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Topic	I got my first credit card and I've been using it, but my statement says $0 due
Paragon21XX 01/03/18 9:25:46 PM #5:	weapon_d00d816 posted... I got it at the beginning of December and I've been using it for purchases, and my account shows I have a balance of ~$175 that I've rung up on it, but my statement says I have $0.00 due by January 5th. So do I just pay nothing? What happens to that $175? Does it add to the balance next month? If I pay it off now, even though it says I technically don't have to pay anything, will that money vanish into thin air or contribute to my next one? You simply started using the card after the first cycle was over, so everything you charged last month will be on next month's bill. You can pay it now if you want to and it will show up as a credit towards your next bill. --- Hmm... <cite>Paragon21XX posted [p:893379969] in I got my f... [t:76165964]...</cite> <quote><cite>weapon_d00d816 posted...</cite> <quote>I got it at the beginning of December and I've been using it for purchases, and my account shows I have a balance of ~$175 that I've rung up on it, but my statement says I have $0.00 due by January 5th. So do I just pay nothing? What happens to that $175? Does it add to the balance next month? If I pay it off now, even though it says I technically don't have to pay anything, will that money vanish into thin air or contribute to my next one?</quote> You simply started using the card after the first cycle was over, so everything you charged last month will be on next month's bill. You can pay it now if you want to and it will show up as a credit towards your next bill. --- Hmm...</quote> ... Copied to Clipboard!
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