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TopicMore proof credit scores are a complete and utter farse
2Pacavelli
02/16/23 11:44:28 AM
#5:


Good job keeping your credit score high. I just recently got back into the 700+ club myself planning on staying there

TaylorHeinicke posted...
which is fucking stupid because like, i'm not going to deliberately avoid paying my credit card for a month just so it shows up as a "balance." i pay that shit off like every other day. im not gonna risk sitting on a balance for an extra period of time just so some bogus computer can say having money owed is a good thing instead of, y'know, having NO money owed being a better thing

Yeah I know that too, I remember falling into that trap after getting debt free two years ago and got myself right back into debt after losing track of spending

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