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TopicHow do you use your credit cards?
Soviet_Poland
12/31/17 5:37:13 PM
#32:


MaverickXeo posted...
Use it, then pay it off the next day. I get cash back on it, so I make money from using it.


Your credit benefits more if you keep a balance of about 10-20% utilization, while still paying the statement balance every month to avoid incurring an interest change.
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