VeggetaX posted... The reason I made this topic because a friend's friend or whatever tried to sell me a life insurance policy. And she became quite hostile, rude and aggressive about when I told her I wasn't interested.
So my friend brought her over to my house without me knowing. He was helping her find potential customers. She brings out her laptop and all her portfolio and paperwork going on about how cheap her life insurance policies are and I should buy it now because I get older and it will cost more. She also brought up the investment part of life insurance and it's called Index Life Insurance where you pay a higher premium which will have an average of 12% returns. She argued that the returns are the best right now and many people are taking out their 401k just to pay into this Index Life Insurance instead.
It all sounds way too good to be true and I'm no pro at finances especially at this level so I told her I'll get back to her. She then got hostile and personal asking me my yearly salary, what bills I pay and how much I have in the savings. She directly told me I could afford life insurance and should definitely get it now instead of later. I told her I wanted to do some more research before I make this decision. She was trying hard to convince me buying life insurance is a no brainer and everyone should have it.
Told her I'll give her a call if I want to buy. She left pissed off.
Typical salesperson.
They couldn't give two shits about your finances. They also tend to promise the world, but leave out the fine print or bait and switches.
Also no offense to your friend, but what they did was a pretty ass thing to do. If I invite you to my house, don't invite an extra to fucking sell something to me. The fuck?