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TopicMore proof credit scores are a complete and utter farse
TaylorHeinicke
02/16/23 11:59:40 AM
#16:


Kuuko posted...
Most of us just set it to autopay so there is no forgetting. I review my statements and don't have trouble noticing unexpected charges. I have 10 or 11 cards and never paid an annual fee or interest on any of them. But personal finance is personal so you do you.
Autopay works for some too, but I don't like not having the control. If there's fraud on something and my bank autopays, then it's gonna be a lot harder to get that money back. Also overdraft risk as well, though that really doesn't apply to me based on my spending and how much I usually have in checking.


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