LogFAQs > #933287624

LameFAQs posted...

I just used the vacation as an example. Thats just the perk that I chose because I like to travel.

Many cards offer 2x points on gas and groceries. Any theres plenty of cash back cards out there today. As long as youre avoiding any fees, how arent you making out using certain credit cards?

Becuase you will always buy more at the store when using a credit card than when using your own money.

Gas - yes - definitely always use a credit card (mine is 3% cashback)
But grocers - don't fall into that trap. You'll start throwing 1 or two extra items in your cart because "Oh, I'll pay it back before the month is up"
^ try that for 10+ years. Yeah right you'll pay it once the month is up.

Just trust me, it's a trap. Don't desensitize yourself to spending money. Don't be like me when I was 25 and be ordering Dominos on a credit card because "you get cash back and can easily pay it back!"

At first, sure, that worked - but I got so desensitized to it that my $20 grocery bills were becoming $40. I was buying random shit. I was eating out more.

It's "The Man's" way of putting you in debt. Trust me.

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Ohh boy