LogFAQs > #939767725

streamofthesky posted...

Credit cards don't "overdraw". You don't have to pay anything extra if you pay off the full balance each month, which is no different than having it taken from a debit card in the long run (except that you get to slightly delay having the money withdrawn, which is nice).

Then different countries have different rules for credit and debit cards. Who would have thunk (sarcasm). Credit card is literally in my country a credit (loan) in a form of a card. Virtually, you can take-out as much as you want, but if you exceed what you have (or what by agreement per month you can use), you'll have to pay that sum back + interest.