LogFAQs > #914954185

In a change of pace from cash!!!

But yeah I have the capital one venture card with 2x points on travel, but i no longer need the travel points so im thinking strictly cash back.

Im thinking:

capital one quicksilver. 1.5% cash back everywhere, and as a bonus if I spend $500 in 3 months I get $150 for free...so like thats easy as hell to get and free money.

Citi double cash...1% cash back and 1% when you pay, so essentially 2% everywhere for me

But I was looking into my banks line of credit cards and one Intrigues me.

4% back on gas
3% on dining(including fast food)
2% back on groceries
1% everywhere else

You dont need to choose these categories or sign up or track or anything its just the fixed tier you get every purchase. So I dont need to go "oh, this month I need to eat out cause cash back" I can just eat out as I do and get 3% every time. No sign up bonuses, but this

should scale down to higher than 2% like that Citi card if I buy everything with it.

any recs, folks? tryna not have a yearly fee as well, though if the first year is free i might consider it depending.