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Topic	Do you wait until the end of your billing cycle to pay your credit card?
Bleuets 08/05/21 12:30:03 AM #19:	Typically utilization would be: under 30% helps build credit 30%-50% is neutral over 50% can hurt your credit That said, it depends. 15% utilization is great when you're building your credit and have a 600 score. But if you have an 830 and have 15% utilization, that could actually hurt your credit. Basically, the better your credit score the more critical they become so what could help with a lower credit score might not with a very high credit score. <cite>Bleuets posted [p:956789880] in Do you wai... [t:79599180]...</cite> <quote>Typically utilization would be: under 30% helps build credit 30%-50% is neutral over 50% can hurt your credit That said, it depends. 15% utilization is great when you're building your credit and have a 600 score. But if you have an 830 and have 15% utilization, that could actually hurt your credit. Basically, the better your credit score the more critical they become so what could help with a lower credit score might not with a very high credit score. </quote> ... Copied to Clipboard!
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