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| Topic | How would I know if someone sent me to collections? Checking credit report and |
| ChromaticAngel 05/08/17 11:58:53 PM #7: | DoctorVader posted... But what's the actual threshold? I personally did get sent to collections because I completely ignored the collectors. It was for $800 for a ER visit that wasn't covered because the doctor didn't accept my insurance but the hospital did and it stayed on my report for 7 years. This was like 12 years ago. It was recently increased, but I don't know how much. I know now that people will straight up not bother to collect medical debt under a certain amount. But if it was 12 years ago, then it doesn't matter. You are not legally obligated to pay a debt that has been in default for over a certain number of years. As a matter of fact, if you got a bill collector calling you about some 12 year old bill that you never paid, you can basically just tell them that you legally don't have to pay it and they'll never call you back. It's legal to TRY to collect it though, but you don't have to pay and they can't do anything about it to you in reprisal. --- ... Copied to Clipboard! |
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