LogFAQs > #949627543

Bugmeat posted...

Those should only stay on your credit for 7 years. Unless you keep paying on them. Don't pay, deny the debt and eventually it goes away. I suppose it may depend on how much. But I ignored a hospital/ambulance bill of a few grand and just told the collectors that I had no knowledge of thay debt whenever they called. It went through a few different companies but eventually people stopped calling and a few years later it dropped off my credit report.

I imagine if it's bug enough they'll take more drastic measures like having the courts garnish your wages and that would keep it from dropping since that would count as making payments...

Is that so? I have 2 collections that appear as derogatory marks in my credit report from 2016 for unpaid hospital bills. I havent paid a dollar towards either.. they should both disappear from my credit report in 2023?

ive always debated if Im better off just paying them off to boost my credit score or not