LogFAQs > #929899894

I think while it's essentially automatic, the judge has final say.

But if they do show up (which like, unless they're a local collector is unlikely), you just have to say you have no recollection of not paying, and there's no reason you wouldn't. Also mention how you haven't changed addresses and they made no attempt to contact you about it.

Then it's basically 100% up to the judge. You showing up is gonna put a lot of favor in your corner, because nobody likes 3rd party collectors. It's not like you're not paying them what you owe them, it's somebody else decided the debt wasn't worth it and sold it for pennies to a scavenger.

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Phantom Dust.
"I'll just wait for time to prove me right again." - Vlado