [t:78821439]...</cite> <quote>I will be 38 when my house is paid off in 6 years. Assuming I don't have any other new major expenses by then that's going to be an extra $700 a month in my pocket. I don't make great money, less than 30k, so it's going to be weird essentially being "middle-class" on a low salary. </quote> ... Copied to Clipboard!
-Kush- 07/03/20 10:31:37 AM #22:	I'm hoping to be mortgage free in 1 or 2 years but will eventually get another mortgage as a rental investment. Besides that I got 15 years of child support. Otherwise my only expense is utilities. I plan on investing for now. Not interested in fancy interior stuff. I may eventually down the road buy a super car if things work out with real estate investments. --- Exit: Austin Era Enter: Kush <cite>-Kush- posted [p:941614845] in Being debt... [t:78821439]...</cite> <quote>I'm hoping to be mortgage free in 1 or 2 years but will eventually get another mortgage as a rental investment. Besides that I got 15 years of child support. Otherwise my only expense is utilities. I plan on investing for now. Not interested in fancy interior stuff. I may eventually down the road buy a super car if things work out with real estate investments. </quote> ... Copied to Clipboard!
EndOfDiscOne 07/03/20 10:45:06 AM #23:	DarkRoast posted... Hell yeah, just keep at it! There's a surprisingly large number of "debt is actually good" people out there, but I think the feeling of freedom from it has value itself. Im one of those people, but I think debt is only good for people who take an active interest in their finances. I look at mine every day, and recently refinanced our mortgage at a low rate. For most people its best to avoid debt. --- I am the Cheese! I am the best character on the show! I am better than both the salami and the bologna *COMBINED!* <cite>EndOfDiscOne posted [p:941615274] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>Hell yeah, just keep at it! There's a surprisingly large number of "debt is actually good" people out there, but I think the feeling of freedom from it has value itself.</quote>Im one of those people, but I think debt is only good for people who take an active interest in their finances. I look at mine every day, and recently refinanced our mortgage at a low rate. For most people its best to avoid debt. </quote> ... Copied to Clipboard!
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-Kush- 07/03/20 11:09:51 AM #25:	Debt is good if it involves assets. Like if you bought a business or start one and having a loan. Eventually you sell the company for more and either you pay off the loan or the new owner deals with it. If I buy 2 or 3 homes down the road to rent I don't plan to clear that debt in 20 or 30 years as tenants are paying it down. I'd rather sell the house in like 10 years making a profit and paying off the mortgage. You could gain $100-200K after taxes. --- Exit: Austin Era Enter: Kush <cite>-Kush- posted [p:941616110] in Being debt... [t:78821439]...</cite> <quote>Debt is good if it involves assets. Like if you bought a business or start one and having a loan. Eventually you sell the company for more and either you pay off the loan or the new owner deals with it. If I buy 2 or 3 homes down the road to rent I don't plan to clear that debt in 20 or 30 years as tenants are paying it down. I'd rather sell the house in like 10 years making a profit and paying off the mortgage. You could gain $100-200K after taxes. </quote> ... Copied to Clipboard!
Solid Snake07 07/03/20 11:11:23 AM #26:	DarkRoast posted... I thought about it, but I think this is the worst possible time with the stock market artificially propped up. Buying in when it dropped to 18,000 was clutch, although because I was spending most of my money paying off my debt, I wasn't able to get much but I still made a profit. There's like a 99% chance you'll fail at timing the market. Choose a few funds with good records and regularly put money into them. I'd recommend an s&p index, a growth fund, and good international fund for some decent diversification. --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle <cite>Solid Snake07 posted [p:941616157] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>I thought about it, but I think this is the worst possible time with the stock market artificially propped up. Buying in when it dropped to 18,000 was clutch, although because I was spending most of my money paying off my debt, I wasn't able to get much but I still made a profit.</quote> There's like a 99% chance you'll fail at timing the market. Choose a few funds with good records and regularly put money into them. I'd recommend an s&p index, a growth fund, and good international fund for some decent diversification. </quote> ... Copied to Clipboard!
Akagami_Shanks 07/03/20 11:13:02 AM #27:	honestly being free of debt is kind of overrated, it leads you to become frugal and you don't really let yourself buy what you could and have fun. I notice the biggest sticklers about paying stuff on time have like no luxuries lol --- PSN: TYruler50 XBL: TYruler50, Switch: 4538-0715-0699, Battle.net: TYmaster50#1751, Steam: TYmaster50, 3DS FC: 4184-8546-7267, Wii U: Tymaster7601 <cite>Akagami_Shanks posted [p:941616219] in Being debt... [t:78821439]...</cite> <quote>honestly being free of debt is kind of overrated, it leads you to become frugal and you don't really let yourself buy what you could and have fun. I notice the biggest sticklers about paying stuff on time have like no luxuries lol </quote> ... Copied to Clipboard!
whitelytning 07/03/20 11:14:53 AM #28:	Get a boat. Great way to lighten the wallet. --- ************************************************ https://imgur.com/iZdWIKJ <cite>whitelytning posted [p:941616279] in Being debt... [t:78821439]...</cite> <quote>Get a boat. Great way to lighten the wallet. </quote> ... Copied to Clipboard!
Annihilated 07/03/20 11:16:17 AM #29:	DarkRoast posted... Honestly, I don't believe in boasting. I think there are too many people suffering to boast about how much I've saved up, but I will say it's certainly more than I need to have in a bank account. So I definitely need to find a use for it. In that case it sounds like a good time to invest. Maybe get a few EFTs or a money market account or set up a Roth IRA or something. Having lots of money in the bank is kind of wasteful. <cite>Annihilated posted [p:941616326] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>Honestly, I don't believe in boasting. I think there are too many people suffering to boast about how much I've saved up, but I will say it's certainly more than I need to have in a bank account. So I definitely need to find a use for it.</quote> In that case it sounds like a good time to invest. Maybe get a few EFTs or a money market account or set up a Roth IRA or something. Having lots of money in the bank is kind of wasteful. </quote> ... Copied to Clipboard!
SaradaUchihaXXX 07/03/20 11:17:41 AM #30:	Its he best way to be tbqh Remember, theres no such thing as good debt either. <cite>SaradaUchihaXXX posted [p:941616376] in Being debt... [t:78821439]...</cite> <quote>Its he best way to be tbqh Remember, theres no such thing as good debt either. </quote> ... Copied to Clipboard!
emblem boy 07/03/20 11:18:10 AM #31:	When I paid off debt, I just started saving a lot and when I spend irresponsibly, I just end up thinking of how much that means I'm not saving/investing. --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:941616395] in Being debt... [t:78821439]...</cite> <quote>When I paid off debt, I just started saving a lot and when I spend irresponsibly, I just end up thinking of how much that means I'm not saving/investing.</quote> ... Copied to Clipboard!
BignutzisBack 07/03/20 11:35:18 AM #32:	smh at trying to time the market --- https://imgur.com/plA0Vg9 https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:941617010] in Being debt... [t:78821439]...</cite> <quote>smh at trying to time the market </quote> ... Copied to Clipboard!
Ivynn 07/03/20 11:38:38 AM #33:	Pay off my car if you don't want to feel weird anymore. --- https://imgur.com/vDci4hD <cite>Ivynn posted [p:941617120] in Being debt... [t:78821439]...</cite> <quote>Pay off my car if you don't want to feel weird anymore. </quote> ... Copied to Clipboard!
Annihilated 07/03/20 11:50:28 AM #34:	BignutzisBack posted... smh at trying to time the market Yeah when it comes to timing the market, it's like trying to catch a falling knife. The best way to go is to average the market, by budgeting a fixed amount of money every month or quarter or whatever period of time is appropriate for you, and keep buying shares with that sum. Over time the money you invest will even out with the highs and lows canceling out. <cite>Annihilated posted [p:941617574] in Being debt... [t:78821439]...</cite> <quote>BignutzisBack posted... </cite> <quote>smh at trying to time the market</quote> Yeah when it comes to timing the market, it's like trying to catch a falling knife. The best way to go is to average the market, by budgeting a fixed amount of money every month or quarter or whatever period of time is appropriate for you, and keep buying shares with that sum. Over time the money you invest will even out with the highs and lows canceling out. </quote> ... Copied to Clipboard!
DarkRoast 07/03/20 11:59:02 AM #35:	Annihilated posted... Yeah when it comes to timing the market, it's like trying to catch a falling knife. The best way to go is to average the market, by budgeting a fixed amount of money every month or quarter or whatever period of time is appropriate for you, and keep buying shares with that sum. Over time the money you invest will even out with the highs and lows canceling out. I don't think there is ever been a time in the history of the market like this, in which the value of the market so grossly exceeds the employment situation and profits of individual businesses that are going bankrupt en masse. --- Well allons-y, Alonso! <cite>DarkRoast posted [p:941617878] in Being debt... [t:78821439]...</cite> <quote>Annihilated posted... </cite> <quote>Yeah when it comes to timing the market, it's like trying to catch a falling knife. The best way to go is to average the market, by budgeting a fixed amount of money every month or quarter or whatever period of time is appropriate for you, and keep buying shares with that sum. Over time the money you invest will even out with the highs and lows canceling out.</quote> I don't think there is ever been a time in the history of the market like this, in which the value of the market so grossly exceeds the employment situation and profits of individual businesses that are going bankrupt en masse. </quote> ... Copied to Clipboard!
emblem boy 07/03/20 12:02:15 PM #36:	Stonks go up. All you need to know --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:941618014] in Being debt... [t:78821439]...</cite> <quote>Stonks go up. All you need to know</quote> ... Copied to Clipboard!
Simon_Petrikov 07/03/20 12:04:12 PM #37:	Im almost there. Maybe a few more student loan payments. But who knows how long that will last. --- Will happen, happening, happened https://imgur.com/V0NMmmo <cite>Simon_Petrikov posted [p:941618085] in Being debt... [t:78821439]...</cite> <quote>Im almost there. Maybe a few more student loan payments. But who knows how long that will last. </quote> ... Copied to Clipboard!
KamenRiderBlade 07/03/20 1:42:22 PM #38:	What about owning your own house & land? Buying a empty plot of land, and building a house to your exact specification using the methods & materials you want could be very rewarding. --- Are you a MexiCAN or a MexiCAN'T - Johnny Depp '*Once Upon A Time in Mexico*' <cite>KamenRiderBlade posted [p:941622033] in Being debt... [t:78821439]...</cite> <quote>What about owning your own house & land? Buying a empty plot of land, and building a house to your exact specification using the methods & materials you want could be very rewarding. </quote> ... Copied to Clipboard!
Arcanine2009 07/03/20 1:42:54 PM #39:	DarkRoast posted... Like, you have the money to buy whatever you want without worrying that you're being irresponsible, but at the same time you still feel irresponsible if you spend it. I've saved up a ridiculous amount of money simply because I have basically no bills except for utilities/housing. But I still can't bring myself to buy cool stuff that I've always wanted because it feels irresponsible. You still got bills to pay though, just remember that. --- Less is more. Everything you want, isn't everything you need. <cite>Arcanine2009 posted [p:941622059] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>Like, you have the money to buy whatever you want without worrying that you're being irresponsible, but at the same time you still feel irresponsible if you spend it. I've saved up a ridiculous amount of money simply because I have basically no bills except for utilities/housing. But I still can't bring myself to buy cool stuff that I've always wanted because it feels irresponsible.</quote>You still got bills to pay though, just remember that. </quote> ... Copied to Clipboard!
BignutzisBack 07/03/20 2:22:46 PM #40:	DarkRoast posted... I don't think there is ever been a time in the history of the market like this, in which the value of the market so grossly exceeds the employment situation and profits of individual businesses that are going bankrupt en masse. sounds like it's time for you to join r/wallstreetbets --- https://imgur.com/plA0Vg9 https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:941623625] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>I don't think there is ever been a time in the history of the market like this, in which the value of the market so grossly exceeds the employment situation and profits of individual businesses that are going bankrupt en masse.</quote> sounds like it's time for you to join r/wallstreetbets </quote> ... Copied to Clipboard!
emblem boy 07/03/20 2:35:35 PM #41:	BignutzisBack posted... DarkRoast posted... I don't think there is ever been a time in the history of the market like this, in which the value of the market so grossly exceeds the employment situation and profits of individual businesses that are going bankrupt en masse. sounds like it's time for you to join r/wallstreetbets She can start losing money like the rest of us. --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:941624134] in Being debt... [t:78821439]...</cite> <quote>BignutzisBack posted...</cite> <quote>DarkRoast posted... </cite> <quote> I don't think there is ever been a time in the history of the market like this, in which the value of the market so grossly exceeds the employment situation and profits of individual businesses that are going bankrupt en masse.</quote> sounds like it's time for you to join r/wallstreetbets </quote> She can start losing money like the rest of us.</quote> ... Copied to Clipboard!
1337toothbrush 07/03/20 2:40:11 PM #42:	Congratulations on being debt free! Don't kick the habit of frugality too hard, gotta save for retirement! I'm aiming for an early retirement. --- https://gamefaqs.gamespot.com/boards/261-politics/78252375/931554955 https://imgur.com/a/FU9H8 - https://imgur.com/ZkQRDsR - https://imgur.com/2x2gtgP <cite>1337toothbrush posted [p:941624316] in Being debt... [t:78821439]...</cite> <quote>Congratulations on being debt free! Don't kick the habit of frugality too hard, gotta save for retirement! I'm aiming for an early retirement. </quote> ... Copied to Clipboard!
Annihilated 07/03/20 3:21:43 PM #43:	DarkRoast posted... I don't think there is ever been a time in the history of the market like this, in which the value of the market so grossly exceeds the employment situation and profits of individual businesses that are going bankrupt en masse. Do you know about value investing? Or at least the price-earnings ratio of a company? <cite>Annihilated posted [p:941625962] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>I don't think there is ever been a time in the history of the market like this, in which the value of the market so grossly exceeds the employment situation and profits of individual businesses that are going bankrupt en masse.</quote> Do you know about value investing? Or at least the price-earnings ratio of a company? </quote> ... Copied to Clipboard!
Guerrilla Soldier 07/03/20 3:22:23 PM #44:	avoid addictions --- Disclaimer: There's a good chance the above post could be sarcasm. Die-hard Oakland A's fan --- Keep the A's in Oakland! <cite>Guerrilla Soldier posted [p:941625989] in Being debt... [t:78821439]...</cite> <quote>avoid addictions </quote> ... Copied to Clipboard!
-Kush- 07/03/20 5:14:46 PM #45:	1337toothbrush posted... Congratulations on being debt free! Don't kick the habit of frugality too hard, gotta save for retirement! I'm aiming for an early retirement. This. Nothing wrong with being frugal. --- Exit: Austin Era Enter: Kush <cite>-Kush- posted [p:941630688] in Being debt... [t:78821439]...</cite> <quote>1337toothbrush posted... </cite> <quote>Congratulations on being debt free! Don't kick the habit of frugality too hard, gotta save for retirement! I'm aiming for an early retirement.</quote> This. Nothing wrong with being frugal. </quote> ... Copied to Clipboard!
Solid Snake07 07/03/20 8:11:39 PM #46:	That feeling is called freedom --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle <cite>Solid Snake07 posted [p:941637813] in Being debt... [t:78821439]...</cite> <quote>That feeling is called freedom </quote> ... Copied to Clipboard!
pepper2012 07/03/20 8:22:12 PM #47:	DarkRoast posted... Honestly, I don't believe in boasting. I think there are too many people suffering to boast about how much I've saved up, but I will say it's certainly more than I need to have in a bank account. So I definitely need to find a use for it. As always, buy land. Not buildings or real estate - buy land. --- None of this is good, Vector. That's why it's called "a Sonic game." - Knuckles the Echidna <cite>pepper2012 posted [p:941638200] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>Honestly, I don't believe in boasting. I think there are too many people suffering to boast about how much I've saved up, but I will say it's certainly more than I need to have in a bank account. So I definitely need to find a use for it.</quote> As always, buy land. Not buildings or real estate - buy land. </quote> ... Copied to Clipboard!
yunalenne10 07/03/20 8:57:06 PM #48:	Solid Snake07 posted... That feeling is called freedom Boy oh boy, the price of freedom is steep. --- "The more beautiful and pure a thing is, the more satisfying it is to corrupt it." - Rule 43 <cite>yunalenne10 posted [p:941639523] in Being debt... [t:78821439]...</cite> <quote>Solid Snake07 posted... </cite> <quote>That feeling is called freedom</quote>Boy oh boy, the price of freedom is steep. </quote> ... Copied to Clipboard!
Solid Snake07 07/03/20 9:33:15 PM #49:	yunalenne10 posted... Boy oh boy, the price of freedom is steep. Living your life in debt makes it a whole hell of a lot more expensive than not. Sad that so many people seem to not know that. --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle <cite>Solid Snake07 posted [p:941640973] in Being debt... [t:78821439]...</cite> <quote>yunalenne10 posted... </cite> <quote>Boy oh boy, the price of freedom is steep.</quote> Living your life in debt makes it a whole hell of a lot more expensive than not. Sad that so many people seem to not know that. </quote> ... Copied to Clipboard!
Cleo_II 07/03/20 10:02:13 PM #50:	DarkRoast posted... Hell yeah, just keep at it! There's a surprisingly large number of "debt is actually good" people out there, but I think the feeling of freedom from it has value itself. Yeah were definitely not one of those. Weve always had minimal debt. We took a substantial loan from my uncle to help buy a house with a 3 year payment plan. We should have paid it off by now or so. But my husband lost his job somewhere between that and took six months to find a new one. So that delayed things but it will be a huge weight off our shoulders once were done. At least it went towards equity in our home. <cite>Cleo_II posted [p:941642071] in Being debt... [t:78821439]...</cite> <quote>DarkRoast posted... </cite> <quote>Hell yeah, just keep at it! There's a surprisingly large number of "debt is actually good" people out there, but I think the feeling of freedom from it has value itself.</quote>Yeah were definitely not one of those. Weve always had minimal debt. We took a substantial loan from my uncle to help buy a house with a 3 year payment plan. We should have paid it off by now or so. But my husband lost his job somewhere between that and took six months to find a new one. So that delayed things but it will be a huge weight off our shoulders once were done. At least it went towards equity in our home. </quote> ... Copied to Clipboard!
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Current Events > Being debt free feels super weird