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TopicWhat's your living situation?
LinkPizza
02/22/20 7:19:55 PM
#29:


wolfy42 posted...
Yeah, many don't have a choice though. I graduated on my 16th birthday and my mom kicked me out right away lol.

Taxes can suck in some states, a few actually have like 6% income tax for the state, with no smaller amount based on income. CA is 1% up to a certain income range (well above min wage), WA has none, etc.....so that can certainly hurt, considering Fed tax on your first 30k is somewhere around 8% total (0% first 12k, 10% for next 10....so it's 5% for first 22k basically and 8% for first 32k).

If you add 6% from state (harsh states) then your almost doubling it...which is hard.

But yeah $15 an hour SHOULD let you pay $1000 in rent + have a good $1000-$1200 left over for expenses.

I currently live on $1000 a month TOTAL lol.....and have for a year (was easier at the last place I lived since we split a 3 bedroom apartment that cost $1100 (in Lacey WA). Here I pay $575 but rent a whole basement (living room/bedroom/bathroom, fridge etc). It's a good deal but more expensive, but means I spend (or at least try) less then $425 a month on other stuff.

You're very different, though. Most people's parent at least wait until 18. Y'know, the legal age? And even then, most won't kick them out unless they have to for whatever reason. Though, most won't kick them out because they usually like their kids and want them to be successful. Trying to do that while living in a shitty apartment working a minimum wage job. Especially when you don't have enough and have to keep calling them for help. At that point, they might as well let you stay...

Anyway, $15 an hour for me was not really like that. It was close to about $1000 after taxes, medical insurance, and rent. But that still left money for bills for utilities (electric, gas, & water), internet, car payment, car insurance, phone bill, food, etc... It can seem like a lot extra until you start adding it all up. And that can make it hard to have an extra, which makes it hard to save. Not to mention, you may need to use a good amount if something unexpected comes up. Or if you can't make the full hours, for whatever reason. And losing a job could be bad, because with that amount, you'll most likely be working paycheck to paycheck like nearly 80% of the US...

Zareth posted...
Live with my brother, my parents, and my aunt and uncle in a nice big house.

My mom wanted to do something similar once. She wanted to get a house big enough for her, my brother, my sister, my grandma, and me to live in. And all our pets. And maybe her SO. Or something like that. It would have had to been big, though...
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