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| Topic | More proof credit scores are a complete and utter farse |
| TaylorHeinicke 02/16/23 11:42:15 AM #4: | Damn_Underscore posted... You dont have to pay it off every other day. Just pay then off at the deadlinesSeems like a great way to get into debt -- people use credit cards like free money for a straight month, then the bill comes in and they're like fucking hell Treat it like a checking account -- pay it off every day or every other day. Everything is online so it's much easier to get a snapshot of what you actually have left vs. what you still owe. Agonized_rufous posted... Someone with a car payment of 4 years with a credit score of 700 can often look better than an 800 score with nothing going on to the person dealing with the loan request.That helps my point though -- the issue is with how the system is built. Someone with a good payment history on four years of a big ticket item like a car shouldn't have a 700, they should be higher than that. The person with zero history shouldn't have an 800. On the surface, I agree. The person with a good payment history should have a higher score. They shouldn't be punished for being good. --- St. Louis Battlehawks (1-1) ... Copied to Clipboard! |
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