LogFAQs > #949627245

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TopicATTN People with medical debt
Bugmeat
01/17/21 11:43:19 PM
#8:


SamuelLJackdson posted...
I did this in my early 20s when I was having health problems and didnt have insurance. Charity care took away most of my debt. But once they go to collections, charity care doesnt take care of it. The ones that went to collections impact my credit to this day
Those should only stay on your credit for 7 years. Unless you keep paying on them. Don't pay, deny the debt and eventually it goes away. I suppose it may depend on how much. But I ignored a hospital/ambulance bill of a few grand and just told the collectors that I had no knowledge of thay debt whenever they called. It went through a few different companies but eventually people stopped calling and a few years later it dropped off my credit report.

I imagine if it's bug enough they'll take more drastic measures like having the courts garnish your wages and that would keep it from dropping since that would count as making payments...

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