LogFAQs > #930152971

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Topic	Oh hey i'm being sued
ChaosTonyV4 11/14/19 10:04:35 PM #191:	Corrik7 posted... You are arguing nonsense. Figuring I have responded to you throughout this topic, that makes it more likely you haven't read the topic than I have. If you actually read youd see this court date is literally for the collector to prove they own the debt. Corrik7 posted... Sounds like a biased story. They didn't give up and sell their debt to a collection agency at a loss without having tried to recoup their debt. That is simply common sense, drak! We shouldn't toss that by the wayside in our blind belief of one side of a story. They don't sell your debt because you missed one payment and you didn't realize it. They sell your debt when you miss multitudes of payments, and they cannot get you to pay the amount because they either can't get a hold of you or because you are uncooperative. Whichever. The actual first post of the topic he explains it was the final payment and assumed it was closed. In a debt collectors case, they need to prove they tried contact him for the debt to charge late fees or interest (edit: clarification point because I know you wont try to understand. If they bought a debt of X amount on Y date, they need to prove they contacted him to charge for anything past Y because Pun cant be psychic, there is literally a law about this to protect consumers from fraud) Links were literally shared showing the laws. Read the damn topic. --- Phantom Dust. "I'll just wait for time to prove me right again." - Vlado <cite>ChaosTonyV4 posted [p:930152971] in Oh hey i'm... [t:78065584]...</cite> <quote>Corrik7 posted... </cite> <quote>You are arguing nonsense. Figuring I have responded to you throughout this topic, that makes it more likely you haven't read the topic than I have.</quote> If you actually read youd see this court date is literally for the collector to prove they own the debt. Corrik7 posted... </cite> <quote>Sounds like a biased story. They didn't give up and sell their debt to a collection agency at a loss without having tried to recoup their debt. That is simply common sense, drak! We shouldn't toss that by the wayside in our blind belief of one side of a story. They don't sell your debt because you missed one payment and you didn't realize it. They sell your debt when you miss multitudes of payments, and they cannot get you to pay the amount because they either can't get a hold of you or because you are uncooperative. Whichever.</quote> The actual first post of the topic he explains it was the final payment and assumed it was closed. In a debt collectors case, they need to prove they tried contact him for the debt to charge late fees or interest (edit: clarification point because I know you wont try to understand. If they bought a debt of X amount on Y date, they need to prove they contacted him to charge for anything past Y because Pun cant be psychic, there is literally a law about this to protect consumers from fraud) Links were literally shared showing the laws. Read the damn topic. --- Phantom Dust. "I'll just wait for time to prove me right again." - Vlado</quote> ... Copied to Clipboard!
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