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TopicAny credit card tips I should know of?
krazychao5
01/20/20 3:39:00 PM
#36:


CultOfPhil posted...
dont risk it. Shit happens.
yeah, i've missed a few payments thinking i had scheduled the payment. the late fees and interest were reversed every time i asked for it.

Tyranthraxus posted...
Don't do this. It's bad for your credit score to keep opening accounts.
Yes, and no. The hard impacts will have a small dent in your score and will disappear rather quickly.
Number of accounts, total credit balance, time active will all benefit you in the long run more than the hard impact inquiry as long as your are effectively managing the accounts. Having more accounts in good standing will benefit you and your score.

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