A good amount of it is people just being dumb with their financial obligations. You don't need a fancy ass car, you don't need a 70 inch TV, and there's a lot of married couples having kids that (CONTROVERSIAL OPINION WARNING) really shouldn't be having children, for financial reasons.
This I knew a guy who supported himself and 2 other adults off I wanna say a 8 dollar an hour job. He had no internet, no cell phones no cable/satellite. His car was a old piece of shit but he knew how to work on it himself. But the bills got paid and nobody was starving.
Where did they live, though? Different areas have different cost of living. In the military, depending on where you lived, you got more money for certain things. For example, Id get more money back in my home state. But currently, I live in a cheap town. I literally couldn't live on my paycheck back home. But here its fine. If I made what normal jobs back then make, I could live like a king down here...
I know cost of living changes depending on where you are. And it wasn't high there but most people in similar situations in the same area lived in pay by income apartments he didn't.
So what he was payed is neither here nor there just agreeing with guy that a lot of people could cut unneeded things out of their costs in order to get by if needed.
My brother lives closer to a city (literally walking distance I believe) so cost of living is higher he gets paid more I wanna say 30k yearly and he supports himself his gf and kid. He can't afford a home phone or tv though. (He has a cell phone and so does his gf) she has a job too but it's literally just enough to pay her car bill.
Edit. Come to think of it he does live in city limits just his immediate area doesn't look like a city
Yeah. It works for some people. I do agree that there are a good amount of people that buy stuff that they dont need. Though, I guess needs for people depend on their lifestyle and stuff. But I dont think thats the biggest reason for people not having enough, tbh...
Maybe you are right but I'm just saying when your luck goes sour there are ways to tighten your belt. Being poor sucks I know there was a period in my life all I got was one meal a day. ---
Cid- "looks like that overgrown lobster just got served!" Bartz-"with cheese biscuts AND mashed potatoes!"