LogFAQs > #971045348

emblem-man posted...

Also ideally, if the money is in the market in some way (obviously not fully in stocks as we've seen from this year, stocks can go down), you could withdraw some amount of money without your principal amount actually decreasing.

If you have 1 million, and you withdraw 40k a year, or 4%, if the market goes up by at least 4%, you could withdraw 4% , without the principal 1 million decreasing

S&P returns 7% on average. But when you retire you don't even want to be in stocks you want to be in bonds, which are extremely safe investments and return on average 4%. It's basically guaranteed.